Bajaj Housing Finance Limited (BAJAJHFL.NS)
Pune, IN
Bajaj Housing Finance Limited is an Indian financial institution specializing in various lending solutions for the real estate sector. The company provides funding to both individual clients and corporate entities looking to acquire or renovate residential properties and commercial spaces. Additionally, it offers financing secured by property to meet diverse business or personal requirements, and supplies working capital to support business expansion initiatives. Furthermore, the firm extends credit to real estate developers involved in the construction of residential and commercial projects, and delivers lease rental discounting services to these developers and high-net-worth individuals. Founded in Pune, India, in 2008, the company was initially known as Bajaj Financial Solutions Limited, before rebranding to Bajaj Housing Finance Limited in November 2014. It operates as a subsidiary of Bajaj Finance Limited.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.31% | +1.70% | -2.63% | -2.47% | -19.21% | -10.01% | -30.39% | -48.55% | -48.55% | -48.55% | -48.55% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 4 | 0 |
| Buy | 2 | 0 |
| Hold | 3 | -1 |
| Sell | 4 | 0 |
| Strong Sell | 1 | 0 |
-
Revenue growth Financial - Mortgages: +18.2%+21.5% ★ Q1'26: +26.9% (vs Q1'25)
-
EPS growth Financial - Mortgages: +18.3%+15.0% Q1'26: +14.3% (vs Q1'25)
-
FCF margin FCF growth · Financial - Mortgages: +84.8%+34.0% Q1'26: -408.9% (vs Q1'25)
-
EBIT margin Financial - Mortgages: +34.8%+29.8% Q1'26: +29.8% (vs Q1'25)
-
ROIC Financial - Mortgages: +4.9%+2.0% Q1'26: +2.1% (vs Q1'25)
-
Share dilution Financial - Mortgages: 0.0%0.0% ★ Q1'26: -0.2% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Financial - Mortgages: 7.44×30.78× Q1'26: 29.93× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 11 Rev. Ana. 11 EPS Ana. |
Mar 2027 12 Rev. Ana. 11 EPS Ana. |
Mar 2028 11 Rev. Ana. 13 EPS Ana. |
Mar 2029 4 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|---|---|
| Revenue |
73.29B
est: 80.16B (-8.6%)
|
91.79B
est: 35.98B (+155.1%)
|
44.32B
41.54B – 45.03B
+23.2% YoY
|
51.73B
49.30B – 54.13B
+16.7% YoY
|
61.93B
57.24B – 65.36B
+19.7% YoY
|
71.89B
71.12B – 72.65B
+16.1% YoY
|
| EBITDA |
22.04B
est: 26.42B (-16.6%)
|
28.15B
est: 11.86B (+137.4%)
|
14.61B
13.69B – 14.84B
+23.2% YoY
|
17.05B
16.25B – 17.84B
+16.7% YoY
|
20.41B
18.87B – 21.54B
+19.7% YoY
|
23.69B
23.44B – 23.94B
+16.1% YoY
|
| EBIT |
21.64B
est: 26.34B (-17.8%)
|
27.74B
est: 11.83B (+134.6%)
|
14.56B
13.65B – 14.80B
+23.2% YoY
|
17.00B
16.20B – 17.79B
+16.7% YoY
|
20.35B
18.81B – 21.48B
+19.7% YoY
|
23.62B
23.37B – 23.87B
+16.1% YoY
|
| Net Income |
17.31B
est: 20.77B (-16.7%)
|
21.63B
est: 22.64B (-4.4%)
|
25.60B
23.50B – 26.04B
+13.1% YoY
|
30.04B
27.73B – 31.94B
+17.3% YoY
|
36.23B
33.10B – 38.89B
+20.6% YoY
|
41.87B
40.81B – 42.93B
+15.6% YoY
|
| SGA |
4.69B
est: 4.73B (-0.7%)
|
4.88B
est: 2.12B (+129.9%)
|
2.61B
2.45B – 2.65B
+23.2% YoY
|
3.05B
2.91B – 3.19B
+16.7% YoY
|
3.65B
3.37B – 3.85B
+19.7% YoY
|
4.24B
4.19B – 4.28B
+16.1% YoY
|
| EPS |
2.08
est: 2.51 (-17.1%)
|
2.67
est: 2.56 (+4.5%)
|
3.07
2.82 – 3.12
+20.0% YoY
|
3.61
3.33 – 3.83
+17.7% YoY
|
4.34
3.97 – 4.66
+20.3% YoY
|
5.02
4.89 – 5.15
+15.6% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | C+ | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-27 | C+ | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-26 | C+ | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-25 | C+ | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-22 | C+ | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-21 | C+ | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-20 | C+ | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-19 | C+ | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-18 | C+ | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-15 | C+ | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-14 | C+ | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-13 | C+ | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-12 | C+ | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-11 | C+ | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-08 | C+ | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-07 | C+ | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-06 | C+ | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-05 | C+ | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-04 | C+ | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-30 | C+ | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-29 | C+ | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-28 | C+ | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-27 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-24 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-22 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-21 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-20 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-17 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-16 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-15 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Atul Jain | MD & Non-Independent Executive Director | 164M | male |
| Gaurav Kalani | Chief Financial Officer | 27M | male |
| Atul Patni | Company Secretary | 6M | male |
| Biswaranjan Bastia | Senior Head of Insurance Services | — | male |
| Gagandeep Malhotra | Executive Vice President of Risk & Chief Risk Officer | — | male |
| Hari Dasan | Senior Head of Legal | — | male |
| Naman Agarwal | Senior Head of Corporate Audit Services | — | male |
| Niraj Adiani | Executive Vice President of Home Loans | — | male |
| Sayantani Dutta | Chief of Human Resources & Administration | — | female |
| Amit Kumar Yadav | Chief Compliance Officer | — | male |
| Vipin Arora | President of CRE & DF | — | male |
| Amit Maheshwari | Chief of Operations & Service | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BAJAJHFL.NS
Short-term intention
Target Price Distribution
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