Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
Inversiones La Construccion S.A. (ILC.SN)
Santiago, RM, CL
Inversiones La Construcción S.A. operates in the financial and health sectors in Chile, Peru, and Colombia. It operates through six segments: AFP (Pension Fund Administrator), Ispare (Health Insurance Provider), Insurance, Healthcare, Banking, and Other segments. The company is involved in the management of products related to savings and retirement, including mandatory individual retirement savings, individual and group voluntary retirement savings, voluntary individual savings, and management and payment of pensions under scheduled or temporary withdrawal programs through a network of branches and digital platforms, a website, call center, and mobile applications; and provision of health insurance solutions, plans and supplementary products, and collective credit life insurances for mortgage, as well as educational and information technology services. It also offers products related to savings and retirement, such as annuities, individual life insurances, consumer loans for pensioners, and credit life insurances; and corporate and retail banking products comprising checking accounts, lines of credit, insurance, financing, state guarantees, foreign trade, leasing, factoring, investments, cash management, treasury, mortgages, investments, and online time deposits. In addition, it operates inpatient, outpatient and dental networks; and manages financial and real estate assets. The company was founded in 1980 and is based in Santiago, Chile. Inversiones La Construcción S.A. is a subsidiary of Cámara Chilena de La Construcción A.G., Endowment Arm.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +4.52% | +6.51% | +4.58% | +10.98% | +40.59% | +23.22% | +89.65% | +339.35% | +503.17% | +205.15% | +210.48% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Investment - Banking & Investment Services: +23.9%+31.6% ★ Q1'26: +26.5% (vs Q1'25)
-
EPS growth Investment - Banking & Investment Services: +31.6%+91.3% ★ Q1'26: +127.2% (vs Q1'25)
-
FCF margin FCF growth · Investment - Banking & Investment Services: +22.1%+6.7% Q1'26: -5.0% (vs Q1'25)
-
EBIT margin Investment - Banking & Investment Services: +33.7%+10.3% Q1'26: +12.5% (vs Q1'25)
-
ROIC Investment - Banking & Investment Services: +2.7%+12.4% ★ Q1'26: +10.1% (vs Q1'25)
-
Share dilution Investment - Banking & Investment Services: +0.1%-0.9% ★ Q1'26: -0.8% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Investment - Banking & Investment Services: -0.48×6.82× Q1'26: 6.48× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
1.20T
est: 807.60B (+48.7%)
|
1.47T
est: 722.18B (+103.3%)
|
1.40T
est: 796.22B (+76.0%)
|
1.51T
est: 1.18T (+28.3%)
|
1.57T
est: 930.57B (+68.5%)
|
1.55T
est: 1.54T (+0.9%)
|
2.04T
est: 1.69T (+20.4%)
|
3.02T
est: 3.91T (-22.7%)
|
3.98T
est: 3.00T (+32.5%)
|
3.33T
3.33T – 3.33T
+10.8% YoY
|
3.69T
3.69T – 3.69T
+10.9% YoY
|
| EBITDA |
65.52B
est: 79.54B (-17.6%)
|
121.81B
est: 71.13B (+71.3%)
|
206.01B
est: 78.42B (+162.7%)
|
180.67B
est: 115.85B (+56.0%)
|
171.16B
est: 91.65B (+86.8%)
|
156.75B
est: 151.48B (+3.5%)
|
173.16B
est: 166.65B (+3.9%)
|
258.22B
est: 386.83B (-33.2%)
|
410.38B
est: 296.89B (+38.2%)
|
328.95B
328.95B – 328.95B
+10.8% YoY
|
364.86B
364.86B – 364.86B
+10.9% YoY
|
| EBIT |
57.95B
est: 68.95B (-16.0%)
|
109.71B
est: 61.66B (+77.9%)
|
191.26B
est: 67.98B (+181.4%)
|
165.33B
est: 100.42B (+64.6%)
|
148.01B
est: 79.45B (+86.3%)
|
132.59B
est: 131.31B (+1.0%)
|
147.01B
est: 144.46B (+1.8%)
|
221.25B
est: 347.72B (-36.4%)
|
410.38B
est: 266.88B (+53.8%)
|
295.69B
295.69B – 295.69B
+10.8% YoY
|
327.97B
327.97B – 327.97B
+10.9% YoY
|
| Net Income |
72.48B
est: 62.58B (+15.8%)
|
294.74B
est: 295.02B (-0.1%)
|
129.38B
est: 121.68B (+6.3%)
|
102.62B
est: 100.50B (+2.1%)
|
91.01B
est: 114.82B (-20.7%)
|
86.54B
est: 3.48B (+2,387.1%)
|
88.42B
est: 54.87B (+61.1%)
|
148.24B
est: 137.58B (+7.7%)
|
279.96B
est: 158.54B (+76.6%)
|
182.69B
182.69B – 182.69B
+15.2% YoY
|
274.20B
274.20B – 274.20B
+50.1% YoY
|
| SGA |
24.59B
est: 24.87B (-1.1%)
|
39.38B
est: 22.24B (+77.1%)
|
49.23B
est: 24.52B (+100.8%)
|
58.00B
est: 36.22B (+60.2%)
|
60.20B
est: 28.65B (+110.1%)
|
55.90B
est: 47.36B (+18.0%)
|
55.26B
est: 52.10B (+6.1%)
|
100.96B
est: 92.24B (+9.5%)
|
—
est: 70.79B (-100.0%)
|
78.44B
78.44B – 78.44B
+10.8% YoY
|
87.00B
87.00B – 87.00B
+10.9% YoY
|
| EPS |
0.72
est: 629.49 (-99.9%)
|
2.95
est: 2,967.70 (-99.9%)
|
1.29
est: 1,224.00 (-99.9%)
|
1,030.00
est: 1,010.97 (+1.9%)
|
910.11
est: 1,155.00 (-21.2%)
|
865.37
est: 35.00 (+2,372.5%)
|
884.19
est: 552.00 (+60.2%)
|
1,485.69
est: 1,396.43 (+6.4%)
|
2,841.50
est: 1,609.14 (+76.6%)
|
1,854.25
1,854.25 – 1,854.25
+15.2% YoY
|
2,783.06
2,783.06 – 2,783.06
+50.1% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-22 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-20 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-19 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-18 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-15 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-14 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-13 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-12 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-11 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-08 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-07 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-06 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-05 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-04 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-30 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-29 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-28 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-27 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-24 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-23 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-22 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-21 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-20 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-17 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-16 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-15 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Andrés Gallo Poblete | Controller | — | male |
| Fredy Arcila | Chief Accountant | — | — |
| Gustavo Maturana V. | Deputy Investor Relations Manager | — | male |
| Hernando Farias Ulloa | Head of Internal Control | — | — |
| Juan Pablo Undurraga Costa | Chief Financial Officer & Management Control Manager | — | male |
| Lorena Mardones Jara | Treasurer | — | female |
| Maria de los Angeles Arce | Senior Financial Analyst, Investor Relations | — | female |
| Pablo González Figari | GM & Chief Executive Officer | — | male |
| Trinidad Valdés Monge | Chief Sustainability Officer | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for ILC.SN
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
