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Xero Limited (XROLF)

USD47.16 -2.84 (-5.68%)
NZ PNK Technology Software - Application
Address 19-23 Taranaki Street 6011
Wellington, WG, NZ
CEO Sukhinder Singh Cassidy
Website xero.com
IPO 2012-03-23
ISIN NZXROE0001S2

Explore sections of this company profile

Also trades on Australian Securities Exchange · XRO.AX (AUD) Other OTC · XROLF (USD)
Description

Xero Limited, together with its subsidiaries, provides online business solutions for small businesses and their advisors in Australia, New Zealand, the United Kingdom, the United States, and internationally. It offers accounting, payroll, payments and other solutions through its Xero platform. The company also provides Planday, an online employee scheduling software; Hubdoc for bills and receipts; Syft, which creates reports, forecasts, dashboards, and consolidations with AI insights; Melio, a place to pay bills, send invoices, and automate AP/AR workflows; TaxCycle, a tax preparation software for accountants and bookkeepers; and Tickstar, an e-invoicing product. Xero Limited was incorporated in 2006 and is headquartered in Wellington, New Zealand.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD47.16 -2.84 (-5.68%)
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Volume Profile
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Liquidity & share structure
Average Volume
1.1K
Beta
0.71
Float Shares
163.16M
Free Float %
94.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.51% -9.50% -6.37% +1.83% -32.45% -23.87% -49.79% -9.75% -36.24% +374.70% +1,795.61%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (1 ratings, all time) Buy
Price Targets & DCF
Current price
47.16
DCF (Unlevered) 27.70 -41.3%
DCF (Levered) 128.77 +173.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
3.58
Safe zone
Piotroski F-Score
5 / 9
Average
MOAT Score
4 / 10
Developing
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Software - Application: +13.0%
    +55.3% Q1'26: +78.4% (vs Q1'24)
  • EPS growth Software - Application: +28.6%
    -114.3% Q1'26: -73.6% (vs Q1'24)
  • FCF margin FCF growth · Software - Application: +45.3%
    +17.5% Q1'26: +24.6% (vs Q1'24)
  • EBIT margin Software - Application: +9.4%
    +13.3% Q1'26: +11.5% (vs Q1'24)
  • ROIC Software - Application: +7.5%
    +4.2% Q1'26: +7.9% (vs Q1'24)
  • Share dilution Software - Application: +0.0%
    +13.7% Q1'26: +11.2% (vs Q1'24)
  • Debt / EBITDA Net debt/EBITDA · Software - Application: -1.16×
    2.64× Q1'26: 1.29× (vs Q1'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.71) × ERP
WACC = 89% × Ke + 11% × Kd (8.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 27.70 Current price: 47.16
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
14 Rev. Ana.
1 EPS Ana.
Mar 2027
14 Rev. Ana.
1 EPS Ana.
Mar 2028
14 Rev. Ana.
1 EPS Ana.
Mar 2029
7 Rev. Ana.
1 EPS Ana.
Mar 2030
9 Rev. Ana.
1 EPS Ana.
Revenue
121.48M
est: 125.59M (-3.3%)
190.45M
est: 209.57M (-9.1%)
278.14M
est: 294.36M (-5.5%)
375.69M
est: 408.29M (-8.0%)
516.11M
est: 562.39M (-8.2%)
699.61M
est: 726.73M (-3.7%)
848.78M
est: 852.97M (-0.5%)
1.12B
est: 1.08B (+3.5%)
1.40B
est: 1.40B (-0.3%)
1.57B
est: 1.71B (-8.2%)
1.91B
est: 2.10B (-9.0%)
2.76B
2.68B – 2.82B
+31.7% YoY
3.81B
3.72B – 3.88B
+37.8% YoY
4.61B
4.23B – 4.92B
+21.0% YoY
5.49B
5.18B – 5.73B
+19.0% YoY
5.92B
5.59B – 6.18B
+7.9% YoY
EBITDA
-45.83M
est: 31.20M (-246.9%)
-57.46M
est: 52.06M (-210.4%)
-28.04M
est: 73.12M (-138.4%)
25.99M
est: 101.42M (-74.4%)
71.02M
est: 139.70M (-49.2%)
141.17M
est: 180.52M (-21.8%)
77.61M
est: 211.88M (-63.4%)
49.51M
est: 268.12M (-81.5%)
105.70M
est: 348.94M (-69.7%)
510.98M
est: 1.07B (-52.4%)
697.39M
est: 454.98M (+53.3%)
599.05M
580.19M – 610.95M
+31.7% YoY
825.74M
806.97M – 839.69M
+37.8% YoY
999.02M
915.53M – 1.07B
+21.0% YoY
1.19B
1.12B – 1.24B
+19.0% YoY
1.28B
1.21B – 1.34B
+7.9% YoY
EBIT
-66.14M
est: 12.36M (-634.9%)
-72.88M
est: 20.63M (-453.2%)
-61.15M
est: 28.98M (-311.0%)
-25.37M
est: 40.20M (-163.1%)
-5.39M
est: 55.37M (-109.7%)
38.84M
est: 71.55M (-45.7%)
65.69M
est: 83.98M (-21.8%)
35.58M
est: 106.26M (-66.5%)
91.99M
est: 138.30M (-33.5%)
274.43M
est: 698.02M (-60.7%)
440.43M
est: 267.01M (+64.9%)
351.56M
340.50M – 358.54M
+31.7% YoY
484.60M
473.59M – 492.78M
+37.8% YoY
586.29M
537.29M – 626.25M
+21.0% YoY
697.51M
658.44M – 728.85M
+19.0% YoY
752.38M
710.24M – 786.19M
+7.9% YoY
Net Income
-68.20M
est: -62.27M (-9.5%)
-75.85M
est: -101.25M (+25.1%)
-65.02M
est: -79.75M (+18.5%)
-23.02M
est: -30.18M (+23.7%)
-25.34M
est: -5.14M (-392.5%)
3.33M
est: 11.67M (-71.4%)
19.69M
est: 65.72M (-70.0%)
-9.11M
est: 1.18M (-875.3%)
-113.53M
est: 31.40M (-461.5%)
160.21M
est: 165.21M (-3.0%)
207.03M
est: 278.24M (-25.6%)
245.94M
228.04M – 260.31M
-11.6% YoY
247.37M
229.35M – 261.81M
+0.6% YoY
439.23M
407.25M – 464.88M
+77.6% YoY
674.15M
625.06M – 713.52M
+53.5% YoY
881.17M
817.01M – 932.64M
+30.7% YoY
SGA
120.16M
est: 58.91M (+104.0%)
161.40M
est: 98.29M (+64.2%)
188.09M
est: 138.06M (+36.2%)
271.32M
est: 191.50M (+41.7%)
333.82M
est: 263.78M (+26.6%)
433.69M
est: 340.86M (+27.2%)
410.29M
est: 400.07M (+2.6%)
549.83M
est: 506.25M (+8.6%)
639.91M
est: 658.86M (-2.9%)
857.76M
est: 823.56M (+4.2%)
812.36M
est: 975.68M (-16.7%)
1.28B
1.24B – 1.31B
+31.7% YoY
1.77B
1.73B – 1.80B
+37.8% YoY
2.14B
1.96B – 2.29B
+21.0% YoY
2.55B
2.41B – 2.66B
+19.0% YoY
2.75B
2.60B – 2.87B
+7.9% YoY
EPS
-0.54
est: -0.40 (-34.1%)
-0.56
est: -0.65 (+14.5%)
-0.47
est: -0.52 (+8.9%)
-0.17
est: -0.20 (+12.9%)
-0.18
est: -0.03 (-441.0%)
0.02
est: 0.08 (-69.8%)
0.14
est: 0.42 (-67.1%)
-0.06
est: 0.01 (-907.7%)
-0.76
est: 0.20 (-474.3%)
1.06
est: 1.07 (-0.8%)
1.49
est: 1.58 (-5.8%)
1.40
1.30 – 1.48
-11.6% YoY
1.41
1.30 – 1.49
+0.6% YoY
2.50
2.32 – 2.64
+77.6% YoY
3.83
3.55 – 4.06
+53.5% YoY
5.01
4.65 – 5.30
+30.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-15 B 3/5 5/5 3/5 3/5 2/5 1/5 3/5
2026-05-12 B 3/5 5/5 3/5 4/5 2/5 1/5 1/5
2026-05-08 B 3/5 5/5 3/5 4/5 2/5 1/5 1/5
2026-05-07 B 3/5 5/5 3/5 4/5 2/5 1/5 1/5
2026-05-06 B 3/5 5/5 3/5 4/5 2/5 1/5 1/5
2026-05-05 B 3/5 5/5 3/5 4/5 2/5 1/5 2/5
2026-05-01 B 3/5 5/5 3/5 4/5 2/5 1/5 2/5
2026-04-28 B 3/5 5/5 3/5 4/5 2/5 1/5 2/5
2026-04-27 B 3/5 4/5 3/5 4/5 2/5 1/5 2/5
2026-04-23 B 3/5 4/5 3/5 4/5 2/5 1/5 2/5
2026-04-17 B 3/5 5/5 3/5 4/5 2/5 1/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.90B
OE per share TTM
11.81
Owner's Yield
19.80%
Maintenance CapEx ratio
160.90%
Maint CapEx / Avg PPE
8.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
77.3K
Shares Outstanding
173.54M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Claire Fullard Chief Financial Officer 4M female
Claire Bramley Chief Financial Officer 4M female
Sukhinder Singh Cassidy Chief Executive Officer 910.8K female
Diya Jolly Chief Product & Technology Officer female
Andrew Kanzer Managing Director of North America male
Kate Hayward Managing Director of UK female
Kate McLaughlin General Manager of Corporate Communications female
Michael Strickman Chief Marketing Officer male
Nicole Mehalski Head of Investor Relations female
Jeff Ryan Chief People Officer male
Angad Soin MD of Australia and New Zealand & Global Chief Strategy Officer male
Damien Coleman FCIS GAICD Company Secretary & Chief Legal Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend history

Earnings history

Earnings reports

Stock splits