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Raiz Invest Limited (RZI.AX)
AUD0.53
-0.02 (-2.75%)
AU ASX Financial Services Investment - Banking & Investment Services
Address
2 Bulletin Place 2000
Sydney, NSW, AU
Sydney, NSW, AU
CEO
Brendan Malone
Website
raizinvest.com.au
IPO
2018-06-21
ISIN AU0000010761
Description
Raiz Invest Limited provides financial services and products through its mobile micro investing platform in Australia. Its platform enables customers to save and invest money through the Raiz mobile application and website. The company offers various products, including Raiz rewards, Raiz kids, Raiz property fund, and offsetters, as well as jars on its platform. Raiz Invest Limited was incorporated in 2016 and is based in Sydney, Australia.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
AUD0.53
-0.02 (-2.75%)
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Volume Profile
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Liquidity & share structure
Average Volume
172.3K
Beta
0.92
Float Shares
84.85M
Free Float %
80.5%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -4.20% | -2.56% | -2.56% | -10.94% | -33.33% | -25.49% | -8.80% | +52.00% | -57.14% | -59.29% | -59.29% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
0.53
Ratings Trend (MoM)
100% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
5.58
Safe zone
Piotroski F-Score
7 / 9
Strong
MOAT Score
1 / 10
No MOAT
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
3 / 5
Medium
ROA Score
5 / 5
High
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
-
Revenue growth Investment - Banking & Investment Services: +23.9%+11.1% Q4'25: +33.2% (vs Q4'23)
-
EPS growth Investment - Banking & Investment Services: +31.6%+55.0% ★ Q4'25: +315.5% (vs Q4'23)
-
FCF margin FCF growth · Investment - Banking & Investment Services: +22.1%-5.1% Q4'25: +16.7% (vs Q4'23)
-
EBIT margin Investment - Banking & Investment Services: +33.7%-0.9% Q4'25: +6.2% (vs Q4'23)
-
ROIC Investment - Banking & Investment Services: +2.7%-0.8% Q4'25: +11.2% (vs Q4'23)
-
Share dilution Investment - Banking & Investment Services: +0.1%+10.0% Q4'25: +12.8% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Investment - Banking & Investment Services: -0.48×9.95× ★ Q4'25: 0.23× (vs Q4'23)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Jun 2020 actual |
Jun 2021 actual |
Jun 2022 actual |
Jun 2023 actual |
Jun 2024 actual |
Jun 2025 actual |
Jun 2026 1 Rev. Ana. 1 EPS Ana. |
Jun 2027 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|
| Revenue |
10.29M
est: 10.45M (-1.5%)
|
13.97M
est: 13.00M (+7.4%)
|
19.34M
est: 21.70M (-10.9%)
|
19.17M
est: 19.50M (-1.7%)
|
21.66M
est: 22.00M (-1.6%)
|
24.07M
est: 25.20M (-4.5%)
|
29.30M
29.30M – 29.30M
+16.3% YoY
|
31.30M
31.30M – 31.30M
+6.8% YoY
|
| EBITDA |
-2.31M
est: -1.40M (-65.0%)
|
-1.95M
est: -8.18M (+76.1%)
|
-7.66M
est: -10.02M (+23.5%)
|
-3.15M
est: -12.54M (+74.9%)
|
524.0K
est: -15.54M (+103.4%)
|
134.0K
est: -19.28M (+100.7%)
|
-3.93M
-3.93M – -3.93M
+79.6% YoY
|
-4.20M
-4.20M – -4.20M
-6.8% YoY
|
| EBIT |
-4.73M
est: -2.75M (-72.2%)
|
-4.64M
est: -8.33M (+44.3%)
|
-10.97M
est: -10.20M (-7.6%)
|
-6.25M
est: -12.77M (+51.1%)
|
-1.75M
est: -15.83M (+88.9%)
|
-214.0K
est: -19.63M (+98.9%)
|
-7.71M
-7.71M – -7.71M
+60.7% YoY
|
-8.24M
-8.24M – -8.24M
-6.8% YoY
|
| Net Income |
-4.53M
est: -4.97M (+8.8%)
|
-3.52M
est: -8.26M (+57.4%)
|
-9.63M
est: -10.11M (+4.7%)
|
-6.90M
est: -6.90M (+0.0%)
|
-1.87M
est: -1.70M (-9.9%)
|
-310.0K
est: 2.59M (-112.0%)
|
5.20M
5.20M – 5.20M
+100.8% YoY
|
2.42M
2.42M – 2.42M
-53.4% YoY
|
| SGA |
6.16M
est: 8.00M (-23.0%)
|
8.96M
est: 11.35M (-21.1%)
|
17.03M
est: 13.90M (+22.5%)
|
18.35M
est: 17.41M (+5.4%)
|
17.72M
est: 21.57M (-17.8%)
|
12.80M
est: 19.30M (-33.7%)
|
22.44M
22.44M – 22.44M
+16.3% YoY
|
23.97M
23.97M – 23.97M
+6.8% YoY
|
| EPS |
-0.06
est: -0.05 (-31.9%)
|
-0.05
est: -0.05 (-2.9%)
|
-0.10
est: -0.03 (-233.3%)
|
-0.07
est: -0.07 (-7.0%)
|
-0.01
est: -0.01 (-115.0%)
|
0.00
est: 0.03 (-100.4%)
|
0.05
0.05 – 0.05
+100.8% YoY
|
0.02
0.02 – 0.02
-53.4% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-28 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-27 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-26 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-25 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-22 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-21 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-20 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-19 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-18 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-15 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-14 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-13 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-12 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-11 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-08 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-07 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-06 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-05 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-04 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-01 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-04-30 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-04-29 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-04-28 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-04-27 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-04-24 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-17 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 2/5 | 2/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
3.38M
OE per share TTM
0.03
Owner's Yield
5.64%
Maintenance CapEx ratio
15.05%
Maint CapEx / Avg PPE
4.1%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
This company is not held by any ETF in our universe.
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
-5.1K
Shares Outstanding
105.39M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Brendan Barry Malone | Group Chief Executive Officer, MD & Executive Director | 896.4K | male |
| Weiwei Gao | Chief Financial Officer | 444.1K | male |
| Grant Brits | Australian Chief Operating Officer | 381.9K | male |
| Bradley Edwards | General Counsel | 282.6K | — |
| Farhaana Desai | Chief Risk Officer & Company Secretary | — | female |
| Ashley Woodney | Operations Manager | — | — |
| Katie Mackenzie | Investor Relations Executive | — | — |
| Marcin Seroczynski | Chief Technology Officer | — | male |
| Mariela Siller | Head of Customer Support | — | — |
| Betty Pang | Head of Risk & Compliance | — | — |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for RZI.AX
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
