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MIND C.T.I. Ltd (MNDO)

USD1.04 -0.01 (-0.95%)
IL NASDAQ Technology Software - Application
Address 2 HaCarmel Street 2066724
Yokneam Illit, IL
CEO Ariel Glassner
IPO 2000-08-08
CIK 1119083 ISIN IL0010851827

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Description

MIND C.T.I. Ltd., along with its subsidiaries, specializes in providing comprehensive billing and customer relationship management (CRM) systems. The company's activities span the entire lifecycle, from design and development to global distribution, implementation, and continuous operational support across the Americas, Europe, Israel, the Asia Pacific region, and Africa. Its business operations are structured into two core divisions: Billing and Associated Services, and Messaging. The firm's billing and customer care offerings are robust, accommodating diverse service types including voice, data, and content. Crucially, they consolidate various payment schemes—prepaid, postpaid, and pay-in-advance—into a singular, unified platform. Furthermore, these solutions feature an integrated workflow engine designed to streamline various business operations, such as new subscriber enrollment, order processing, incident tracking, and overdue payment recovery. An all-encompassing point-of-sale module is also provided, facilitating comprehensive management of dealer networks, retail store operations, cashier functions, and the entire sales cycle. Additionally, the company furnishes a suite of professional services encompassing end-to-end project implementation, continuous client support and upkeep, system integration, bespoke modifications, and project governance. They extend managed services as well, undertaking routine operational billing duties for their clientele. The company also offers PhonEX ONE, a specialized call management platform that captures, logs, and archives telecommunication data. This tool empowers organizations with capabilities such as telecommunication expense oversight, detailed call accounting, traffic pattern analysis, and the detection of fraudulent activities. MIND C.T.I. distributes its solutions both directly and via a network of channel partners, including distributors and resellers. Its core clientele comprises a wide spectrum of communication service providers (CSPs), such as conventional wireline and wireless carriers, Voice over IP (VoIP) providers, broadband IP network operators, wireless internet service providers (WISPs), LTE network operators, cable television companies, and mobile virtual network operators (MVNOs). Founded in 1995, MIND C.T.I. Ltd. maintains its corporate headquarters in Yokne'am Illit, Israel.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD1.04 -0.01 (-0.95%)
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Volume Profile
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Liquidity & share structure
Average Volume
46.4K
Beta
0.40
Float Shares
15.88M
Free Float %
77.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+6.38% -4.95% -10.28% -14.29% -12.73% -16.52% -33.33% -51.27% -66.78% -52.94% -90.40%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (1 ratings, all time) Buy
Price Targets & DCF
Current price
1.04
DCF (Unlevered) 3.13 +201.1%
DCF (Levered) 2.93 +182.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
2.92
Grey zone
Piotroski F-Score
7 / 9
Strong
MOAT Score
7 / 10
Strong MOAT
Composite Rating
A+
Overall Score
5 / 5
High
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
5 / 5
High
D/E Score
3 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Software - Application: +13.0%
    -9.3% Q1'26: +1.8% (vs Q1'25)
  • EPS growth Software - Application: +28.6%
    -43.5% Q1'26: +78.2% (vs Q1'25)
  • FCF margin FCF growth · Software - Application: +45.3%
    +16.1% Q1'26: +11.9% (vs Q1'25)
  • EBIT margin Software - Application: +9.4%
    +10.7% Q1'26: +18.1% (vs Q1'25)
  • ROIC Software - Application: +7.5%
    +18.8% Q1'26: +30.6% (vs Q1'25)
  • Share dilution Software - Application: +0.0%
    +0.2% Q1'26: -0.7% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Software - Application: -1.16×
    0.39× Q1'26: 0.22× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.43) × ERP
WACC = 95% × Ke + 5% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 3.11 Current price: 1.04
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-11 A+ 5/5 5/5 4/5 5/5 3/5 4/5 4/5
2026-05-08 S- 5/5 5/5 4/5 5/5 3/5 4/5 5/5
2026-05-07 S- 5/5 5/5 4/5 5/5 3/5 4/5 5/5
2026-05-06 S- 5/5 5/5 4/5 5/5 3/5 4/5 5/5
2026-05-05 S- 5/5 5/5 4/5 5/5 3/5 4/5 5/5
2026-05-04 S- 5/5 5/5 4/5 5/5 3/5 4/5 5/5
2026-05-01 A+ 5/5 5/5 4/5 4/5 3/5 4/5 5/5
2026-04-30 A+ 5/5 5/5 4/5 4/5 3/5 4/5 5/5
2026-04-29 A+ 4/5 5/5 3/5 4/5 3/5 4/5 5/5
2026-04-28 A+ 4/5 5/5 3/5 4/5 3/5 4/5 5/5
2026-04-27 A 4/5 5/5 3/5 4/5 3/5 4/5 4/5
2026-04-24 A 4/5 5/5 3/5 4/5 3/5 4/5 4/5
2026-04-23 A 4/5 5/5 3/5 4/5 3/5 4/5 4/5
2026-04-22 A 4/5 5/5 3/5 4/5 3/5 4/5 4/5
2026-04-21 A 4/5 5/5 3/5 4/5 3/5 4/5 4/5
2026-04-20 A 4/5 5/5 3/5 4/5 3/5 4/5 4/5
2026-04-17 A 4/5 5/5 3/5 4/5 3/5 4/5 4/5
2026-04-16 A 4/5 5/5 3/5 4/5 3/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
3.96M
OE per share TTM
0.19
Owner's Yield
21.22%
Maintenance CapEx ratio
2.73%
Maint CapEx / Avg PPE
5.8%

Ownership Overview

Ownership breakdown
At a glance
Institutional holders
4
Total invested
37.9K
Insider transactions (90d)
0
Beneficial owners (>5%)
15
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 Monica Eisinger 4.19M 22.70% 4.19M 4.19M IN Israel 2010-02-04
2 Monica Iancu (formerly Eisinger) 3.32M 17.34% IN Israel 2015-03-05
3 Lior Salansky 2.67M 12.71% 2.67M 2.67M IN Israel 2004-02-17
4 PNC Bancorp, Inc. 51-0326854 1.47M 6.78% 1.47M 1.47M HC Delaware 2009-02-12
5 PNC Bank, National Association 22-1146430 1.47M 6.78% 1.47M 1.47M BK United States 2009-02-12
6 The PNC Financial Services Group, Inc. 25-1435979 1.47M 6.78% 1.47M 1.47M HC Pennsylvania 2009-02-12
7 Oppenheimer Holdings Inc. 1.35M 6.25% 1.32M HC Canada 2007-03-19
8 Morgan Stanley 1.27M 6.40% 1.18M 1.27M HC, CO Delaware. 2022-02-11
9 98-0557567 1.22M 6.10% 1.22M 1.22M IA, HC Bermuda 2021-02-12
10 Morgan Stanley Capital Services LLC 1.18M 5.90% 1.18M 1.18M BD, CO Delaware. 2022-02-11
11 A-6684 Ltd. / I.R.S. Identification No. Not Applicable 955.0K 4.75% 17.0K 17.0K HC, CO Israel 2023-09-29
12 Polar Communications Ltd. 950.9K 4.50% 950.9K 950.9K CO Israel 2006-02-21
13 MIND Israel Ltd. 140.0K 0.70% CO Israel 2001-02-20
14 13-3127734 138.4K 0.72% 129.8K 8.6K HC Delaware 2016-02-11
15 26-0385758 138.4K 0.72% 129.8K 8.6K IA Delaware 2016-02-11

Institutional Activity (13F)

Institutional ownership trend From To
13F snapshot — 2026 Q1
Investors holding
4
-12 vs prev Q
New positions
0
Closed positions
11
Increased
3
Reduced
1
Put/Call ratio
0.00
Calls held
Puts held
Top institutional holders
# Investor Shares / Δ Mkt value / Δ Own% / Δ Weight% / Δ Avg px / Perf. Hold / Status
1 MORGAN STANLEY 995.0K -39.7K (-3.8%) 1.14M +6.0K (+0.5%) 4.38% -0.646 pp 0.00% +0.000 pp USD2.48 -53.6% 47 qtrs
2 ACADIAN ASSET MANAGEMENT LLC 193.2K +— (+0.0%) 221.0K +8.0K (+3.8%) 0.85% -0.088 pp 0.00% +0.000 pp USD2.42 -52.5% 36 qtrs
3 GLENORCHY CAPITAL LTD 173.4K -12.0K (-6.4%) 199.5K -4.5K (-2.2%) 0.76% -0.137 pp 0.01% -0.018 pp USD1.87 -38.5% 9 qtrs
4 RBF CAPITAL, LLC 77.1K +4.9K (+6.9%) 88.6K +9.3K (+11.7%) 0.34% -0.011 pp 0.00% +0.000 pp USD2.04 -43.6% 42 qtrs
5 BNP PARIBAS ARBITRAGE, SNC 72.3K -3.9K (-5.2%) 83.1K -717.0 (-0.9%) 0.32% -0.052 pp 0.00% +0.000 pp USD1.92 -40.1% 13 qtrs
6 SIGNAL ADVISORS WEALTH, LLC 36.0K +36.0K (+100.0%) 41.4K +41.4K (+100.0%) 0.16% +0.159 pp 0.00% +0.003 pp USD1.15 +0.0% 1 qtrs NEW
7 ADVISOR GROUP HOLDINGS, INC. 18.4K +8.2K (+80.4%) 21.2K +9.7K (+85.2%) 0.08% +0.032 pp 0.00% +0.000 pp USD1.36 -15.4% 9 qtrs
8 CITADEL ADVISORS LLC 14.3K +14.3K (+100.0%) 16.4K +16.4K (+100.0%) 0.06% +0.063 pp 0.00% +0.000 pp USD1.15 +0.0% 13 qtrs
9 JANE STREET GROUP, LLC 10.4K +10.4K (+100.0%) 12.0K +12.0K (+100.0%) 0.05% +0.046 pp 0.00% +0.000 pp USD1.15 +0.0% 1 qtrs NEW
10 LPL FINANCIAL LLC 10.0K +— (+0.0%) 11.5K +499.0 (+4.5%) 0.04% -0.005 pp 0.00% +0.000 pp USD1.10 +4.5% 2 qtrs
11 WELLS FARGO & COMPANY/MN 8.3K -31.6K (-79.1%) 9.6K -34.4K (-78.2%) 0.04% -0.157 pp 0.00% +0.000 pp USD1.71 -32.7% 15 qtrs
12 SBI SECURITIES CO., LTD. 2.6K -6.7K (-72.0%) 3.0K -7.3K (-70.8%) 0.01% -0.034 pp 0.00% 0.000 pp USD1.44 -20.1% 5 qtrs
13 UBS GROUP AG 1.4K -4.8K (-77.0%) 1.6K -5.2K (-76.0%) 0.01% -0.024 pp 0.00% +0.000 pp USD1.18 -2.5% 9 qtrs
14 GPS WEALTH STRATEGIES GROUP, LLC 333.00 +— (+0.0%) 383.00 +17.0 (+4.6%) 0.00% 0.000 pp 0.00% +0.000 pp USD1.95 -41.0% 11 qtrs
15 SIMPLEX TRADING, LLC 39.00 -1.4K (-97.2%) 44.00 -956.0 (-95.6%) 0.00% -0.007 pp 0.00% +0.000 pp USD1.77 -35.0% 4 qtrs
16 SUSQUEHANNA INTERNATIONAL GROUP, LLP -19.3K (-100.0%) -21.4K (-100.0%) 0.00% -0.094 pp 0.00% +0.000 pp USD 2 qtrs SOLD
17 GUARDIAN WEALTH MANAGEMENT, INC. -51.6K (-100.0%) -56.8K (-100.0%) 0.00% -0.251 pp 0.00% -0.034 pp USD 10 qtrs SOLD
18 CITIGROUP INC -650.0 (-100.0%) -722.0 (-100.0%) 0.00% -0.003 pp 0.00% +0.000 pp USD 2 qtrs SOLD
Ownership breakdown by holder

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2026-03-28 Abramovich Arie Officer Stock option (right to buy) 5,000 0.00 15.00 0 D
2026-03-20 Barzilay Itay Director 0 0.00 0
2026-03-19 Sorokin Orly Director 0 0.00 0
2026-03-18 Zabel Oliver Karl Director / Officer Ordinary Shares 0 0.00 20,000 D
2026-03-18 Tenne Joseph Director 0 0.00 0
2026-03-18 Mano Nimrod Officer 0 0.00 0
2026-03-18 IANCU MONICA Director / 10% Owner Ordinary Shares 0 0.00 3,121,167 D
2026-03-18 Glassner Ariel Officer Stock option (right to buy) 200,000 1.97 394.4K 0 D
2026-03-18 Cohen Nissan Shoval Officer Stock option (right to buy) 10,000 0.00 30.00 0 D

Executive team

Top executives
EBIT / Employee
15.3K
Shares Outstanding
20.37M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2026-05-11 6-K
2026-04-20 3/A
2026-04-16 3
2026-04-16 3
2026-04-16 3
2026-04-16 3
2026-04-16 3
2026-04-16 3
2026-04-16 3
2026-04-16 3

Executive team

NameTitleCompensationGender
Monica Iancu Founder & Chairman 407.8K female
Ariel Glassner Chief Executive Officer 309.3K male
Nimrod Mano Vice President of Sales 152.2K male
Arie Abramovich Chief Financial Officer 150.8K male
Victor Balteanu Vice President Engineering male
ESG Rating
B
SOFTWARE - APPLICATION
Rank: 164 out of 254
2025
E (Environmental)
56.4 / 66.0
Company / Sector avg.
S (Social)
64.3 / 69.5
Company / Sector avg.
G (Governance)
66.4 / 67.5
Company / Sector avg.
ESG Total
62.4 / 67.7
Company / Sector avg.
ESG Score History SOFTWARE - APPLICATION
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits