Syarikat Takaful Malaysia Keluarga Berhad (6139.KL)
Kuala Lumpur, MY
Syarikat Takaful Malaysia Keluarga Berhad operates as a provider of family and general takaful (Islamic insurance) services across Malaysia and Indonesia. The company offers a diverse array of personal protection plans, encompassing travel and general personal accident coverage (Takaful myClick Travel PA, Takaful myClick PA), term life solutions (Takaful myClick Term), and various health-related products like online medical plans (Takaful myClick MediCare), critical illness coverage (Takaful myCI), and broader medical support (Takaful myClick MediPlus). For vehicles, it supplies comprehensive motor protection (Takaful myClick Motor), flexible options for low-usage vehicles (Takaful myClick Motor FlexiSaver), and private motorcycle insurance (Takaful myClick Motorcycle). Its property and home-related offerings include mortgage protection (Takaful myMortgage), coverage for fire damage due to specified events like lightning and domestic gas explosions (Takaful myFire), comprehensive insurance for homes and their contents (Takaful myHouseowners & Householders), and specific protection for household items against various risks (Takaful myHome Content). For commercial clients, particularly small and medium-sized enterprises (SMEs), the company provides employee benefit programs (Takaful mySME Partner), guarantees for foreign worker employment (Foreign Workers Takaful Guarantee), comprehensive all-risk protection for solar panel installations (Takaful mySolar Protection), and general business solutions (Takaful mySME). Furthermore, its general takaful portfolio extends to cover employer's liability, additional employee benefits, boilers and pressure vessels, machinery breakdown, electronic equipment, contractors' and erection all risks, workmen's compensation, public liability, marine cargo, all-risks policies, burglary, fidelity guarantees, money protection, and plate glass insurance. The firm also engages in family and general retakaful operations and offers online takaful solutions. Founded in 1981, the company, initially known as Syarikat Takaful Malaysia Berhad, officially changed its name to Syarikat Takaful Malaysia Keluarga Berhad in June 2018 and is headquartered in Kuala Lumpur, Malaysia.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.58% | -1.73% | +2.41% | +5.92% | +0.59% | +9.68% | -2.58% | +0.59% | -23.42% | -13.04% | +901.44% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 5 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Insurance - Specialty: +11.0%+165.6% ★ Q1'26: +156.7% (vs Q1'25)
-
EPS growth Insurance - Specialty: +18.3%-2.2% Q1'26: +9.1% (vs Q1'25)
-
FCF margin FCF growth · Insurance - Specialty: +39.7%+18.5% Q1'26: +35.8% (vs Q1'25)
-
EBIT margin Insurance - Specialty: +18.3%+13.9% Q1'26: +14.3% (vs Q1'25)
-
ROIC Insurance - Specialty: +10.3%+23.8% ★ Q1'26: +27.0% (vs Q1'25)
-
Share dilution Insurance - Specialty: +0.5%+4.2% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Specialty: 0.25×0.82× ★ Q1'26: 0.75× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 4 Rev. Ana. 5 EPS Ana. |
Dec 2027 5 Rev. Ana. 6 EPS Ana. |
Dec 2028 1 Rev. Ana. 3 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
1.56B
est: 1.37B (+14.0%)
|
1.79B
est: 1.53B (+16.9%)
|
1.85B
est: 1.78B (+4.4%)
|
2.20B
est: 2.11B (+4.1%)
|
2.78B
est: 2.63B (+5.7%)
|
2.51B
est: 2.56B (-2.0%)
|
2.67B
est: 2.55B (+4.8%)
|
1.33B
est: 2.77B (-52.1%)
|
1.52B
est: 2.63B (-42.4%)
|
1.68B
est: 3.53B (-52.4%)
|
4.45B
est: 4.06B (+9.7%)
|
4.26B
3.99B – 4.52B
+4.8% YoY
|
4.65B
4.15B – 5.15B
+9.3% YoY
|
5.05B
4.61B – 5.48B
+8.5% YoY
|
| EBITDA |
224.20M
est: 393.00M (-43.0%)
|
249.85M
est: 441.34M (-43.4%)
|
283.99M
est: 510.81M (-44.4%)
|
378.85M
est: 608.29M (-37.7%)
|
461.28M
est: 755.74M (-39.0%)
|
474.52M
est: 735.80M (-35.5%)
|
495.47M
est: 732.24M (-32.3%)
|
511.40M
est: 796.28M (-35.8%)
|
507.64M
est: 757.40M (-33.0%)
|
574.89M
est: 979.57M (-41.3%)
|
620.59M
est: 1.13B (-45.0%)
|
1.18B
1.11B – 1.25B
+4.8% YoY
|
1.29B
1.15B – 1.43B
+9.3% YoY
|
1.40B
1.28B – 1.52B
+8.5% YoY
|
| EBIT |
204.21M
est: 369.97M (-44.8%)
|
220.98M
est: 415.47M (-46.8%)
|
253.65M
est: 480.87M (-47.3%)
|
337.00M
est: 572.64M (-41.1%)
|
417.74M
est: 711.45M (-41.3%)
|
426.82M
est: 692.68M (-38.4%)
|
438.70M
est: 689.33M (-36.4%)
|
453.10M
est: 749.61M (-39.6%)
|
507.64M
est: 713.01M (-28.8%)
|
574.89M
est: 933.52M (-38.4%)
|
620.59M
est: 1.07B (-42.3%)
|
1.13B
1.06B – 1.20B
+4.8% YoY
|
1.23B
1.10B – 1.36B
+9.3% YoY
|
1.34B
1.22B – 1.45B
+8.5% YoY
|
| Net Income |
155.98M
est: 167.46M (-6.9%)
|
176.28M
est: 182.95M (-3.6%)
|
206.70M
est: 209.89M (-1.5%)
|
294.92M
est: 253.54M (+16.3%)
|
364.84M
est: 380.97M (-4.2%)
|
362.42M
est: 341.94M (+6.0%)
|
411.42M
est: 362.03M (+13.6%)
|
282.86M
est: 334.45M (-15.4%)
|
346.91M
est: 364.23M (-4.8%)
|
378.15M
est: 404.11M (-6.4%)
|
384.72M
est: 386.03M (-0.3%)
|
399.46M
387.76M – 411.34M
+3.5% YoY
|
416.03M
396.64M – 432.78M
+4.1% YoY
|
427.59M
379.35M – 474.96M
+2.8% YoY
|
| SGA |
71.83M
est: 108.95M (-34.1%)
|
111.68M
est: 122.35M (-8.7%)
|
125.84M
est: 141.61M (-11.1%)
|
172.97M
est: 168.63M (+2.6%)
|
247.24M
est: 209.51M (+18.0%)
|
192.56M
est: 203.98M (-5.6%)
|
255.58M
est: 202.99M (+25.9%)
|
299.67M
est: 220.74M (+35.8%)
|
—
est: 209.97M (-100.0%)
|
—
est: 227.14M (-100.0%)
|
—
est: 261.55M (-100.0%)
|
274.16M
257.17M – 290.81M
+4.8% YoY
|
299.67M
267.02M – 331.78M
+9.3% YoY
|
325.17M
296.95M – 352.88M
+8.5% YoY
|
| EPS |
0.19
est: 0.20 (-5.0%)
|
0.22
est: 0.22 (+0.7%)
|
0.25
est: 0.25 (-0.3%)
|
0.36
est: 0.30 (+18.9%)
|
0.44
est: 0.46 (-3.3%)
|
0.44
est: 0.41 (+7.7%)
|
0.49
est: 0.43 (+13.3%)
|
0.34
est: 0.40 (-14.9%)
|
0.41
est: 0.44 (-5.7%)
|
0.45
est: 0.46 (-2.9%)
|
0.44
est: 0.44 (-0.6%)
|
0.46
0.44 – 0.47
+3.5% YoY
|
0.48
0.45 – 0.50
+4.1% YoY
|
0.49
0.43 – 0.54
+2.8% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-28 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-26 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-25 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-22 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-21 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-20 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-19 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-18 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-15 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 4/5 | 2/5 |
| 2026-05-14 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 4/5 | 2/5 |
| 2026-05-13 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 4/5 | 2/5 |
| 2026-05-12 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 4/5 | 2/5 |
| 2026-05-11 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 4/5 | 2/5 |
| 2026-05-08 | A | 4/5 | 3/5 | 5/5 | 5/5 | 3/5 | 4/5 | 2/5 |
| 2026-05-07 | A | 4/5 | 3/5 | 5/5 | 5/5 | 3/5 | 4/5 | 2/5 |
| 2026-05-06 | A | 4/5 | 3/5 | 5/5 | 5/5 | 3/5 | 4/5 | 2/5 |
| 2026-05-05 | A | 4/5 | 3/5 | 5/5 | 5/5 | 3/5 | 4/5 | 2/5 |
| 2026-05-04 | A | 4/5 | 3/5 | 5/5 | 5/5 | 3/5 | 4/5 | 2/5 |
| 2026-04-30 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-29 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-28 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-27 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-24 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-23 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-22 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-21 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-20 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-17 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-16 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | FlexShares Morningstar Emerging Markets Factor Tilt Index Fund TLTE | 0.05% | 174.5K | 0.58% |
| 2 | iShares MSCI AC Far East ex-Japan Small Cap UCITS ETF ISFE.L | 0.02% | 14.8K | 0.74% |
| 3 | iShares MSCI Emerging Markets Small-Cap ETF EEMS | 0.02% | 59.9K | 0.72% |
| 4 | State Street SPDR MSCI Emerging Markets Small Cap UCITS ETF EMSD.L | 0.01% | 77.8K | 0.55% |
| 5 | Dimensional - Emerging Markets ex China Core Equity ETF DEXC | 0.01% | 35.7K | 0.56% |
| 6 | iShares MSCI EM Small Cap UCITS ETF IEMS.L | 0.01% | 37.0K | 0.74% |
| 7 | Vanguard FTSE All-World ex-US Small-Cap ETF VSS | 0.01% | 806.9K | 0.06% |
| 8 | Dimensional Emerging Markets Sustainability Core 1 ETF DFSE | 0.01% | 33.5K | 0.44% |
| 9 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.00% | 385.6K | 0.39% |
| 10 | Dimensional - Emerging Core Equity Market ETF DFAE | 0.00% | 262.0K | 0.29% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Nor Azman Zainal | Group Chief Executive Officer | 4M | male |
| Mohamed Sabri Ramli | Chief Executive Officer of Syarikat Takaful Malaysia Am Berhad | 2M | male |
| Kheng Chee New | Group Chief Financial Officer | 2M | male |
| Shahrir Shahridan | Chief Bancatakaful Officer | 1M | male |
| Redzuan Abu | Head of Compliance | — | male |
| Shizal Fisham Ramli | Chief Governance Officer | — | male |
| Azni Binti Ariffin | Company Secretary | — | female |
| Yassir Azlin Abdul Ghafar | Chief Distribution Officer | — | male |
| Intan Narqiah Othman | Chief Technology Officer | — | female |
| Lily Sabrina Kuang Binti Abdullah | Chief People Officer | — | female |
| Mohammad Fadhlee Awaludin | Chief Investment Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 6139.KL
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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