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Reliance Home Finance Limited (RHFL.NS)

INR2.01 +0.00 (+0.00%)
IN NSE Financial Services Financial - Mortgages
Address The Ruby 400028
Mumbai, IN
CEO Aravind Panchapakesan
IPO 2017-09-22
ISIN INE217K01011

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Also trades on Bombay Stock Exchange · RHFL.BO (INR) National Stock Exchange of India · RHFL.NS (INR)
Description

Operating within India's financial sector, Reliance Home Finance Limited specializes in providing housing-related financial services. Its comprehensive product portfolio includes various loan types such as residential mortgages, accessible housing finance, secured loans against real estate, and funding for construction projects. Additionally, the company delivers property-related assistance. Established in 2008, this Mumbai, India-based firm operates as a subsidiary of Reliance Capital Limited.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR2.01 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
606.9K
Beta
0.53
Float Shares
155.97M
Free Float %
32.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.40% +5.31% -3.11% -19.26% -28.29% -24.57% -71.39% -37.71% -51.01% -97.97% -97.97%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
2.01
Quality scores
Altman Z-Score
-6.79
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
1 / 10
No MOAT
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Mortgages: +18.2%
    -64.0% Q1'25: -98.9% (vs Q1'24)
  • EPS growth Financial - Mortgages: +18.3%
    +814.3% Q1'25: +89.7% (vs Q1'24)
  • FCF margin FCF growth · Financial - Mortgages: +84.8%
    +3,763.9% Q1'25: +0.0% (vs Q1'24)
  • EBIT margin Financial - Mortgages: +34.8%
    -1,852.2% Q1'25: -36,215.8% (vs Q1'24)
  • ROIC Financial - Mortgages: +4.9%
    Q1'25: +20.5% (vs Q1'24)
  • Share dilution Financial - Mortgages: 0.0%
    -5.4% Q1'25: -1.2% (vs Q1'24)
  • Debt / EBITDA Net debt/EBITDA · Financial - Mortgages: 7.44×
    -9.77× Q1'25: -14.63× (vs Q1'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.53) × ERP
WACC = 72% × Ke + 28% × Kd (4.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 2.01
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
25.13M
OE per share TTM
0.05
Owner's Yield
2.40%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
3.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
-3.0K
Shares Outstanding
485.06M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Aravind Panchapakesan Head of Operations male
Darshan Visaria Head of Talent Acquisition & Employee Relations male
Jyothi Dhuppar Head of Product Management female
Kishore Karmaran Head of Administration & Infrastructure male
Lalit Bisht Head of Collections & Collections Legal male
Nimesh Chonkar Head of Compensation, Benefits & Rewards male
Rakesh Khosla Head of Information Technology male
Soumyajit Sen Head of Customer Service male
Thimmaiah Head of Risk Management male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits