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Text S.A. (TXT.WA)

PLN51.40 +0.20 (+0.39%)
PL WSE Technology Software - Application
Address ul. Zwycieska 47 53-033
Wroclaw, PL
CEO Mariusz Cieply Warm
Website text.com
IPO 2014-04-11
ISIN PLLVTSF00010

Explore sections of this company profile

Also trades on Other OTC · LCHTF (USD) Warsaw Stock Exchange · LVC.WA (PLN) Warsaw Stock Exchange · TXT.WA (PLN)
Description

Text S.A. is a global developer and distributor of communication software solutions tailored for businesses. Their product lineup features LiveChat, enabling real-time interactions between website visitors and site owners; ChatBot, which allows companies to build AI-driven conversational agents for automating customer service and corporate communications; KnowledgeBase, a platform for creating centralized information repositories for employees and clients; and HelpDesk, an application designed to streamline team-based customer support via email. Founded in Wroclaw, Poland, in 2002, the company was previously known as LiveChat Software S.A. before adopting the name Text S.A. in September 2023.

News Sentiment (7d)
76 Positive

Based on only 1 article — low confidence

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
PLN51.40 +0.20 (+0.39%)
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Volume Profile
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Liquidity & share structure
Average Volume
37.3K
Beta
0.32
Float Shares
15.79M
Free Float %
61.3%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.04% -0.30% +1.88% +11.02% +1.73% -2.72% -25.64% -67.94% -66.82% -3.44% +116.65%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
51.40
DCF (Unlevered) 192.52 +274.5%
DCF (Levered) 175.30 +241.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 80% Bullish
Rating 2026-06 Change
Strong Buy 1 0
Buy 3 0
Hold 1 -1
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
11.69
Safe zone
Piotroski F-Score
5 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
3 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Software - Application: +13.0%
    -7.1% Q1'26: -10.2% (vs Q1'25)
  • EPS growth Software - Application: +28.6%
    -29.1% Q1'26: -22.4% (vs Q1'25)
  • FCF margin FCF growth · Software - Application: +45.3%
    +31.2% Q1'26: +49.2% (vs Q1'25)
  • EBIT margin Software - Application: +9.4%
    +38.6% Q1'26: +37.9% (vs Q1'25)
  • ROIC Software - Application: +7.5%
    +231.7% Q1'26: +223.4% (vs Q1'25)
  • Share dilution Software - Application: +0.0%
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Software - Application: -1.16×
    0.02× Q1'26: 0.02× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.32) × ERP
WACC = 100% × Ke + 0% × Kd (4.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 190.98 Current price: 51.40
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
3 Rev. Ana.
1 EPS Ana.
Mar 2027
2 Rev. Ana.
1 EPS Ana.
Mar 2028
2 Rev. Ana.
1 EPS Ana.
Mar 2029
2 Rev. Ana.
Revenue
53.03M
est: 52.10M (+1.8%)
76.25M
est: 82.42M (-7.5%)
89.43M
est: 92.15M (-3.0%)
109.30M
est: 108.28M (+0.9%)
130.87M
est: 130.85M (+0.0%)
179.01M
est: 179.67M (-0.4%)
222.52M
est: 219.67M (+1.3%)
315.72M
est: 294.00M (+7.4%)
335.35M
est: 338.28M (-0.9%)
354.18M
est: 343.00M (+3.3%)
329.00M
316.78M – 349.08M
-4.1% YoY
333.25M
323.82M – 342.68M
+1.3% YoY
362.00M
360.90M – 363.10M
+8.6% YoY
378.00M
373.45M – 382.55M
+4.4% YoY
EBITDA
36.32M
est: 30.98M (+17.3%)
55.16M
est: 49.01M (+12.6%)
62.45M
est: 54.79M (+14.0%)
74.74M
est: 64.38M (+16.1%)
88.48M
est: 77.81M (+13.7%)
116.90M
est: 106.83M (+9.4%)
129.58M
est: 130.62M (-0.8%)
181.67M
est: 174.82M (+3.9%)
198.51M
est: 201.15M (-1.3%)
202.01M
est: 203.96M (-1.0%)
195.63M
188.36M – 207.57M
-4.1% YoY
198.16M
192.55M – 203.76M
+1.3% YoY
215.25M
214.60M – 215.91M
+8.6% YoY
224.77M
222.06M – 227.47M
+4.4% YoY
EBIT
35.11M
est: 28.55M (+23.0%)
53.48M
est: 45.16M (+18.4%)
61.49M
est: 50.49M (+21.8%)
70.99M
est: 59.33M (+19.6%)
81.99M
est: 71.70M (+14.4%)
107.12M
est: 98.44M (+8.8%)
128.07M
est: 120.36M (+6.4%)
167.19M
est: 161.09M (+3.8%)
179.14M
est: 185.35M (-3.4%)
177.77M
est: 187.94M (-5.4%)
180.27M
173.57M – 191.27M
-4.1% YoY
182.60M
177.43M – 187.76M
+1.3% YoY
198.35M
197.74M – 198.95M
+8.6% YoY
207.12M
204.62M – 209.61M
+4.4% YoY
Net Income
28.07M
est: 29.36M (-4.4%)
42.92M
est: 45.99M (-6.7%)
48.31M
est: 46.87M (+3.1%)
57.25M
est: 56.91M (+0.6%)
76.12M
est: 76.48M (-0.5%)
100.16M
est: 101.71M (-1.5%)
119.02M
est: 129.27M (-7.9%)
155.26M
est: 164.54M (-5.6%)
166.55M
est: 164.51M (+1.2%)
164.42M
est: 184.11M (-10.7%)
120.56M
118.13M – 122.98M
-34.5% YoY
128.75M
126.16M – 131.34M
+6.8% YoY
130.30M
127.68M – 132.92M
+1.2% YoY
— – —
-100.0% YoY
SGA
9.49M
est: 14.17M (-33.0%)
11.17M
est: 22.42M (-50.2%)
13.73M
est: 25.07M (-45.2%)
20.58M
est: 29.46M (-30.1%)
31.44M
est: 35.60M (-11.7%)
43.90M
est: 48.88M (-10.2%)
61.33M
est: 59.76M (+2.6%)
83.97M
est: 79.99M (+5.0%)
92.89M
est: 92.03M (+0.9%)
105.01M
est: 93.32M (+12.5%)
89.51M
86.18M – 94.97M
-4.1% YoY
90.66M
88.10M – 93.23M
+1.3% YoY
98.49M
98.19M – 98.79M
+8.6% YoY
102.84M
101.60M – 104.08M
+4.4% YoY
EPS
1.09
est: 1.14 (-4.4%)
1.67
est: 1.79 (-6.5%)
1.88
est: 1.82 (+3.3%)
2.22
est: 2.21 (+0.5%)
2.96
est: 2.97 (-0.3%)
3.89
est: 3.95 (-1.5%)
4.62
est: 5.02 (-8.0%)
6.69
est: 6.39 (+4.7%)
6.47
est: 6.39 (+1.3%)
6.39
est: 7.15 (-10.6%)
4.68
4.59 – 4.78
-34.5% YoY
5.00
4.90 – 5.10
+6.8% YoY
5.06
4.96 – 5.16
+1.2% YoY
— – —
-100.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-06-12 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-06-11 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-06-10 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-06-09 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-06-08 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-06-05 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-06-03 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-06-02 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-06-01 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-29 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-28 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-27 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-26 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-25 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-22 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-21 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-20 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-19 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-18 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-15 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-14 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-13 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-12 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-11 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-08 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-07 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-06 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-05 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-05-04 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-04-30 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-04-29 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-04-28 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-04-27 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-04-24 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-04-23 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-04-22 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-04-21 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-04-20 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-04-17 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5
2026-04-16 B+ 3/5 1/5 5/5 5/5 3/5 4/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
122.30M
OE per share TTM
4.75
Owner's Yield
11.85%
Maintenance CapEx ratio
27.55%
Maint CapEx / Avg PPE
1.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 5 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 State Street SPDR S&P Emerging Markets Small Cap ETF EWX 0.02% 116.9K 0.65%
2 Dimensional - Emerging Markets ex China Core Equity ETF DEXC 0.01% 31.2K 0.56%
3 Dimensional Emerging Markets Sustainability Core 1 ETF DFSE 0.00% 21.7K 0.44%
4 Dimensional - Emerging Core Equity Market ETF DFAE 0.00% 146.1K 0.29%
5 State Street SPDR Portfolio Europe ETF SPEU 0.00% 8.1K 0.07%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
500.3K
Shares Outstanding
25.75M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Mariusz Cieply President of the Management Board & Chief Executive Officer 4M male
Urszula Jarzebowska Chief Financial Officer & Member of Management Board 3M female
Konrad Kruk Head of Messaging Experience male
Krzysztof Wroblewski Head of Marketing male
Maciej Malesa Vice President of Operations male
Marcin Droba Vice President of Investor Relations male
Aneta Giza Vice President of Human Resources female
Mateusz Stahl Head of Security male
Pawel Halabuda Head of Website Experience male
Pawel Halas Head of Selling Experience male
Piotr Bednarek Chief Revenue Officer male
Piotr Sarzynski Head of Sales male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits