Hong Kong Finance Group Limited (1273.HK)
Admiralty, HK
Hong Kong Finance Group Limited operates as an investment holding company, primarily offering property mortgage loans to individuals and businesses across Hong Kong under the "Hong Kong Finance" brand. Beyond its core mortgage services, the company extends personal loan options to owners of Home Ownership Scheme (HOS) and public housing, provides financing solutions for small and medium-sized enterprises (SMEs), and issues unsecured loans to property owners. Additional services encompass mortgage top-ups (further advances), loans specifically for carparks, and the transfer of existing mortgage loans. Founded in 1996, the firm's main office is situated in Admiralty, Hong Kong, and it is a subsidiary of Tin Ching Holdings Limited.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | +5.17% | +1.67% | +3.39% | +1.67% | +62.67% | +35.56% | +40.23% | -20.78% | -40.78% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Mortgages: +18.2%+11.8% Q3'25: -13.5% (vs Q3'23)
-
EPS growth Financial - Mortgages: +18.3%+10.0% Q3'25: +100.0% (vs Q3'23)
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FCF margin FCF growth · Financial - Mortgages: +84.8%+88.7% ★ Q3'25: -32.4% (vs Q3'23)
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EBIT margin Financial - Mortgages: +34.8%+37.4% ★ Q3'25: +0.0% (vs Q3'23)
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ROIC Financial - Mortgages: +4.9%+5.0% ★ Q3'25: +0.0% (vs Q3'23)
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Share dilution Financial - Mortgages: 0.0%+0.0% ★ Q3'25: +0.0% (vs Q3'23)
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Debt / EBITDA Net debt/EBITDA · Financial - Mortgages: 7.44×1.68× ★
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2014 actual |
|---|---|
| Revenue |
75.03M
est: 75.51M (-0.6%)
|
| EBITDA |
4.83M
est: 45.53M (-89.4%)
|
| EBIT |
-2.75M
est: 43.82M (-106.3%)
|
| Net Income |
40.53M
est: 38.10M (+6.4%)
|
| SGA |
17.24M
est: 19.29M (-10.6%)
|
| EPS |
0.11
est: 0.09 (+19.8%)
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | A | 4/5 | 5/5 | 2/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-27 | A | 4/5 | 5/5 | 2/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-22 | A | 4/5 | 5/5 | 2/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-21 | A | 4/5 | 5/5 | 2/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-19 | A | 4/5 | 5/5 | 2/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-12 | A | 4/5 | 5/5 | 2/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-06 | A+ | 4/5 | 5/5 | 2/5 | 5/5 | 3/5 | 4/5 | 5/5 |
| 2026-05-05 | A+ | 4/5 | 5/5 | 2/5 | 5/5 | 3/5 | 4/5 | 5/5 |
| 2026-05-04 | A+ | 4/5 | 5/5 | 2/5 | 5/5 | 3/5 | 4/5 | 5/5 |
| 2026-04-29 | A | 4/5 | 5/5 | 2/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-28 | A | 4/5 | 5/5 | 2/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-27 | A | 4/5 | 5/5 | 2/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-22 | A+ | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-20 | A+ | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-17 | A+ | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 4/5 | 5/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Kwong Yin Chan | Executive Chairman | 3M | male |
| Koung Nam Chan | Executive Director | 2M | male |
| Siu Ching Chan | Executive Director | 2M | female |
| Pui To Tse | Group Chief Executive Officer & Executive Director | 2M | male |
| Chun Hui | Financial Controller & Company Secretary | — | male |
| Sze Wong | MD - Head of Personal Loan | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Short-term intention
Target Price Distribution
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