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Jio Financial Services Limited (JIOFIN.NS)

INR233.37 +3.38 (+1.47%)
IN NSE Financial Services Asset Management
Address Building 4NA, Maker Maxity 400 051
Mumbai, IN
CEO Hitesh Kumar Sethia
IPO 2023-08-21
ISIN INE758E01017

Explore sections of this company profile

Also trades on Bombay Stock Exchange · JIOFIN.BO (INR) National Stock Exchange of India · JIOFIN.NS (INR)
Description

Jio Financial Services Limited is an Indian non-banking financial company that provides digital financial products and services without accepting deposits. Established in 1999 and based in Mumbai, India, the company previously operated as Reliance Strategic Investments Limited before rebranding to its current name in July 2023.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR233.37 +3.38 (+1.47%)
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Volume Profile
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Liquidity & share structure
Average Volume
17M
Beta
0.56
Float Shares
3.33B
Free Float %
50.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+3.45% +1.24% +1.92% +0.27% -21.57% -20.02% -19.78% -5.23% -5.23% -5.23% -5.23%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
233.37
DCF (Unlevered) 227.84 -2.4%
Ratings Trend (MoM) 100% Bullish
Rating 2026-06 Change
Strong Buy 0 -1
Buy 2 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
3.16
Safe zone
Piotroski F-Score
3 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
3 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth
    -1.7% Q1'26: +96.7% (vs Q1'25)
  • EPS growth
    +0.4% Q1'26: -14.0% (vs Q1'25)
  • FCF margin
    +88.7% Q1'26: -457.4% (vs Q1'25)
  • EBIT margin
    +91.5% Q1'26: +33.2% (vs Q1'25)
  • ROIC
    +1.1% Q1'26: +0.7% (vs Q1'25)
  • Share dilution
    -0.1% Q1'26: +0.1% (vs Q1'25)
  • Debt / EBITDA
    0.60× Q1'26: 15.70× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.57) × ERP
WACC = 87% × Ke + 13% × Kd (4.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 226.03 Current price: 233.37
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2025
actual
Mar 2026
1 Rev. Ana.
1 EPS Ana.
Mar 2027
2 Rev. Ana.
1 EPS Ana.
Mar 2028
2 Rev. Ana.
1 EPS Ana.
Revenue
17.67B
est: 20.81B (-15.1%)
28.93B
25.54B – 32.31B
+39.0% YoY
43.41B
39.80B – 47.02B
+50.1% YoY
67.58B
58.11B – 77.04B
+55.7% YoY
EBITDA
19.77B
est: 18.64B (+6.1%)
25.91B
22.88B – 28.94B
+39.0% YoY
38.89B
35.65B – 42.12B
+50.1% YoY
60.53B
52.05B – 69.01B
+55.7% YoY
EBIT
19.55B
est: 18.60B (+5.1%)
25.86B
22.83B – 28.89B
+39.0% YoY
38.81B
35.59B – 42.04B
+50.1% YoY
60.42B
51.95B – 68.88B
+55.7% YoY
Net Income
16.13B
est: 17.13B (-5.9%)
15.61B
13.99B – 19.01B
-8.9% YoY
21.57B
19.25B – 23.89B
+38.2% YoY
32.36B
27.13B – 37.59B
+50.0% YoY
SGA
— – —
— – —
— – —
EPS
2.54
est: 2.70 (-5.9%)
2.60
2.20 – 3.00
-3.7% YoY
3.40
3.03 – 3.77
+30.8% YoY
5.10
4.28 – 5.92
+50.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-06-12 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-06-11 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-06-10 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-06-09 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-06-08 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-06-05 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-06-04 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-06-03 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-06-02 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-06-01 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-29 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-27 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-26 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-25 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-22 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-21 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-20 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-19 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-18 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-15 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-14 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-13 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-12 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-11 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-08 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-07 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-06 C+ 2/5 1/5 2/5 3/5 3/5 1/5 3/5
2026-05-05 B- 2/5 1/5 2/5 4/5 3/5 1/5 3/5
2026-05-04 B- 2/5 1/5 2/5 4/5 3/5 1/5 3/5
2026-04-30 B- 2/5 1/5 2/5 4/5 3/5 1/5 3/5
2026-04-29 B- 2/5 1/5 2/5 4/5 3/5 1/5 3/5
2026-04-28 B- 2/5 1/5 2/5 4/5 3/5 1/5 3/5
2026-04-27 B- 2/5 1/5 2/5 4/5 3/5 1/5 3/5
2026-04-24 C+ 2/5 1/5 2/5 4/5 2/5 1/5 3/5
2026-04-23 C+ 2/5 1/5 2/5 4/5 2/5 1/5 3/5
2026-04-22 C+ 2/5 1/5 2/5 4/5 2/5 1/5 3/5
2026-04-21 C+ 2/5 1/5 2/5 4/5 2/5 1/5 3/5
2026-04-20 C+ 2/5 1/5 2/5 4/5 2/5 1/5 3/5
2026-04-17 C- 1/5 3/5 1/5 1/5 1/5 1/5 1/5
2026-04-16 C- 1/5 3/5 1/5 1/5 1/5 1/5 1/5
2026-04-15 C- 1/5 3/5 1/5 1/5 1/5 1/5 1/5
2026-04-13 C- 1/5 3/5 1/5 1/5 1/5 1/5 1/5
2026-04-10 C- 1/5 3/5 1/5 1/5 1/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
74.60M
OE per share TTM
0.01
Owner's Yield
0.00%
Maintenance CapEx ratio
1.30%
Maint CapEx / Avg PPE
2.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
2.12B
Shares Outstanding
6.60B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Hitesh Kumar Sethia Chief Executive Officer, MD & Director 64M male
Annapoorna Venkataramanan Group Chief Financial Officer female
Dipak Daga Chief Investor Relations Officer
Ganesh Group Chief Technology Officer male
Ketan Y. Patil Manager
Manish Kumar Singh Group Chief Human Resources Officer male
Mohana Venkatachalam Group Company Secretary & Chief Compliance Officer female
R. Shyam Sunder Group General Counsel male
Rishabh Rathod Executive Officer of Investor Relations male
Rupali Adhikari Sawant Group Head of Internal Audit female
Abhishek Haridas Pathak Group Chief Financial Officer male
Venkata Narasimham Peri Group Chief Operating Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits