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ARUHI Corporation (7198.T)
Tokyo, JP
ARUHI Corporation, established in Tokyo, Japan in 2000, primarily functions as a specialized mortgage lender. Its core activities involve the origination and intermediation of home loans. Additionally, the company provides a range of ancillary services, including insurance offerings and acting as a bank agent. ARUHI is also active in the real estate sector, where it develops and operates technology platforms, offers brokerage services for residential properties, and delivers expert consulting on mortgage financing and property transactions. Furthermore, it supports its mortgage customers with various consumer services designed to assist with home acquisition, moving logistics, and even car leasing. The entity, initially known as SBI Mortgage Co., Ltd., adopted the name ARUHI Corporation in May 2015.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.23% | -1.32% | -5.39% | -11.48% | -1.55% | -7.92% | +10.44% | -17.17% | -51.90% | -38.34% | -38.34% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | -1 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Mortgages: +18.2%— Q1'26: +5.5% (vs Q1'25)
-
EPS growth Financial - Mortgages: +18.3%-5.5% Q1'26: -74.2% (vs Q1'25)
-
FCF margin FCF growth · Financial - Mortgages: +84.8%+4.3% Q1'26: +0.0% (vs Q1'25)
-
EBIT margin Financial - Mortgages: +34.8%+11.1% Q1'26: +4.6% (vs Q1'25)
-
ROIC Financial - Mortgages: +4.9%+1.2% Q1'26: +0.4% (vs Q1'25)
-
Share dilution Financial - Mortgages: 0.0%+0.1% Q1'26: +0.5% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Financial - Mortgages: 7.44×28.97× Q1'26: 48.96× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 1 Rev. Ana. 1 EPS Ana. |
Mar 2027 1 Rev. Ana. 1 EPS Ana. |
Mar 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
20.45B
est: 20.20B (+1.2%)
|
23.87B
est: 22.81B (+4.7%)
|
—
est: 26.32B (-100.0%)
|
—
est: 27.16B (-100.0%)
|
—
est: 25.59B (-100.0%)
|
—
est: 22.90B (-100.0%)
|
20.41B
est: 21.28B (-4.1%)
|
—
est: 23.12B (-100.0%)
|
24.08B
24.08B – 24.08B
+4.1% YoY
|
25.30B
25.30B – 25.30B
+5.1% YoY
|
26.32B
26.32B – 26.32B
+4.0% YoY
|
| EBITDA |
9.80B
est: 17.02B (-42.4%)
|
12.08B
est: 19.22B (-37.2%)
|
11.27B
est: 22.18B (-49.2%)
|
12.40B
est: 22.89B (-45.8%)
|
11.18B
est: 21.57B (-48.2%)
|
9.21B
est: 19.30B (-52.3%)
|
4.35B
est: 14.45B (-69.9%)
|
8.58B
est: 15.70B (-45.3%)
|
16.35B
16.35B – 16.35B
+4.1% YoY
|
17.18B
17.18B – 17.18B
+5.1% YoY
|
17.87B
17.87B – 17.87B
+4.0% YoY
|
| EBIT |
8.02B
est: 16.71B (-52.0%)
|
9.97B
est: 18.87B (-47.2%)
|
9.93B
est: 21.77B (-54.4%)
|
10.91B
est: 22.47B (-51.5%)
|
9.70B
est: 21.17B (-54.2%)
|
7.68B
est: 18.94B (-59.4%)
|
2.78B
est: 13.82B (-79.9%)
|
7.08B
est: 15.01B (-52.9%)
|
15.64B
15.64B – 15.64B
+4.1% YoY
|
16.43B
16.43B – 16.43B
+5.1% YoY
|
17.09B
17.09B – 17.09B
+4.0% YoY
|
| Net Income |
4.77B
est: 6.20B (-23.1%)
|
4.31B
est: 5.37B (-19.7%)
|
4.97B
est: 6.38B (-22.0%)
|
5.18B
est: 6.21B (-16.7%)
|
4.24B
est: 5.61B (-24.4%)
|
2.82B
est: 3.75B (-24.8%)
|
1.52B
est: 1.90B (-20.1%)
|
1.90B
est: 1.83B (+3.9%)
|
1.92B
1.92B – 1.92B
+4.5% YoY
|
2.18B
2.18B – 2.18B
+13.8% YoY
|
2.17B
2.17B – 2.17B
-0.2% YoY
|
| SGA |
11.71B
est: 18.42B (-36.4%)
|
13.23B
est: 20.80B (-36.4%)
|
15.79B
est: 24.00B (-34.2%)
|
15.31B
est: 24.77B (-38.2%)
|
14.71B
est: 23.34B (-37.0%)
|
13.88B
est: 20.88B (-33.5%)
|
11.41B
est: 15.15B (-24.7%)
|
13.95B
est: 16.46B (-15.2%)
|
17.14B
17.14B – 17.14B
+4.1% YoY
|
18.01B
18.01B – 18.01B
+5.1% YoY
|
18.73B
18.73B – 18.73B
+4.0% YoY
|
| EPS |
131.78
est: 139.90 (-5.8%)
|
120.58
est: 121.11 (-0.4%)
|
141.45
est: 143.80 (-1.6%)
|
146.58
est: 140.13 (+4.6%)
|
119.78
est: 126.45 (-5.3%)
|
79.64
est: 84.60 (-5.9%)
|
39.36
est: 42.74 (-7.9%)
|
42.97
est: 41.25 (+4.2%)
|
43.12
43.12 – 43.12
+4.5% YoY
|
49.09
49.09 – 49.09
+13.8% YoY
|
48.97
48.97 – 48.97
-0.2% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-18 | B- | 3/5 | 4/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-15 | B- | 2/5 | 4/5 | 2/5 | 3/5 | 1/5 | 1/5 | 3/5 |
| 2026-05-14 | C+ | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-13 | C | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 1/5 | 3/5 |
| 2026-05-12 | C | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 1/5 | 3/5 |
| 2026-05-11 | C | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 1/5 | 3/5 |
| 2026-05-08 | C+ | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-07 | C+ | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-01 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-30 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-28 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-27 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-24 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-23 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-22 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-21 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-20 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-17 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-16 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-15 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Daisaku Hirose | Executive Officer | — | — |
| Keiji Ito | Executive Officer and GM of Finance & Accounting Division | — | — |
| Satoshi Nishida | Executive Officer & GM of Operations Division | — | — |
| Shinichi Watanabe | Executive Officer & GM of Sales Planning Division | — | — |
| Tomohiko Wakamatsu | Executive Officer & Deputy GM of Sales Planning Division | — | male |
| Tomoyasu Domon | Managing Executive Officer & Head of Corporate Planning Headquarters | — | — |
| Tsutomu Ikuma | President, Chief Executive Officer, Chief Operating Officer & Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 7198.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
