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Medibank Private Limited (MPL.AX)

AUD5.05 -0.03 (-0.59%)
AU ASX Healthcare Medical - Healthcare Plans
Address 720 Bourke Street 3008
Docklands, VIC, AU
CEO David Koczkar
IPO 2014-11-24
ISIN AU000000MPL3

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Also trades on Australian Securities Exchange · MPL.AX (AUD) Other OTC · MDBPF (USD)
Description

Medibank Private Limited (MPL.AX) is an Australian firm offering private health insurance alongside a variety of health services. The company operates through two primary divisions. Its Health Insurance division provides a comprehensive suite of private health insurance policies, encompassing coverage for hospital treatments and supplementary benefits for services like dental, optical, and physiotherapy. This division also caters to international visitors and students with specific insurance products, all underwritten by the Medibank and ahm brands. The Medibank Health division delivers health management programs, in-home care solutions, and telehealth services, primarily serving governmental and corporate clients. Furthermore, this segment handles the distribution of travel, life, and pet insurance products. Established in 1976, Medibank Private Limited is headquartered in Docklands, Australia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
AUD5.05 -0.03 (-0.59%)
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Volume Profile
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Liquidity & share structure
Average Volume
7M
Beta
0.05
Float Shares
2.75B
Free Float %
99.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.21% +0.42% +2.35% +9.59% +1.05% +0.21% -1.44% +34.45% +53.35% +50.00% +124.30%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
5.05
DCF (Unlevered) 8.73 +72.9%
DCF (Levered) 9.14 +81.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 18% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 1 0
Hold 9 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
10.10
Safe zone
Piotroski F-Score
5 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
2 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Medical - Healthcare Plans: +11.8%
    +6.7% Q4'25: +12.3% (vs Q4'23)
  • EPS growth Medical - Healthcare Plans: -1.4%
    +0.0% Q4'25: -8.3% (vs Q4'23)
  • FCF margin FCF growth · Medical - Healthcare Plans: +15.1%
    +5.3% Q4'25: -4.6% (vs Q4'23)
  • EBIT margin Medical - Healthcare Plans: +3.3%
    +8.8% Q4'25: +9.7% (vs Q4'23)
  • ROIC Medical - Healthcare Plans: +6.7%
    +20.6% Q4'25: +52.1% (vs Q4'23)
  • Share dilution Medical - Healthcare Plans: +2.1%
    +0.0% Q4'25: +0.0% (vs Q4'23)
  • Debt / EBITDA Net debt/EBITDA · Medical - Healthcare Plans: 0.93×
    0.28× Q4'25: 0.27× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.05) × ERP
WACC = 98% × Ke + 2% × Kd (5.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 8.73 Current price: 5.05
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Jun 2015
actual
Jun 2016
actual
Jun 2017
actual
Jun 2018
actual
Jun 2019
actual
Jun 2020
actual
Jun 2021
actual
Jun 2022
actual
Jun 2023
actual
Jun 2024
actual
Jun 2025
actual
Jun 2026
5 Rev. Ana.
8 EPS Ana.
Jun 2027
5 Rev. Ana.
8 EPS Ana.
Jun 2028
5 Rev. Ana.
6 EPS Ana.
Jun 2029
2 Rev. Ana.
3 EPS Ana.
Revenue
6.68B
est: 6.49B (+2.9%)
6.81B
est: 6.69B (+1.8%)
6.95B
est: 6.79B (+2.4%)
6.58B
est: 6.95B (-5.4%)
6.77B
est: 7.12B (-5.0%)
6.83B
est: 6.82B (+0.2%)
6.98B
est: 7.02B (-0.6%)
7.09B
est: 7.25B (-2.2%)
7.40B
est: 7.43B (-0.5%)
8.02B
est: 8.18B (-2.0%)
8.56B
est: 8.66B (-1.2%)
9.11B
8.69B – 9.22B
+5.2% YoY
9.61B
9.09B – 9.85B
+5.5% YoY
10.11B
10.07B – 10.14B
+5.2% YoY
10.47B
9.95B – 10.67B
+3.6% YoY
EBITDA
-14.00M
est: 585.24M (-102.4%)
610.10M
est: 406.74M (+50.0%)
714.20M
est: 551.76M (+29.4%)
693.60M
est: 640.40M (+8.3%)
720.40M
est: 641.00M (+12.4%)
est: 610.54M (-100.0%)
715.00M
est: 454.17M (+57.4%)
635.10M
est: 469.89M (+35.2%)
520.60M
est: 489.97M (+6.3%)
806.50M
est: 508.47M (+58.6%)
750.80M
est: 780.06M (-3.8%)
820.67M
783.24M – 831.18M
+5.2% YoY
865.99M
819.10M – 887.76M
+5.5% YoY
911.04M
907.95M – 914.13M
+5.2% YoY
943.87M
896.68M – 961.94M
+3.6% YoY
EBIT
396.60M
est: 527.29M (-24.8%)
546.30M
est: 406.74M (+34.3%)
628.70M
est: 551.76M (+13.9%)
598.40M
est: 640.40M (-6.6%)
616.30M
est: 619.37M (-0.5%)
-88.80M
est: 590.42M (-115.0%)
636.10M
est: 461.70M (+37.8%)
557.90M
est: 477.69M (+16.8%)
441.10M
est: 498.09M (-11.4%)
717.10M
est: 516.90M (+38.7%)
750.80M
est: 702.82M (+6.8%)
739.41M
705.68M – 748.88M
+5.2% YoY
780.24M
737.99M – 799.85M
+5.5% YoY
820.83M
818.04M – 823.61M
+5.2% YoY
850.41M
807.89M – 866.69M
+3.6% YoY
Net Income
285.30M
est: 271.20M (+5.2%)
417.60M
est: 292.59M (+42.7%)
449.50M
est: 421.78M (+6.6%)
445.10M
est: 457.87M (-2.8%)
458.70M
est: 460.70M (-0.4%)
315.00M
est: 439.44M (-28.3%)
441.20M
est: 320.63M (+37.6%)
393.90M
est: 331.73M (+18.7%)
511.10M
est: 511.10M (+0.0%)
492.50M
est: 492.50M (+0.0%)
500.80M
est: 627.09M (-20.1%)
638.20M
618.85M – 659.28M
+1.8% YoY
709.19M
682.39M – 713.84M
+11.1% YoY
746.63M
709.71M – 758.54M
+5.3% YoY
774.92M
724.55M – 794.20M
+3.8% YoY
SGA
1.06B
est: 664.25M (+59.5%)
991.40M
est: 728.35M (+36.1%)
1.02B
est: 652.26M (+56.5%)
1.05B
est: 711.19M (+47.2%)
719.80M
est: 700.21M (+2.8%)
742.90M
est: 673.19M (+10.4%)
745.90M
est: 697.54M (+6.9%)
752.00M
est: 721.69M (+4.2%)
786.50M
est: 752.52M (+4.5%)
926.80M
est: 780.93M (+18.7%)
656.60M
est: 885.38M (-25.8%)
931.47M
888.99M – 943.41M
+5.2% YoY
982.92M
929.69M – 1.01B
+5.5% YoY
1.03B
1.03B – 1.04B
+5.2% YoY
1.07B
1.02B – 1.09B
+3.6% YoY
EPS
0.10
est: 0.10 (+1.5%)
0.15
est: 0.15 (-0.2%)
0.16
est: 0.16 (+1.3%)
0.16
est: 0.16 (-2.7%)
0.17
est: 0.16 (+3.1%)
0.11
est: 0.13 (-12.3%)
0.16
est: 0.16 (+2.3%)
0.14
est: 0.15 (-8.2%)
0.19
est: 0.18 (+6.6%)
0.18
est: 0.21 (-12.4%)
0.18
est: 0.22 (-19.7%)
0.23
0.22 – 0.24
+3.0% YoY
0.25
0.25 – 0.26
+9.7% YoY
0.27
0.26 – 0.28
+4.7% YoY
0.28
0.26 – 0.29
+6.1% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-05-28 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-05-27 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-05-26 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-05-25 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-05-22 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-05-21 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-05-20 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-05-19 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-05-18 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-05-15 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-05-14 A- 4/5 5/5 5/5 5/5 3/5 1/5 1/5
2026-05-13 B+ 3/5 4/5 5/5 5/5 3/5 1/5 1/5
2026-05-12 B+ 3/5 4/5 5/5 5/5 3/5 1/5 1/5
2026-05-11 B+ 3/5 4/5 5/5 5/5 3/5 1/5 1/5
2026-05-08 B+ 3/5 4/5 5/5 5/5 3/5 1/5 1/5
2026-05-07 B+ 3/5 4/5 5/5 5/5 3/5 1/5 1/5
2026-05-06 B+ 3/5 4/5 5/5 5/5 3/5 1/5 1/5
2026-05-05 B+ 3/5 4/5 5/5 5/5 3/5 1/5 1/5
2026-05-04 B+ 3/5 4/5 5/5 5/5 3/5 1/5 1/5
2026-05-01 B+ 3/5 5/5 5/5 5/5 2/5 1/5 1/5
2026-04-30 B+ 3/5 4/5 5/5 5/5 2/5 1/5 1/5
2026-04-29 B+ 3/5 5/5 5/5 5/5 2/5 1/5 1/5
2026-04-28 B+ 3/5 5/5 5/5 5/5 2/5 1/5 1/5
2026-04-27 B+ 3/5 5/5 5/5 5/5 2/5 1/5 1/5
2026-04-24 B+ 3/5 5/5 5/5 5/5 2/5 1/5 1/5
2026-04-23 B+ 3/5 5/5 5/5 5/5 2/5 1/5 1/5
2026-04-22 B+ 3/5 5/5 5/5 5/5 2/5 1/5 1/5
2026-04-21 B+ 3/5 5/5 5/5 5/5 2/5 1/5 1/5
2026-04-20 B+ 3/5 5/5 5/5 5/5 2/5 1/5 1/5
2026-04-17 B+ 3/5 5/5 5/5 5/5 2/5 1/5 1/5
2026-04-16 B+ 3/5 5/5 5/5 5/5 2/5 1/5 1/5
2026-04-15 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.05B
OE per share TTM
0.38
Owner's Yield
7.96%
Maintenance CapEx ratio
0.66%
Maint CapEx / Avg PPE
1.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
233.2K
Shares Outstanding
2.75B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
David Koczkar MAICD Chief Executive Officer, MD & Director 3M male
Mark Rogers Group Lead - Chief Financial Officer & Group Strategy 2M male
Milosh Milisavljevic Group Lead - Chief Customer Officer 1M male
Robert Read GAICD Group Lead – Amplar Health 1M male
Kylie Bishop Psy MOrgPsych Group Lead – People, Spaces, Culture & Sustainability 814.0K female
Mei Ramsay Group Lead – Trust, Legal, Group General Counsel & Company Secretary 760.7K female
Andrew Wilson FACHSE FRANZCP MBBS Group Chief Medical Officer 18.4K
Felicia Trewin Group Lead – Data & Technology female
Emily Ritchie Senior Executive of External Affairs female
Colette Campbell Senior Executive of Investor Relations
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits