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Unifinz Capital India Limited (UCIL.BO)

INR120.65 +5.70 (+4.96%)
IN BSE Financial Services Investment - Banking & Investment Services
Address Rajlok building 110019
New Delhi, JH, IN
CEO Kaushik Chatterjee
Website unifinz.in
IPO 2020-10-27
ISIN INE926R01012

Explore sections of this company profile

Description

Unifinz Capital India Limited operates as a non-banking finance company in India. It offers instant personal loans to salaried customers. The company also conducts its lending operations through its credit-enabled financial technology platform operated under the lendingplate brand name. In addition, it offers long term, short term, and instant cash loans to professionals. The company was formerly known as Shree Worstex Limited and changed its name to Unifinz Capital India Limited in December 2022. Unifinz Capital India Limited was incorporated in 1982 and is based in New Delhi, India.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR120.65 +5.70 (+4.96%)
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Volume Profile
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Liquidity & share structure
Average Volume
64.6K
Beta
0.48
Float Shares
8.50M
Free Float %
19.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.97% -0.01% -3.00% +2.11% -20.49% +3.69% -19.83% +1,193.33% +46.53% +2,839.39% +2,839.39%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
120.65
DCF (Unlevered) 3,631.07 +2,909.6%
DCF (Levered) 15,206.00 +12,503.4%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
3.79
Safe zone
Piotroski F-Score
4 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
5 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Investment - Banking & Investment Services: +23.9%
    +321.7% Q1'26: +235.1% (vs Q1'25)
  • EPS growth Investment - Banking & Investment Services: +31.6%
    +102.0% Q1'26: +50.5% (vs Q1'25)
  • FCF margin FCF growth · Investment - Banking & Investment Services: +22.1%
    +20.1% Q1'26: -0.7% (vs Q1'25)
  • EBIT margin Investment - Banking & Investment Services: +33.7%
    +22.9% Q1'26: +15.6% (vs Q1'25)
  • ROIC Investment - Banking & Investment Services: +2.7%
    +21.6% Q1'26: +19.1% (vs Q1'25)
  • Share dilution Investment - Banking & Investment Services: +0.1%
    +73.0% Q1'26: +73.1% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Investment - Banking & Investment Services: -0.48×
    2.35× Q1'26: 2.89× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.54) × ERP
WACC = 61% × Ke + 39% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 3,631.07 Current price: 120.65
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-27 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-26 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-25 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-22 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-21 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-20 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-19 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-18 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-15 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-14 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-13 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-12 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-11 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-08 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-07 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-06 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-05 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-04 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-04-30 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-04-29 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-04-28 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-04-27 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-04-24 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-04-23 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-04-22 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-04-21 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-04-20 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-04-17 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-04-16 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-4.99M
OE per share TTM
-0.16
Owner's Yield
-0.12%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
7.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
3.30M
Shares Outstanding
44.27M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Kaushik Chatterjee Chief Executive Officer 34M male
Ankur Koul Chief Marketing Officer male
Bhuvaneshwar Sharma Head of Finance & Accounts male
Priyanka Joshi Head of Compliance & Internal Audit female
Priyanka Sachdeva Head of Human Resources female
Ritu Tomar Company Secretary & Compliance Officer female
Srikanta Khatei Chief Technical Officer male
Adesh Saunakiya Head of Product male
Vijay Kumar Singh Chief Financial Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits