General Capital Limited (GEN.NZ)
Auckland, AUK, NZ
General Capital Limited is a New Zealand-based firm offering diverse financial services. Its operations are segmented into two key divisions: Finance, and Research and Advisory. Within its Finance division, the company accepts deposits and extends short-term mortgage loans secured by property. Meanwhile, the Research and Advisory segment delivers investment guidance and generates as well as markets financial research and various publications. General Capital Limited maintains its head office in Auckland, New Zealand.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.85% | +0.00% | -3.51% | -6.78% | -14.06% | -5.17% | +3.77% | +7.42% | +18.53% | -1.79% | -98.94% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
-
Revenue growth Financial - Mortgages: +18.2%+11,780.9% ★ Q1'26: +48.2% (vs Q1'24)
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EPS growth Financial - Mortgages: +18.3%-3.6% Q1'26: +255.4% (vs Q1'24)
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FCF margin FCF growth · Financial - Mortgages: +84.8%+12.0% Q1'26: -197.8% (vs Q1'24)
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EBIT margin Financial - Mortgages: +34.8%+14.9% Q1'26: +18.1% (vs Q1'24)
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ROIC Financial - Mortgages: +4.9%+32.1% ★ Q1'26: +80.6% (vs Q1'24)
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Share dilution Financial - Mortgages: 0.0%+0.9% Q1'26: -66.3% (vs Q1'24)
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Debt / EBITDA Net debt/EBITDA · Financial - Mortgages: 7.44×0.00× ★ Q1'26: 0.00× (vs Q1'24)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2026 1 Rev. Ana. 1 EPS Ana. |
Mar 2027 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|
| Revenue |
26.76M
26.76M – 26.76M
|
31.81M
31.81M – 31.81M
+18.9% YoY
|
| EBITDA |
11.61M
11.61M – 11.61M
|
13.79M
13.79M – 13.79M
+18.9% YoY
|
| EBIT |
11.50M
11.50M – 11.50M
|
13.67M
13.67M – 13.67M
+18.9% YoY
|
| Net Income |
3.23M
3.23M – 3.23M
|
3.87M
3.87M – 3.87M
+19.8% YoY
|
| SGA |
53.90M
53.90M – 53.90M
|
64.06M
64.06M – 64.06M
+18.9% YoY
|
| EPS |
0.04
0.04 – 0.04
|
0.04
0.04 – 0.04
+19.8% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-22 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-21 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-20 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-18 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-15 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-11 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-08 | B | 3/5 | 4/5 | 2/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-07 | B | 3/5 | 4/5 | 2/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-06 | B | 3/5 | 4/5 | 2/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-04 | B | 3/5 | 4/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-01 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-29 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-28 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-24 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-22 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Brent Douglas King | MD & Executive Director | 455.2K | male |
| Vik Singh | Chief Financial Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for GEN.NZ
Short-term intention
Target Price Distribution
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