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Atrium Mortgage Investment Corporation (AI.TO)
CAD12.09
+0.07 (+0.58%)
CA TSX Financial Services Financial - Mortgages
Address
20 Adelaide Street East M5C 2T6
Toronto, ON, CA
Toronto, ON, CA
CEO
Robert G. Goodall
Website
atriummic.com/Default.aspx
IPO
2012-09-04
ISIN CA04964G1000
Also trades on
Other OTC · AMIVF (USD)
Toronto Stock Exchange · AI.TO (CAD)
Description
Atrium Mortgage Investment Corporation operates as a specialized non-bank lender, delivering financial solutions to the real estate sector across Ontario, Alberta, and British Columbia. The company offers a comprehensive portfolio of mortgage products for various property types, including residential, multi-unit, and commercial developments. Its services range from first and second mortgages to funding for infill construction projects, as well as specialized financing for land acquisition and assembly. These land-related solutions support the creation of stacked and conventional townhomes, single-family detached houses, and low-to-mid-rise condominium complexes. Furthermore, Atrium provides both short-term bridge and longer-term financing options. Established in 2001, its corporate headquarters are situated in Toronto, Canada.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
CAD12.09
+0.07 (+0.58%)
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Volume Profile
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Liquidity & share structure
Average Volume
112.0K
Beta
0.85
Float Shares
45.55M
Free Float %
94.9%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.06% | -0.42% | -2.79% | -0.25% | +3.77% | +2.25% | +6.09% | +6.86% | -16.44% | -0.08% | +10.14% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
12.09
DCF (Unlevered)
15.80
+30.7%
DCF (Levered)
12.86
+6.4%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
100% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 3 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
2.16
Grey zone
Piotroski F-Score
6 / 9
Average
MOAT Score
7 / 10
Strong MOAT
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
3 / 5
Medium
ROA Score
5 / 5
High
D/E Score
2 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
-
Revenue growth Financial - Mortgages: +18.2%-4.0% Q1'26: +0.2% (vs Q1'25)
-
EPS growth Financial - Mortgages: +18.3%-1.9% Q1'26: +9.5% (vs Q1'25)
-
FCF margin FCF growth · Financial - Mortgages: +84.8%+54.7% ★ Q1'26: +70.5% (vs Q1'25)
-
EBIT margin Financial - Mortgages: +34.8%+81.7% ★ Q1'26: +83.2% (vs Q1'25)
-
ROIC Financial - Mortgages: +4.9%+7.9% ★ Q1'26: +7.6% (vs Q1'25)
-
Share dilution Financial - Mortgages: 0.0%+0.6% Q1'26: -6.2% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Financial - Mortgages: 7.44×5.11× ★ Q1'26: 5.08× (vs Q1'25)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 3 EPS Ana. |
Dec 2027 1 Rev. Ana. 3 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
21.29M
est: 23.34M (-8.8%)
|
31.40M
est: 31.90M (-1.6%)
|
36.03M
est: 41.44M (-13.0%)
|
39.38M
est: 43.59M (-9.7%)
|
44.87M
est: 50.27M (-10.7%)
|
52.04M
est: 58.93M (-11.7%)
|
59.18M
est: 65.68M (-9.9%)
|
57.98M
est: 64.21M (-9.7%)
|
56.99M
est: 64.30M (-11.4%)
|
69.85M
est: 75.69M (-7.7%)
|
90.11M
est: 56.76M (+58.7%)
|
88.71M
est: 97.33M (-8.9%)
|
85.14M
est: 84.91M (+0.3%)
|
82.40M
82.40M – 82.40M
-3.0% YoY
|
82.77M
82.77M – 82.77M
+0.4% YoY
|
| EBITDA |
18.00M
est: 14.86M (+21.1%)
|
21.04M
est: 21.35M (-1.5%)
|
23.34M
est: 17.39M (+34.2%)
|
26.12M
est: 14.88M (+75.5%)
|
29.06M
est: 17.86M (+62.7%)
|
33.77M
est: 19.00M (+77.8%)
|
38.57M
est: 20.81M (+85.3%)
|
39.19M
est: 20.51M (+91.0%)
|
41.79M
est: 20.84M (+100.5%)
|
46.33M
est: 20.79M (+122.9%)
|
51.49M
est: 48.45M (+6.3%)
|
47.85M
est: 83.09M (-42.4%)
|
69.59M
est: 72.48M (-4.0%)
|
70.34M
70.34M – 70.34M
-3.0% YoY
|
70.65M
70.65M – 70.65M
+0.4% YoY
|
| EBIT |
18.00M
est: 14.86M (+21.1%)
|
21.04M
est: 27.85M (-24.5%)
|
23.34M
est: 36.80M (-36.6%)
|
26.12M
est: 35.67M (-26.8%)
|
29.06M
est: 41.95M (-30.7%)
|
33.77M
est: 48.61M (-30.5%)
|
38.57M
est: 55.40M (-30.4%)
|
39.19M
est: 53.62M (-26.9%)
|
41.79M
est: 54.49M (-23.3%)
|
46.33M
est: 54.34M (-14.7%)
|
51.49M
est: 48.45M (+6.3%)
|
47.85M
est: 83.09M (-42.4%)
|
69.59M
est: 72.48M (-4.0%)
|
70.34M
70.34M – 70.34M
-3.0% YoY
|
70.65M
70.65M – 70.65M
+0.4% YoY
|
| Net Income |
18.00M
est: 47.94M (-62.5%)
|
21.04M
est: 24.60M (-14.5%)
|
23.34M
est: 27.09M (-13.9%)
|
26.12M
est: 25.28M (+3.3%)
|
29.06M
est: 29.90M (-2.8%)
|
33.77M
est: 33.81M (-0.1%)
|
38.57M
est: 38.11M (+1.2%)
|
39.19M
est: 37.07M (+5.7%)
|
41.79M
est: 37.67M (+11.0%)
|
46.33M
est: 53.70M (-13.7%)
|
51.49M
est: 57.73M (-10.8%)
|
47.85M
est: 56.67M (-15.6%)
|
49.07M
est: 55.57M (-11.7%)
|
54.06M
52.44M – 55.68M
-2.7% YoY
|
54.77M
52.88M – 56.66M
+1.3% YoY
|
| SGA |
451.0K
est: 261.9K (+72.2%)
|
550.0K
est: 4.52M (-87.8%)
|
702.0K
est: 5.88M (-88.1%)
|
771.0K
est: 5.81M (-86.7%)
|
782.0K
est: 6.73M (-88.4%)
|
644.0K
est: 7.80M (-91.7%)
|
609.0K
est: 8.37M (-92.7%)
|
766.0K
est: 7.77M (-90.1%)
|
836.0K
est: 7.89M (-89.4%)
|
733.0K
est: 7.87M (-90.7%)
|
805.0K
est: 640.4K (+25.7%)
|
780.0K
est: 1.10M (-29.0%)
|
1.15M
est: 958.0K (+20.2%)
|
929.6K
929.6K – 929.6K
-3.0% YoY
|
933.7K
933.7K – 933.7K
+0.4% YoY
|
| EPS |
0.85
est: 0.88 (-3.5%)
|
0.91
est: 0.94 (-3.3%)
|
0.94
est: 0.96 (-2.1%)
|
0.97
est: 0.96 (+0.7%)
|
0.95
est: 0.95 (+0.0%)
|
0.74
est: 0.97 (-23.7%)
|
0.97
est: 0.98 (-0.7%)
|
0.93
est: 0.92 (+1.1%)
|
0.98
est: 0.98 (+0.0%)
|
1.08
est: 1.03 (+5.2%)
|
1.18
est: 1.05 (+11.9%)
|
1.06
est: 1.04 (+2.4%)
|
1.03
est: 1.02 (+1.5%)
|
1.00
0.96 – 1.02
-1.7% YoY
|
1.00
0.97 – 1.03
-0.2% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-28 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-05-27 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-05-26 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-05-25 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-05-22 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-05-21 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-05-20 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-05-19 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-05-15 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-05-14 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-05-13 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-05-12 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-05-11 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 3/5 |
| 2026-05-08 | B+ | 3/5 | 3/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-07 | B+ | 3/5 | 3/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-06 | B+ | 3/5 | 3/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-05 | B+ | 3/5 | 3/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-04 | B+ | 3/5 | 3/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-01 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-30 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-29 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-28 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-27 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-24 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-23 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-22 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-21 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-20 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-17 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-16 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
Owner Earnings
Owner's Earnings (history)
Owner's Earnings history not available.
Owner alignment
Owner's Earnings TTM
—
OE per share TTM
—
Owner's Yield
—
Maintenance CapEx ratio
—
Maint CapEx / Avg PPE
—
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
Held by 6 ETFs in our universe
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | iShares S&P/TSX SmallCap Index ETF XCS.TO | 0.19% | 329.0K | 0.60% |
| 2 | State Street SPDR S&P International Small Cap ETF GWX | 0.04% | 351.8K | 0.40% |
| 3 | Avantis International Small Cap Equity ETF AVDS | 0.01% | 43.6K | 0.30% |
| 4 | TD Canadian Equity Index ETF TTP.TO | 0.01% | 445.1K | 0.05% |
| 5 | Avantis Responsible International Equity ETF AVSD | 0.00% | 3.9K | 0.23% |
| 6 | Avantis International Equity ETF AVDE | 0.00% | 91.5K | 0.23% |
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
Shares Outstanding
48.02M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Robert G. Goodall | Founder, Chief Executive Officer & Director | 970.0K | male |
| Richard Munroe | President & Chief Operating Officer | 673.8K | male |
| Chris Anastasopoulos | Chief Financial Officer & Corporate Secretary | 300.0K | male |
| Bram Rothman | Managing Director of Ontario | — | male |
| Ian Jarvis | Managing Director of British Columbia | — | male |
| Phil Fiuza | Managing Director of Single Family Mortgages, National Accounts & Residential | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for AI.TO
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
