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LendInvest plc (LINV.L)

GBp27.75 +2.55 (+10.12%)
GB LSE Financial Services Financial - Mortgages
Address Two Fitzroy Place W1T 3JJ
London, GB
CEO Roderick Alexander Lockhart
IPO 2021-07-14
ISIN GB00BMC2XX17

Explore sections of this company profile

Description

LendInvest plc operates as a London-headquartered financial services firm, specializing in the management of property-related assets across the United Kingdom. The company's core business involves providing diverse real estate lending products, such as short-term bridging finance, construction funding, and buy-to-let mortgages. These offerings are made available to a broad client base, including financial intermediaries, individual property landlords, and real estate developers. In addition to its lending activities, LendInvest also oversees fund management services and holds various financial securities. The company commenced its operations in 2012.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
GBp27.75 +2.55 (+10.12%)
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Volume Profile
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Liquidity & share structure
Average Volume
152.7K
Beta
0.34
Float Shares
40.88M
Free Float %
29.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -3.08% -17.38% -32.80% -30.96% -18.71% -68.10% -87.24% -87.24% -87.24%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
27.75
DCF (Unlevered) 1,379.64 +4,871.7%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 50% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 1 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.25
Distress
Piotroski F-Score
1 / 9
Weak
MOAT Score
0 / 10
No MOAT
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Mortgages: +18.2%
    +4.1% Q3'25: +22.6% (vs Q3'23)
  • EPS growth Financial - Mortgages: +18.3%
    +92.0% Q3'25: +107.6% (vs Q3'23)
  • FCF margin FCF growth · Financial - Mortgages: +84.8%
    -235.0% Q3'25: +52.2% (vs Q3'23)
  • EBIT margin Financial - Mortgages: +34.8%
    +17.0% Q3'25: +54.6% (vs Q3'23)
  • ROIC Financial - Mortgages: +4.9%
    +2.1% Q3'25: +9.9% (vs Q3'23)
  • Share dilution Financial - Mortgages: 0.0%
    +0.9% Q3'25: +4.8% (vs Q3'23)
  • Debt / EBITDA Net debt/EBITDA · Financial - Mortgages: 7.44×
    37.46× Q3'25: 7.15× (vs Q3'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.34) × ERP
WACC = 5% × Ke + 95% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 1,379.64 Current price: 27.75
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
1 Rev. Ana.
1 EPS Ana.
Mar 2027
1 Rev. Ana.
1 EPS Ana.
Mar 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
87.60M
est: 95.43M (-8.2%)
86.70M
est: 89.80M (-3.4%)
85.10M
est: 24.15M (+252.4%)
88.60M
est: 34.81M (+154.5%)
44.94M
44.94M – 44.94M
+29.1% YoY
52.26M
52.26M – 52.26M
+16.3% YoY
58.81M
58.81M – 58.81M
+12.5% YoY
EBITDA
57.70M
est: 36.41M (+58.5%)
58.30M
est: 34.26M (+70.1%)
-13.20M
est: 9.22M (-243.2%)
19.50M
est: 13.28M (+46.8%)
17.15M
17.15M – 17.15M
+29.1% YoY
19.94M
19.94M – 19.94M
+16.3% YoY
22.44M
22.44M – 22.44M
+12.5% YoY
EBIT
11.10M
est: 32.42M (-65.8%)
24.30M
est: 30.50M (-20.3%)
-17.10M
est: 8.20M (-308.4%)
15.10M
est: 11.82M (+27.7%)
15.27M
15.27M – 15.27M
+29.1% YoY
17.75M
17.75M – 17.75M
+16.3% YoY
19.98M
19.98M – 19.98M
+12.5% YoY
Net Income
10.90M
est: 12.44M (-12.3%)
11.40M
est: 12.12M (-5.9%)
-20.10M
est: -20.10M (+0.0%)
-1.60M
est: -2.10M (+23.6%)
2.28M
2.28M – 2.28M
+209.0% YoY
4.84M
4.84M – 4.84M
+111.8% YoY
8.10M
8.10M – 8.10M
+67.5% YoY
SGA
30.30M
est: 37.59M (-19.4%)
34.50M
est: 35.37M (-2.5%)
42.40M
est: 9.51M (+345.7%)
36.30M
est: 13.71M (+164.8%)
17.70M
17.70M – 17.70M
+29.1% YoY
20.58M
20.58M – 20.58M
+16.3% YoY
23.16M
23.16M – 23.16M
+12.5% YoY
EPS
0.08
est: 0.09 (-6.2%)
0.08
est: 0.09 (-4.3%)
-0.15
est: -0.15 (-1.4%)
-0.01
est: -0.01 (+20.0%)
0.02
0.02 – 0.02
+209.0% YoY
0.03
0.03 – 0.03
+111.8% YoY
0.06
0.06 – 0.06
+67.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-28 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-27 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-26 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-22 C 2/5 1/5 2/5 2/5 1/5 1/5 3/5
2026-05-21 C 2/5 1/5 2/5 2/5 1/5 1/5 3/5
2026-05-20 C 2/5 1/5 2/5 2/5 1/5 1/5 3/5
2026-05-19 C 2/5 1/5 2/5 2/5 1/5 1/5 3/5
2026-05-18 C 2/5 1/5 2/5 2/5 1/5 1/5 3/5
2026-05-15 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-14 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-13 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-12 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-11 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-08 C 2/5 1/5 1/5 2/5 1/5 1/5 4/5
2026-05-07 C 2/5 1/5 1/5 2/5 1/5 1/5 4/5
2026-05-06 C 2/5 1/5 1/5 2/5 1/5 1/5 4/5
2026-05-05 C 2/5 1/5 1/5 2/5 1/5 1/5 4/5
2026-05-01 C+ 2/5 1/5 2/5 3/5 1/5 1/5 4/5
2026-04-30 C+ 2/5 1/5 2/5 3/5 1/5 1/5 4/5
2026-04-29 C+ 2/5 1/5 2/5 3/5 1/5 1/5 4/5
2026-04-28 C+ 2/5 1/5 2/5 3/5 1/5 1/5 4/5
2026-04-27 C+ 2/5 1/5 2/5 3/5 1/5 1/5 4/5
2026-04-24 C+ 2/5 1/5 2/5 3/5 1/5 1/5 4/5
2026-04-23 C+ 2/5 1/5 2/5 3/5 1/5 1/5 4/5
2026-04-22 C+ 2/5 1/5 2/5 3/5 1/5 1/5 4/5
2026-04-21 C+ 2/5 1/5 2/5 3/5 1/5 1/5 4/5
2026-04-20 C+ 2/5 1/5 2/5 3/5 1/5 1/5 4/5
2026-04-17 C+ 2/5 1/5 2/5 4/5 1/5 1/5 4/5
2026-04-16 C+ 2/5 1/5 2/5 4/5 1/5 1/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-102.77M
OE per share TTM
-0.74
Owner's Yield
-291.71%
Maintenance CapEx ratio
45.59%
Maint CapEx / Avg PPE
4.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
77.0K
Shares Outstanding
140.31M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Roderick Alexander Lockhart Chief Executive Officer & Executive Director 469.0K male
Ian Edward Thomas MRICS Co-Founder, Chief Investment Officer & Executive Director 286.0K male
Christian Edouard Faes Co-Founder & Non-Executive Director 119.0K male
Esther E. Morley MD & Specialist Residential female
Hugo Davies MD of Mortgages division & Chief Capital Officer male
John Eastgate Chief Commercial Officer male
Peter Wallis Chief Technology Officer male
Chris Semple Corporate Communications Officer male
Stephen Shipley Chief Financial Officer male
Daniel O'Connor Chief Operating Officer male
Daniel Underwood Chief Credit Risk Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits