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Generation Development Group Limited (GDG.AX)

AUD3.58 +0.00 (+0.00%)
AU ASX Financial Services Asset Management
Address 447 Collins Street 3000
Melbourne, VIC, AU
CEO Grant Hackett
IPO 2007-12-09
ISIN AU0000005126

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Description

Generation Development Group Limited is an Australian entity that provides and promotes life insurance and investment offerings to individual consumers. The company operates through two distinct divisions: Benefit Funds Management & Funds Administration, and a segment simply referred to as Other Business. Its core services include investment bond solutions, complemented by full administration and management support. Founded in 1991 and based in Melbourne, the organization was formerly known as Austock Group Limited, before rebranding to Generation Development Group Limited in March 2018.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
AUD3.58 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
3M
Beta
0.49
Float Shares
325.51M
Free Float %
81.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.75% +0.49% +5.15% -12.26% -38.18% -30.73% -26.35% +216.28% +367.17% +759.85% +131.82%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
3.58
DCF (Unlevered) 0.55 -84.7%
DCF (Levered) 0.60 -83.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 89% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 7 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.59
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
3 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Asset Management: +17.4%
    -97.0% Q4'25: +612.8% (vs Q4'23)
  • EPS growth Asset Management: +22.7%
    +298.7% Q4'25: -98.3% (vs Q4'23)
  • FCF margin FCF growth · Asset Management: +27.7%
    -7,334.6% Q4'25: +19.7% (vs Q4'23)
  • EBIT margin Asset Management: +50.6%
    +4,456.4% Q4'25: -9.2% (vs Q4'23)
  • ROIC Asset Management: +6.5%
    +63.0% Q4'25: +0.6% (vs Q4'23)
  • Share dilution Asset Management: +0.0%
    +67.1% Q4'25: +109.0% (vs Q4'23)
  • Debt / EBITDA Net debt/EBITDA · Asset Management: -0.03×
    0.02× Q4'25: 80.47× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.49) × ERP
WACC = 99% × Ke + 1% × Kd (27.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 0.55 Current price: 3.58
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Jun 2017
actual
Jun 2018
actual
Jun 2019
actual
Jun 2020
actual
Jun 2021
actual
Jun 2022
actual
Jun 2023
actual
Jun 2024
actual
Jun 2025
actual
Jun 2026
9 Rev. Ana.
6 EPS Ana.
Jun 2027
9 Rev. Ana.
6 EPS Ana.
Jun 2028
9 Rev. Ana.
4 EPS Ana.
Jun 2029
4 Rev. Ana.
1 EPS Ana.
Jun 2030
5 Rev. Ana.
1 EPS Ana.
Revenue
8.41M
est: 8.32M (+1.1%)
67.18M
est: 9.91M (+577.7%)
82.23M
est: 11.55M (+611.9%)
57.04M
est: 14.80M (+285.4%)
113.03M
est: 19.55M (+478.2%)
92.85M
est: 26.98M (+244.1%)
58.91M
est: 29.50M (+99.7%)
329.32M
est: 36.04M (+813.8%)
9.91M
est: 49.53M (-80.0%)
170.36M
163.32M – 200.16M
+244.0% YoY
205.89M
195.93M – 238.71M
+20.9% YoY
244.04M
242.01M – 246.07M
+18.5% YoY
284.70M
271.84M – 332.09M
+16.7% YoY
368.80M
352.14M – 430.19M
+29.5% YoY
EBITDA
-1.35M
est: 4.75M (-128.5%)
31.98M
est: 5.66M (+464.7%)
66.01M
est: 6.60M (+900.3%)
-47.48M
est: 8.46M (-661.4%)
242.50M
est: -20.62M (+1,276.2%)
-210.40M
est: -23.74M (-786.4%)
199.96M
est: -27.27M (+833.4%)
282.13M
est: -31.30M (+1,001.3%)
457.18M
est: -36.11M (+1,366.0%)
97.33M
93.31M – 114.36M
+369.5% YoY
117.63M
111.94M – 136.38M
+20.9% YoY
139.43M
138.27M – 140.59M
+18.5% YoY
162.66M
155.31M – 189.73M
+16.7% YoY
210.71M
201.19M – 245.78M
+29.5% YoY
EBIT
28.43M
est: 4.74M (+499.4%)
31.77M
est: 5.72M (+455.0%)
69.94M
est: 6.59M (+961.8%)
-48.44M
est: 8.44M (-673.9%)
241.67M
est: -58.54M (+512.9%)
-211.71M
est: -67.39M (-214.2%)
199.59M
est: -77.41M (+357.8%)
280.38M
est: -88.87M (+415.5%)
441.40M
est: -102.53M (+530.5%)
97.15M
93.14M – 114.15M
+194.8% YoY
117.41M
111.74M – 136.13M
+20.9% YoY
139.17M
138.01M – 140.33M
+18.5% YoY
162.36M
155.02M – 189.38M
+16.7% YoY
210.32M
200.82M – 245.33M
+29.5% YoY
Net Income
200.0K
est: 1.85M (-89.2%)
388.0K
est: 3.69M (-89.5%)
5.29M
est: 488.0K (+983.2%)
-1.64M
est: 6.41M (-125.5%)
2.53M
est: -1.97M (+228.3%)
1.90M
est: -2.27M (+183.6%)
4.50M
est: 4.50M (+0.0%)
5.84M
est: 5.84M (+0.0%)
38.25M
est: 26.94M (+42.0%)
32.63M
32.47M – 37.01M
+21.1% YoY
44.27M
40.24M – 48.29M
+35.7% YoY
56.41M
53.81M – 59.02M
+27.4% YoY
68.33M
64.31M – 83.11M
+21.1% YoY
— – —
-100.0% YoY
SGA
4.82M
est: 26.79M (-82.0%)
8.71M
est: 31.93M (-72.7%)
11.70M
est: 37.21M (-68.5%)
14.62M
est: 47.68M (-69.3%)
18.90M
est: 62.98M (-70.0%)
24.72M
est: 86.94M (-71.6%)
27.93M
est: 95.04M (-70.6%)
34.73M
est: 116.11M (-70.1%)
149.52M
est: 95.61M (+56.4%)
548.85M
526.17M – 644.88M
+474.1% YoY
663.32M
631.25M – 769.06M
+20.9% YoY
786.24M
779.68M – 792.79M
+18.5% YoY
917.22M
875.79M – 1.07B
+16.7% YoY
1.19B
1.13B – 1.39B
+29.5% YoY
EPS
0.00
est: 0.01 (-66.3%)
0.00
est: 0.01 (-71.0%)
0.04
est: 0.02 (+144.8%)
-0.01
est: 0.03 (-150.5%)
0.02
est: 0.02 (-21.7%)
0.01
est: 0.02 (-50.8%)
0.02
est: 0.04 (-35.1%)
0.03
est: 0.05 (-39.0%)
0.12
est: 0.08 (+45.9%)
0.10
0.10 – 0.11
+24.0% YoY
0.13
0.12 – 0.15
+28.9% YoY
0.17
0.16 – 0.18
+29.9% YoY
0.21
0.20 – 0.25
+21.7% YoY
— – —
-100.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-28 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-27 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-26 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-25 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-22 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-21 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-20 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-19 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-18 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-15 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-14 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-13 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-12 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-11 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-08 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-07 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-06 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-05 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-04 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-05-01 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-04-30 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-04-29 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-04-28 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-04-27 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-04-24 C 2/5 3/5 1/5 1/5 3/5 1/5 1/5
2026-04-23 C- 1/5 3/5 1/5 1/5 2/5 1/5 1/5
2026-04-22 C- 1/5 3/5 1/5 1/5 2/5 1/5 1/5
2026-04-21 C- 1/5 3/5 1/5 1/5 2/5 1/5 1/5
2026-04-20 C- 1/5 3/5 1/5 1/5 2/5 1/5 1/5
2026-04-17 C- 1/5 3/5 1/5 1/5 2/5 1/5 1/5
2026-04-16 C- 1/5 3/5 1/5 1/5 2/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
90.60M
OE per share TTM
0.28
Owner's Yield
5.57%
Maintenance CapEx ratio
55.01%
Maint CapEx / Avg PPE
3.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 40 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares S&P/ASX Small Ordinaries ETF ISO.AX 0.47% 415.9K 0.55%
2 Vanguard MSCI Australian Small Companies Index ETF VSO.AX 0.23% 1.86M 0.30%
3 BetaShares - Australian Financials Sector ETF QFN.AX 0.14% 108.0K 0.34%
4 BetaShares - Australian Ex-20 Portfolio Diversifier ETF EX20.AX 0.14% 632.6K 0.25%
5 BetaShares - Geared Australian Equities Complex ETF GEAR.AX 0.11% 477.0K 0.78%
6 Vanguard Australian Shares Index ETF VAS.AX 0.05% 9.47M 0.07%
7 State Street SPDR S&P International Small Cap ETF GWX 0.05% 441.8K 0.40%
8 iShares Core S&P/ASX 200 ETF IOZ.AX 0.05% 3.17M 0.05%
9 BetaShares - Australia 200 ETF A200.AX 0.05% 3.51M 0.04%
10 BetaShares - Managed Risk Australian Shares Complex ETF AUST.AX 0.05% 9.3K 0.49%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
22.1K
Shares Outstanding
399.92M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Grant Hackett Chief Executive Officer & CEO and MD of Generation Life Limited 811.1K male
Felipe Araujo General Manager of Distribution, Marketing & Operations 665.8K male
Michael Wright Chief Executive Officer of Evidentia Group 564.1K male
Andrew J. Mellor Chief Financial Officer 466.7K male
Terence Wong Executive Officer 466.7K male
Robert Neil Coombe Executive Chairman 349.1K male
Peter Anthony Smith Executive Director 136.6K male
Lorraine Robinson Chief Executive Officer of Lonsec Research and Ratings female
Gordon Joseph Group Financial Controller male
Amanda Jane Gawne ACIS FCIS Head of Legal & Compliance, Chief Risk Officer and Company Secretary female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits