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Msg Life Ag (MSGL.HM)

EUR3.64 +0.00 (+0.00%)
DE HAM Technology Software - Application
Address Humboldtstrasse 35 70771
Leinfelden-Echterdingen, DE
CEO Milenko Radic
IPO 2022-11-10
ISIN DE0005130108

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Description

Operating across Europe and the United States, Msg Life Ag, a subsidiary of msg systems ag, delivers a comprehensive suite of software, expert consulting, and cloud-based solutions tailored specifically for life insurance companies and pension fund institutions. Founded in Leinfelden-Echterdingen, Germany, in 1980, the firm boasts an extensive and modular product portfolio, often prefixed with "msg.", addressing a wide array of client needs. This includes core insurance and pension administration, covering digitized insurance business, the complete lifecycle of health insurance contracts, insurance liability information, collective business, dedicated management for life insurance companies, and policy administration for supplementary pension funds. Their offerings also encompass comprehensive pension services, such as web-based portals, digital overviews, corporate pension commitment systems, pension settlement and documentation, and automated allowance management. Moreover, the company provides tools for tax and financial processes, streamlining tax communication procedures and automating the handling of tax exemption orders. Operational and sales support systems include billing and settlement, business partner management, sales structure and commission control, digitized transaction and document management, and product lifecycle management. Msg Life Ag also specializes in data and digital transformation, offering solutions for archiving historical contract data, seamless data migration, digital sales platforms for quotes and applications, and customer self-service portals. Complementing these specific tools are advanced, integrated enterprise platforms like the Unified Administration Platform, Unified Product Platform for Health, UAP.Reinsurance system, and the Unified Distribution Platform, providing holistic support for complex financial services environments.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR3.64 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
4.5K
Beta
0.03
Float Shares
9.72M
Free Float %
22.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.55% +2.69% -1.04% +0.00% +7.30% +4.95% +8.52% +35.46% +39.42% +49.22% +306.38%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
3.64
DCF (Unlevered) 10.89 +199.3%
DCF (Levered) 16.25 +346.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
4.99
Safe zone
Piotroski F-Score
6 / 9
Average
MOAT Score
4 / 10
Developing
Operational MOAT
✗ Below peers
  • Revenue growth Software - Application: +13.0%
    -2.1% Q4'16: +14.9% (vs Q4'15)
  • EPS growth Software - Application: +28.6%
    +33.3% Q4'16: +100.0% (vs Q4'15)
  • FCF margin FCF growth · Software - Application: +45.3%
    +6.5% Q4'16: -4.1% (vs Q4'15)
  • EBIT margin Software - Application: +9.4%
    +8.3% Q4'16: +14.8% (vs Q4'15)
  • ROIC Software - Application: +7.5%
    +32.9% Q4'16: +51.2% (vs Q4'15)
  • Share dilution Software - Application: +0.0%
    +0.0% Q4'16: +0.0% (vs Q4'15)
  • Debt / EBITDA Net debt/EBITDA · Software - Application: -1.16×
    0.00× Q4'16: 0.00× (vs Q4'15)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.03) × ERP
WACC = 100% × Ke + 0% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 10.89 Current price: 3.64
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2016
actual
Dec 2017
actual
Revenue
121.31M
est: 111.00M (+9.3%)
129.48M
est: 116.10M (+11.5%)
EBITDA
11.54M
est: 8.08M (+42.8%)
10.16M
est: 8.45M (+20.2%)
EBIT
9.95M
est: 6.38M (+56.1%)
9.24M
est: 6.67M (+38.6%)
Net Income
6.48M
7.67M
SGA
3.24M
est: 4.40M (-26.5%)
3.54M
est: 4.61M (-23.1%)
EPS
0.16
0.17

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-36.0K
OE per share TTM
0.00
Owner's Yield
-0.02%
Maintenance CapEx ratio
6.70%
Maint CapEx / Avg PPE
2.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
16.2K
Shares Outstanding
42.80M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Jan Vatter Member of the Management Board 8.0K male
Marion Schenker Member of the Management Board 8.0K female
Milenko Radic Member of the Management Board 8.0K male
Wolf Wiedmann Member of the Management Board 8.0K
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits