Yolo Group S.p.A. (YOLO.MI)
Milan, MI, IT
Established in 2017 and headquartered in Milan, Italy, Yolo Group S.p.A. delivers digital insurance solutions to both individual consumers and small to medium-sized enterprises throughout Italy. For private clientele, the company offers a diverse range of coverage, including policies for sports, pets, homes, health, travel, mobility, and automobiles. Corporate clients, on the other hand, can access products such as multirisk, legal protection, professional liability, and cyber insurance. Furthermore, Yolo Group operates a dedicated Insurtech platform that empowers businesses to efficiently manage their insurance policies.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | -1.23% | -1.83% | -24.77% | -12.50% | -32.35% | -79.88% | -79.88% | -79.88% | -79.88% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Insurance - Specialty: +11.0%+42.5% ★ Q4'25: +39.2% (vs Q4'23)
-
EPS growth Insurance - Specialty: +18.3%-3.7% Q4'25: -1.1% (vs Q4'23)
-
FCF margin FCF growth · Insurance - Specialty: +39.7%+4.9% Q4'25: +28.1% (vs Q4'23)
-
EBIT margin Insurance - Specialty: +18.3%-31.5% Q4'25: -20.5% (vs Q4'23)
-
ROIC Insurance - Specialty: +10.3%-26.5% Q4'25: -27.7% (vs Q4'23)
-
Share dilution Insurance - Specialty: +0.5%+0.0% Q4'25: +44.6% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Specialty: 0.25×-8.47× Q4'25: 4.29× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. |
|---|---|---|---|---|---|---|
| Revenue |
9.49M
est: 9.70M (-2.2%)
|
9.11M
est: 11.50M (-20.8%)
|
12.98M
est: 13.90M (-6.6%)
|
14.90M
14.90M – 14.90M
+7.2% YoY
|
18.20M
18.20M – 18.20M
+22.1% YoY
|
24.50M
24.50M – 24.50M
+34.6% YoY
|
| EBITDA |
-1.22M
est: -1.75M (+30.6%)
|
-1.16M
est: -2.08M (+44.0%)
|
-566.7K
est: -2.51M (+77.4%)
|
-2.69M
-2.69M – -2.69M
-7.2% YoY
|
-3.29M
-3.29M – -3.29M
-22.1% YoY
|
-4.42M
-4.42M – -4.42M
-34.6% YoY
|
| EBIT |
-3.85M
est: -5.12M (+24.7%)
|
-4.18M
est: -6.06M (+31.0%)
|
-4.08M
est: -7.33M (+44.3%)
|
-7.85M
-7.85M – -7.85M
-7.2% YoY
|
-9.59M
-9.59M – -9.59M
-22.1% YoY
|
-12.92M
-12.92M – -12.92M
-34.6% YoY
|
| Net Income |
-2.74M
est: -3.22M (+14.7%)
|
-3.36M
est: -2.91M (-15.5%)
|
-3.50M
est: -1.64M (-113.1%)
|
-379.5K
-379.5K – -379.5K
+76.9% YoY
|
2.02M
2.02M – 2.02M
+633.3% YoY
|
—
— – —
-100.0% YoY
|
| SGA |
—
est: 1.35M (-100.0%)
|
—
est: 1.60M (-100.0%)
|
—
est: 1.93M (-100.0%)
|
2.07M
2.07M – 2.07M
+7.2% YoY
|
2.53M
2.53M – 2.53M
+22.1% YoY
|
3.41M
3.41M – 3.41M
+34.6% YoY
|
| EPS |
-0.26
est: -0.25 (-2.2%)
|
-0.27
est: -0.23 (-17.4%)
|
-0.28
est: -0.13 (-115.4%)
|
-0.03
-0.03 – -0.03
+76.9% YoY
|
0.16
0.16 – 0.16
+633.3% YoY
|
—
— – —
-100.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-28 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-26 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-21 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-20 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-14 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-13 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-05-12 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-05-06 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-04 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-30 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-29 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-28 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-27 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-24 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-23 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-22 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-21 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-20 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-16 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Andrea Manzella | Head of Insurance Products | — | — |
| Diego Vagni | Chief Operating Officer | — | — |
| Francesco Grieco | Chief Financial Officer | — | — |
| Gianluca de Cobelli | Co-Founder, Chief Executive Officer & Director | — | male |
| Luca Pegurri | Chief Marketing Officer | — | male |
| Marco D'Ambrosio | Chief Technology Officer | — | male |
| Mario Cavalli | Head of Operations | — | — |
| Nicola Tonetti | Chief Commercial Officer | — | male |
| Pamela Negosanti | Chief Strategy Officer | — | — |
| Simone Ranucci Brandimarte | Co-Founder & Chairman of the Board | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for YOLO.MI
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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