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Saudi Enaya Cooperative Insurance Company (8311.SR)

SAR8.60 -0.19 (-2.16%)
SA SAU Financial Services Insurance - Reinsurance
Address Prince Sultan Street 23423
Jeddah, Makkah Province, SA
CEO Nasr Aldin Baba
IPO 2012-04-02
ISIN SA12U0541RH2

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Description

Established in 2011 and based in Jeddah, Saudi Arabia, Saudi Enaya Cooperative Insurance Company delivers health coverage solutions across the Kingdom. The firm primarily focuses on underwriting medical insurance policies. Beyond its core offerings, it provides an array of supplementary services, including access to ambassadors and medical practitioners, telemedicine via app and video consultations, and specialized care for home, chronic conditions, and the elderly.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
SAR8.60 -0.19 (-2.16%)
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Volume Profile
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Liquidity & share structure
Average Volume
570.0K
Beta
0.28
Float Shares
23.00M
Free Float %
100.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +18.10% +60.58% +45.69% +60.81% +20.52% -11.08% -74.51% -75.45% -96.08%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
8.60
Quality scores
Altman Z-Score
2.58
Grey zone
Piotroski F-Score
3 / 9
Average
MOAT Score
4 / 10
Developing
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Reinsurance: +19.7%
    -27.3% Q1'26: -41.9% (vs Q1'25)
  • EPS growth Insurance - Reinsurance: +47.7%
    +75.0% Q1'26: -92.8% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Reinsurance: +7.0%
    -25.0% Q1'26: +56.6% (vs Q1'25)
  • EBIT margin Insurance - Reinsurance: +13.4%
    +0.8% Q1'26: +2.0% (vs Q1'25)
  • ROIC Insurance - Reinsurance: +4.0%
    Q1'26: -13.0% (vs Q1'25)
  • Share dilution Insurance - Reinsurance: +0.2%
    -0.3% Q1'26: +0.5% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Reinsurance: 0.00×
    0.95× Q1'26: 0.47× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.21) × ERP
WACC = 100% × Ke + 0% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 8.60
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-21 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-20 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-19 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-18 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-17 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-14 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-13 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-12 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-11 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-10 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-07 C 2/5 1/5 1/5 1/5 4/5 1/5 3/5
2026-05-06 C 2/5 1/5 1/5 1/5 4/5 1/5 3/5
2026-05-05 C 2/5 1/5 1/5 1/5 4/5 1/5 3/5
2026-05-04 C 2/5 1/5 1/5 1/5 4/5 1/5 3/5
2026-05-03 C 2/5 1/5 1/5 1/5 3/5 1/5 3/5
2026-04-30 C 2/5 1/5 1/5 1/5 3/5 1/5 3/5
2026-04-29 C 2/5 1/5 1/5 1/5 3/5 1/5 3/5
2026-04-28 C 2/5 1/5 1/5 1/5 3/5 1/5 3/5
2026-04-27 C 2/5 1/5 1/5 1/5 3/5 1/5 3/5
2026-04-26 C 2/5 1/5 1/5 1/5 3/5 1/5 3/5
2026-04-23 C 2/5 1/5 1/5 1/5 3/5 1/5 3/5
2026-04-22 C 2/5 1/5 1/5 1/5 3/5 1/5 3/5
2026-04-21 C 2/5 1/5 1/5 1/5 3/5 1/5 3/5
2026-04-20 C 2/5 1/5 1/5 1/5 3/5 1/5 3/5
2026-04-19 C 2/5 1/5 1/5 1/5 3/5 1/5 3/5
2026-04-16 C- 1/5 1/5 1/5 1/5 2/5 1/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-23.42M
OE per share TTM
-0.97
Owner's Yield
-9.12%
Maintenance CapEx ratio
1,091.10%
Maint CapEx / Avg PPE
1.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
12.9K
Shares Outstanding
23.00M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Abdullah Alabbasi HR Manager male
Abdullah Alnajem Head of Cybersecurity
Abdullah Mujammami Head of Compliance male
Ahmad Samman Head of Risk male
Khaled Abdulrahim-Eid AlZahrani Head of Underwriting male
Khaled Alharbi Head of Cybersecurity male
Kinana Al-Sharif MD & Director female
Mufreh Abdullah Marzouq Alyami Chief Sales Officer male
Nasr Aldin Baba Acting Chief Executive Officer & Chief Financial Officer male
Thomas Renn Technical Director male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits