PB Fintech Limited (POLICYBZR.NS)
Gurugram, IN
PB Fintech Limited, an Indian enterprise, provides a comprehensive digital platform facilitating access to various insurance and credit solutions. The company's operations are distinctly segmented into Insurance Web Aggregator Services and a broader category of Other Services. Its flagship online portal, Policybazaar, serves as a marketplace where both individual consumers and insurance partners can purchase and sell a diverse range of insurance products, encompassing term life, health, motor vehicle, home, and travel coverage. Complementing this, Paisabazaar functions as an independent digital lending platform, empowering users to compare, select, and apply for numerous personal financing options, including personal, business, and home loans, alongside credit cards and loans secured against property. Beyond these primary platforms, PB Fintech also extends services such as call center and online healthcare assistance, digital marketing, consulting, and support. Furthermore, it offers aid with motor vehicle claims and related support, and actively engages in promoting insurance products through online, offline, and direct marketing channels. The company was founded in 2008 and is headquartered in Gurugram, India.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.89% | -5.73% | +7.14% | +4.12% | -9.44% | -11.39% | -4.73% | +166.73% | +34.54% | +34.54% | +34.54% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 3 | 0 |
| Buy | 13 | 0 |
| Hold | 4 | 0 |
| Sell | 2 | 0 |
| Strong Sell | 2 | 0 |
-
Revenue growth Insurance - Brokers: +8.0%+36.5% ★ Q1'26: +36.7% (vs Q1'25)
-
EPS growth Insurance - Brokers: +30.1%+89.0% ★ Q1'26: +52.9% (vs Q1'25)
-
FCF margin FCF growth · Insurance - Brokers: +26.6%-4.1% Q1'26: -6.7% (vs Q1'25)
-
EBIT margin Insurance - Brokers: +19.1%+5.5% Q1'26: +8.9% (vs Q1'25)
-
ROIC Insurance - Brokers: +6.4%+6.4% Q1'26: +12.7% (vs Q1'25)
-
Share dilution Insurance - Brokers: -0.6%+0.4% ★ Q1'26: +0.1% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Brokers: -0.02×0.71× ★ Q1'26: 0.41× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 24 Rev. Ana. 19 EPS Ana. |
Mar 2027 22 Rev. Ana. 19 EPS Ana. |
Mar 2028 22 Rev. Ana. 18 EPS Ana. |
Mar 2029 11 Rev. Ana. 9 EPS Ana. |
Mar 2030 7 Rev. Ana. 3 EPS Ana. |
Mar 2031 7 Rev. Ana. 4 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
14.25B
est: 13.89B (+2.6%)
|
25.58B
est: 25.37B (+0.8%)
|
34.38B
est: 37.83B (-9.1%)
|
49.77B
est: 49.33B (+0.9%)
|
67.17B
64.98B – 68.93B
+36.2% YoY
|
87.77B
83.06B – 93.31B
+30.7% YoY
|
112.03B
101.84B – 124.68B
+27.6% YoY
|
141.93B
141.93B – 141.93B
+26.7% YoY
|
181.17B
167.65B – 197.67B
+27.6% YoY
|
294.58B
272.60B – 321.40B
+62.6% YoY
|
| EBITDA |
-7.77B
est: -1.77B (-338.3%)
|
-4.03B
est: -3.24B (-24.4%)
|
1.92B
est: -3.50B (+154.9%)
|
5.43B
est: -4.57B (+218.9%)
|
-6.22B
-6.38B – -6.02B
-36.2% YoY
|
-8.12B
-8.64B – -7.69B
-30.7% YoY
|
-10.37B
-11.54B – -9.43B
-27.6% YoY
|
-13.14B
-13.14B – -13.14B
-26.7% YoY
|
-16.77B
-18.30B – -15.52B
-27.6% YoY
|
-27.27B
-29.75B – -25.23B
-62.6% YoY
|
| EBIT |
-8.20B
est: -2.19B (-273.6%)
|
-4.67B
est: -4.01B (-16.4%)
|
1.04B
est: -4.45B (+123.3%)
|
4.21B
est: -5.80B (+172.7%)
|
-7.90B
-8.11B – -7.64B
-36.2% YoY
|
-10.32B
-10.97B – -9.77B
-30.7% YoY
|
-13.18B
-14.66B – -11.98B
-27.6% YoY
|
-16.69B
-16.69B – -16.69B
-26.7% YoY
|
-21.31B
-23.25B – -19.72B
-27.6% YoY
|
-34.64B
-37.80B – -32.06B
-62.6% YoY
|
| Net Income |
-8.33B
est: -8.77B (+5.1%)
|
-4.87B
est: -5.15B (+5.5%)
|
669.80M
est: 1.39B (-51.7%)
|
3.53B
est: 3.14B (+12.3%)
|
6.70B
6.13B – 7.17B
+113.1% YoY
|
11.03B
9.69B – 12.59B
+64.7% YoY
|
15.45B
11.87B – 20.78B
+40.1% YoY
|
20.81B
16.23B – 23.86B
+34.6% YoY
|
28.52B
25.75B – 31.89B
+37.0% YoY
|
36.97B
33.39B – 41.35B
+29.7% YoY
|
| SGA |
9.25B
est: 6.06B (+52.8%)
|
14.11B
est: 11.06B (+27.5%)
|
9.65B
est: 17.04B (-43.4%)
|
11.82B
est: 22.22B (-46.8%)
|
30.25B
29.27B – 31.05B
+36.2% YoY
|
39.53B
37.41B – 42.03B
+30.7% YoY
|
50.46B
45.87B – 56.16B
+27.6% YoY
|
63.93B
63.93B – 63.93B
+26.7% YoY
|
81.60B
75.52B – 89.03B
+27.6% YoY
|
132.68B
122.79B – 144.77B
+62.6% YoY
|
| EPS |
-20.34
est: -19.02 (-7.0%)
|
-10.97
est: -11.17 (+1.8%)
|
1.50
est: 3.09 (-51.4%)
|
7.77
est: 6.71 (+15.7%)
|
14.26
13.24 – 15.49
+112.4% YoY
|
23.67
20.91 – 27.17
+66.0% YoY
|
33.55
25.61 – 44.85
+41.7% YoY
|
44.57
35.03 – 51.49
+32.9% YoY
|
61.55
55.58 – 68.84
+38.1% YoY
|
79.80
72.06 – 89.25
+29.7% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-08 | B- | 2/5 | 1/5 | 3/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-07 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-06 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-05 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-04 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-30 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-29 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-28 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-27 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-24 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-22 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-21 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-20 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-17 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-16 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-15 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Yashish Dahiya | Executive Chairman & Chief Executive Officer | 6B | male |
| Alok Bansal | Co-Founder & Executive Vice Chairman | 2B | male |
| Sarbvir Singh | Executive Director & Joint Group Chief Executive Officer | 584M | male |
| Deepti Rustagi | Group Head of Legal & Compliance | — | female |
| Mandeep Mehta | Group Chief Financial Officer | — | male |
| Naveen Kukreja | Group President | — | male |
| Rajiv Kumar Gupta | President of Group Strategic Initiative & Public Policy and Chief Risk Officer | — | — |
| Rasleen Kaur | Group Head of Corporation Strategy & Investor Relation | — | female |
| Santosh Agarwal | Chief Executive Officer of Paisabazaar Marketing and Consulting Pvt. Ltd | — | female |
| Saurabh Tiwari | Chief Technology Officer | — | male |
| Srikanth Balakrishnan | Vice President of Technology | — | — |
| Tarun Mathur | CEO & Principal Officer of Policybazaar | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for POLICYBZR.NS
Short-term intention
Target Price Distribution
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