Firm Capital Mortgage Investment Corporation (FC.TO)
Toronto, ON, CA
Firm Capital Mortgage Investment Corporation, operating through its mortgage banker Firm Capital Corporation, offers a comprehensive range of real estate financing solutions throughout Canada. Their services cater to both residential and commercial properties, encompassing conventional loans and short-term bridge financing. The company's primary activities include the origination, funding, acquisition, and management of various mortgage investments. Beyond these core functions, Firm Capital provides an array of mortgage-related services, such as specialized real estate investment financing, capital market solutions, and dedicated loan servicing and advisory support. Their extensive lending programs feature construction and development loans, financing for investment properties, diverse short-term and bridge capital, mezzanine and equity investments, and capital market facilities. They also extend financing for residential and non-conventional housing, condominium capital improvements, and unique special situation loans. Additionally, the corporation delivers various related investment services. Established in 1988, Firm Capital Mortgage Investment Corporation is headquartered in Toronto, Canada.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.08% | -1.08% | -1.65% | -1.32% | +0.17% | +1.88% | -0.67% | +7.66% | -18.05% | -8.65% | +19.40% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 2 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Mortgages: +18.2%-2.8% Q1'26: -25.2% (vs Q1'25)
-
EPS growth Financial - Mortgages: +18.3%+2.0% Q1'26: -14.8% (vs Q1'25)
-
FCF margin FCF growth · Financial - Mortgages: +84.8%+52.6% Q1'26: +73.1% (vs Q1'25)
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EBIT margin Financial - Mortgages: +34.8%+74.8% ★ Q1'26: +81.9% (vs Q1'25)
-
ROIC Financial - Mortgages: +4.9%+8.7% ★ Q1'26: +8.4% (vs Q1'25)
-
Share dilution Financial - Mortgages: 0.0%-2.4% ★ Q1'26: -8.3% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Financial - Mortgages: 7.44×3.22× ★ Q1'26: 2.86× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2005 actual |
Dec 2008 actual |
Dec 2009 actual |
Dec 2010 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
13.71M
est.
|
22.19M
est: 22.43M (-1.1%)
|
18.40M
est: 18.27M (+0.7%)
|
17.22M
est: 18.27M (-5.7%)
|
27.32M
est: 28.42M (-3.9%)
|
28.47M
est: 28.71M (-0.8%)
|
30.69M
est: 32.12M (-4.5%)
|
34.01M
est: 26.73M (+27.2%)
|
36.04M
est: 36.09M (-0.1%)
|
43.88M
est: 42.29M (+3.8%)
|
47.31M
est: 47.02M (+0.6%)
|
47.34M
est: 46.96M (+0.8%)
|
44.18M
est: 43.85M (+0.8%)
|
45.30M
est: 46.82M (-3.2%)
|
58.02M
est: 58.90M (-1.5%)
|
66.22M
est: 45.43M (+45.8%)
|
68.63M
est: 68.62M (+0.0%)
|
66.72M
est: 64.80M (+3.0%)
|
56.60M
56.60M – 56.60M
-12.7% YoY
|
56.55M
56.55M – 56.55M
-0.1% YoY
|
| EBITDA |
8.56M
est.
|
14.70M
est: 14.01M (+5.0%)
|
14.45M
est: 11.97M (+20.7%)
|
8.18M
est: 11.41M (-28.3%)
|
16.76M
est: 22.48M (-25.5%)
|
17.61M
est: 16.93M (+4.0%)
|
19.51M
est: 19.70M (-1.0%)
|
20.08M
est: 17.03M (+17.9%)
|
21.19M
est: 5.54M (+282.3%)
|
24.82M
est: 26.93M (-7.8%)
|
25.75M
est: 45.63M (-43.6%)
|
28.00M
est: 25.69M (+9.0%)
|
26.35M
est: 27.92M (-5.6%)
|
29.99M
est: 29.82M (+0.6%)
|
32.23M
est: 26.13M (+23.4%)
|
34.16M
est: 40.55M (-15.8%)
|
58.66M
est: 61.25M (-4.2%)
|
49.91M
est: 57.83M (-13.7%)
|
50.52M
50.52M – 50.52M
-12.7% YoY
|
50.48M
50.48M – 50.48M
-0.1% YoY
|
| EBIT |
8.56M
est.
|
14.70M
est: 14.01M (+5.0%)
|
14.45M
est: 11.97M (+20.7%)
|
8.18M
est: 11.41M (-28.3%)
|
16.76M
est: 22.48M (-25.5%)
|
17.61M
est: 16.93M (+4.0%)
|
19.51M
est: 19.70M (-1.0%)
|
20.08M
est: 17.03M (+17.9%)
|
21.19M
est: 5.54M (+282.3%)
|
24.82M
est: 26.93M (-7.8%)
|
25.75M
est: 43.98M (-41.4%)
|
28.00M
est: 25.71M (+8.9%)
|
26.35M
est: 27.92M (-5.6%)
|
29.99M
est: 29.82M (+0.6%)
|
32.23M
est: 26.13M (+23.4%)
|
34.16M
est: 40.55M (-15.8%)
|
58.66M
est: 61.25M (-4.2%)
|
49.91M
est: 57.83M (-13.7%)
|
50.52M
50.52M – 50.52M
-12.7% YoY
|
50.48M
50.48M – 50.48M
-0.1% YoY
|
| Net Income |
38.30M
est.
|
14.70M
est: 43.16M (-65.9%)
|
14.45M
est: 25.94M (-44.3%)
|
8.18M
est: 39.11M (-79.1%)
|
16.76M
est: 30.21M (-44.5%)
|
17.61M
est: 16.93M (+4.0%)
|
19.51M
est: 19.70M (-1.0%)
|
20.08M
est: 39.32M (-48.9%)
|
21.19M
est: 5.54M (+282.3%)
|
24.82M
est: 62.04M (-60.0%)
|
25.75M
est: 44.81M (-42.5%)
|
28.00M
est: 25.70M (+8.9%)
|
26.35M
est: 34.93M (-24.6%)
|
29.99M
est: 36.92M (-18.8%)
|
32.23M
est: 26.13M (+23.4%)
|
34.16M
|
35.23M
est: 38.57M (-8.7%)
|
37.47M
est: 39.73M (-5.7%)
|
38.96M
38.96M – 38.96M
-2.0% YoY
|
39.93M
39.34M – 40.51M
+2.5% YoY
|
| SGA |
489.7K
est.
|
781.2K
est: 801.1K (-2.5%)
|
827.7K
est: 652.5K (+26.9%)
|
1.31M
est: 652.5K (+100.9%)
|
1.04M
est: 1.02M (+2.4%)
|
1.02M
est: 1.05M (-2.5%)
|
805.7K
est: 1.14M (-29.4%)
|
829.6K
est: 974.0K (-14.8%)
|
842.2K
est: 1.31M (-35.9%)
|
956.9K
est: 1.54M (-37.9%)
|
1.05M
est: 1.73M (-38.9%)
|
1.23M
est: 1.04M (+18.4%)
|
2.11M
est: 1.60M (+32.2%)
|
1.22M
est: 1.71M (-28.2%)
|
3.21M
est: 1.15M (+178.7%)
|
1.80M
est: 1.22M (+47.2%)
|
1.71M
est: 1.84M (-7.5%)
|
—
est: 1.74M (-100.0%)
|
1.52M
1.52M – 1.52M
-12.7% YoY
|
1.52M
1.52M – 1.52M
-0.1% YoY
|
| EPS |
0.98
est.
|
1.12
est: 1.10 (+2.1%)
|
1.04
est: 1.06 (-1.5%)
|
1.01
est: 0.99 (+1.6%)
|
1.00
est: 1.01 (-0.9%)
|
0.99
est: 1.00 (-1.4%)
|
0.98
est: 1.00 (-1.6%)
|
0.99
est: 0.99 (+0.5%)
|
0.97
est: 0.97 (+0.5%)
|
1.02
est: 0.98 (+4.6%)
|
0.70
est: 0.95 (-26.3%)
|
1.01
est: 1.01 (+0.4%)
|
0.91
est: 0.88 (+4.0%)
|
0.95
est: 0.93 (+2.7%)
|
0.94
est: 0.96 (-2.1%)
|
1.17
|
1.12
est: 0.99 (+13.1%)
|
1.02
est: 1.02 (+0.0%)
|
1.00
1.00 – 1.00
-2.0% YoY
|
1.03
1.01 – 1.04
+2.5% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-07 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-06 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-05 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-04 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-01 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-30 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-29 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-28 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-27 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-24 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-23 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-22 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-21 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-20 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-17 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-16 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
Owner Earnings
Owner's Earnings history not available.
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | iShares S&P/TSX SmallCap Index ETF XCS.TO | 0.14% | 247.9K | 0.60% |
| 2 | Avantis International Small Cap Equity ETF AVDS | 0.01% | 36.4K | 0.30% |
| 3 | Avantis Responsible International Equity ETF AVSD | 0.00% | 18.0K | 0.23% |
| 4 | Avantis International Equity ETF AVDE | 0.00% | 68.3K | 0.23% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Eli Dadouch | Founder, President, Chief Executive Officer & Director | 4M | male |
| Jonathan Mair | Chief Operating Officer, Executive Vice President & Director | 300.0K | male |
| Ryan Lim | Chief Financial Officer | 225.0K | male |
| Victoria Granovski MFin | Secretary, Internal Credit Manager, Senior Vice President of Credit & Equity Capital and Director | 209.1K | female |
| Sandy Ivan Poklar | Executive Vice President & MD of Finance | 120.0K | male |
| Michael Warner | Senior Vice President of Mortgage Lending & Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for FC.TO
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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