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Hypothekarbank Lenzburg AG (HBLN.SW)

CHF4,140.00 +0.00 (+0.00%)
CH SIX Financial Services Financial - Mortgages
Address Bahnhofstrasse 2 5600
Lenzburg, CH
CEO Silvan Hilfiker
Website hbl.ch
IPO 1995-04-06
ISIN CH0001341608

Explore sections of this company profile

Also trades on London Stock Exchange · 0QLK.L (CHF) Swiss Exchange · HBLN.SW (CHF)
Description

Hypothekarbank Lenzburg AG is a Swiss financial institution that delivers a broad spectrum of banking and financial solutions. Serving both individual clients and businesses across Switzerland, its offerings encompass savings accounts, real estate financing and mortgage services, a range of payment cards (credit, debit, and travel), investment opportunities, pension products, tailored financial planning, and tax assistance. The bank maintains a physical presence through 13 branches and 2 advisory offices, strategically located across 12 municipalities within the Aargau canton. Established in 1868, its corporate headquarters are situated in Lenzburg, Switzerland.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
CHF4,140.00 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
15
Beta
0.03
Float Shares
70.8K
Free Float %
98.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.48% -0.96% -0.96% +2.49% +1.48% +2.49% +1.98% -5.50% -4.19% -3.63% +165.81%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
4,140.00
DCF (Unlevered) 21,986.25 +431.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.34
Distress
Piotroski F-Score
3 / 9
Average
MOAT Score
4 / 10
Developing
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Mortgages: +18.2%
    -5.5% Q4'25: -32.4% (vs Q4'23)
  • EPS growth Financial - Mortgages: +18.3%
    -2.5% Q4'25: +5.4% (vs Q4'23)
  • FCF margin FCF growth · Financial - Mortgages: +84.8%
    -13.4% Q4'25: -12.0% (vs Q4'23)
  • EBIT margin Financial - Mortgages: +34.8%
    +15.9% Q4'25: +27.8% (vs Q4'23)
  • ROIC Financial - Mortgages: +4.9%
    +1.0% Q4'25: +2.3% (vs Q4'23)
  • Share dilution Financial - Mortgages: 0.0%
    +0.3% Q4'25: +0.3% (vs Q4'23)
  • Debt / EBITDA Net debt/EBITDA · Financial - Mortgages: 7.44×
    61.89× Q4'25: 26.81× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.03) × ERP
WACC = 18% × Ke + 82% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 21,986.25 Current price: 4,140.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-28 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-27 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-26 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-22 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-21 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-20 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-19 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-18 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-15 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-13 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-12 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-11 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-08 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-07 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-06 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-05 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-05-04 C+ 2/5 1/5 2/5 2/5 1/5 2/5 4/5
2026-04-30 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-29 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-28 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-27 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-24 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-23 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-22 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-21 B- 2/5 1/5 2/5 4/5 1/5 2/5 4/5
2026-04-20 B- 2/5 1/5 2/5 4/5 1/5 2/5 4/5
2026-04-17 B- 3/5 1/5 2/5 4/5 1/5 3/5 4/5
2026-04-16 B- 3/5 1/5 2/5 4/5 1/5 3/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-511.00M
OE per share TTM
-7,113.66
Owner's Yield
-172.26%
Maintenance CapEx ratio
190.73%
Maint CapEx / Avg PPE
14.4%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 5 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares Core SPI(R) ETF (CH) CHSPI.SW 0.02% 1.10M 0.10%
2 Dimensional - International Core Equity 2 ETF DFIC 0.00% 98.9K 0.22%
3 Dimensional World ex U.S. Core Equity 2 ETF DFAX 0.00% 47.0K 0.28%
4 Dimensional - International Small Cap ETF DFIS 0.00% 15.6K 0.39%
5 Avantis International Equity ETF AVDE 0.00% 5.2K 0.23%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
62.9K
Shares Outstanding
71.8K

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Dominic Gubler Head of Legal, Regulatory & Compliance and Member of the Executive Board
Marco Supplizi CFO, Head of Risk & Member of Executive Board male
Peter Schöpp Head of the Marketing & Communication Department and Authorised Officer male
René Zimmerli Technical Head of the Loans & Syndicated Financing Department and Vice Director male
Reto Huenerwadel Member of the Executive Board & Head of Market Services male
Roger Brechbühler Head of Private and Corporate Clients & Member of the Executive Board male
Silvan Hilfiker Chairman of the Executive Board, Chief Executive Officer & Head of Corporate Controlling male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings reports

Stock splits