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Mandatum Oyj (MANTA.HE)
EUR5.54
+0.05 (+0.82%)
FI HEL Financial Services Financial - Conglomerates
Address
Bulevardi 56 120
Helsinki, FI
Helsinki, FI
CEO
Petri Kalervo Niemisvirta
Website
mandatum.fi
IPO
2023-10-02
ISIN FI4000552526
Description
Mandatum Oyj operates as a financial services provider in Finland. The company delivers a comprehensive range of solutions, including asset and wealth stewardship, investment and savings offerings, compensation and rewards programs, as well as retirement planning and personal protection insurance. Its clientele is diverse, encompassing corporations, individual consumers, institutions, and high-net-worth individuals seeking specialized wealth management. Mandatum Oyj was established in 1874 and maintains its principal office in Helsinki, Finland.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
EUR5.54
+0.05 (+0.82%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
-0.01
Float Shares
463.19M
Free Float %
92.0%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.23% | -2.69% | -10.93% | -4.40% | +1.24% | -5.78% | +10.51% | +77.66% | +77.66% | +77.66% | +77.66% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
5.54
DCF (Unlevered)
6.85
+23.7%
DCF (Levered)
4.34
-21.5%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
0% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | -1 |
| Hold | 1 | 0 |
| Sell | 3 | 0 |
| Strong Sell | 2 | 0 |
Quality scores
Altman Z-Score
0.28
Distress
Piotroski F-Score
8 / 9
Strong
MOAT Score
4 / 10
Developing
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
3 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
-
Revenue growth Financial - Conglomerates: +32.7%+1.4% Q1'26: -66.2% (vs Q1'25)
-
EPS growth Financial - Conglomerates: +16.6%-6.1% Q1'26: -124.6% (vs Q1'25)
-
FCF margin FCF growth · Financial - Conglomerates: +2.3%-65.1% Q1'26: +562.1% (vs Q1'25)
-
EBIT margin Financial - Conglomerates: +36.2%+45.3% ★ Q1'26: -57.9% (vs Q1'25)
-
ROIC Financial - Conglomerates: +2.2%+16.9% ★ Q1'26: -4.4% (vs Q1'25)
-
Share dilution Financial - Conglomerates: +0.0%+0.2% Q1'26: -0.2% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Financial - Conglomerates: 2.57×1.43× ★ Q1'26: -5.25× (vs Q1'25)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 4 EPS Ana. |
Dec 2027 1 Rev. Ana. 4 EPS Ana. |
Dec 2028 1 Rev. Ana. 4 EPS Ana. |
Dec 2029 1 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|---|---|---|
| Revenue |
333.00M
est: 589.80M (-43.5%)
|
447.00M
est: 154.00M (+190.3%)
|
453.10M
est: 274.83M (+64.9%)
|
297.45M
297.45M – 297.45M
+8.2% YoY
|
312.60M
312.60M – 312.60M
+5.1% YoY
|
328.31M
328.31M – 328.31M
+5.0% YoY
|
225.16M
225.16M – 225.16M
-31.4% YoY
|
| EBITDA |
226.80M
est: 322.37M (-29.6%)
|
223.50M
est: 84.17M (+165.5%)
|
209.80M
est: 150.22M (+39.7%)
|
162.58M
162.58M – 162.58M
+8.2% YoY
|
170.86M
170.86M – 170.86M
+5.1% YoY
|
179.45M
179.45M – 179.45M
+5.0% YoY
|
123.07M
123.07M – 123.07M
-31.4% YoY
|
| EBIT |
222.00M
est: 318.05M (-30.2%)
|
218.90M
est: 83.04M (+163.6%)
|
205.10M
est: 148.20M (+38.4%)
|
160.40M
160.40M – 160.40M
+8.2% YoY
|
168.57M
168.57M – 168.57M
+5.1% YoY
|
177.04M
177.04M – 177.04M
+5.0% YoY
|
121.42M
121.42M – 121.42M
-31.4% YoY
|
| Net Income |
160.70M
est: 190.47M (-15.6%)
|
164.90M
est: 154.75M (+6.6%)
|
156.00M
est: 163.19M (-4.4%)
|
131.55M
117.55M – 146.94M
-19.4% YoY
|
156.58M
140.63M – 215.63M
+19.0% YoY
|
161.18M
152.62M – 167.89M
+2.9% YoY
|
156.82M
156.82M – 156.82M
-2.7% YoY
|
| SGA |
—
|
—
|
—
|
—
— – —
|
—
— – —
|
—
— – —
|
—
— – —
|
| EPS |
0.32
est: 0.38 (-15.5%)
|
0.33
est: 0.31 (+7.3%)
|
0.31
est: 0.32 (-4.4%)
|
0.27
0.23 – 0.29
-18.1% YoY
|
0.32
0.28 – 0.43
+19.9% YoY
|
0.32
0.30 – 0.33
+1.6% YoY
|
0.31
0.31 – 0.31
-3.7% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-08 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-07 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-06 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-05 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-04 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-30 | B- | 2/5 | 3/5 | 4/5 | 3/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-29 | B- | 2/5 | 3/5 | 4/5 | 3/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-28 | B- | 2/5 | 3/5 | 4/5 | 3/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-27 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-24 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-23 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-22 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-21 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-20 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-17 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-16 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
385.88M
OE per share TTM
0.77
Owner's Yield
11.66%
Maintenance CapEx ratio
—
Maint CapEx / Avg PPE
2.5%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
Held by 111 ETFs in our universe
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | iShares MSCI Finland ETF EFNL | 1.24% | 3.06M | 0.53% |
| 2 | iShares EURO STOXX Small UCITS ETF DJSC.L | 0.96% | 4.68M | 0.40% |
| 3 | Amundi MSCI EMU Small Cap ESG Broad Transition UCITS ETF Dist MMS.PA | 0.60% | 4.24M | 0.40% |
| 4 | iShares STOXX Europe 600 Financial Services UCITS ETF (DE) EXH2.DE | 0.51% | 572.1K | 0.46% |
| 5 | UBS MSCI EMU Small Cap UCITS ETF EUR dis UEFD.DE | 0.46% | 3.38M | 0.33% |
| 6 | iShares MSCI EMU Small Cap UCITS ETF CES1.L | 0.45% | 4.76M | 0.58% |
| 7 | iShares STOXX Europe Small 200 UCITS ETF (DE) EXSE.DE | 0.42% | 2.86M | 0.20% |
| 8 | Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF Acc CEM.PA | 0.37% | 1.28M | 0.23% |
| 9 | Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF Dist X026.DE | 0.37% | 1.28M | 0.23% |
| 10 | iShares Ageing Population UCITS ETF AGED.L | 0.27% | 2.38M | 0.40% |
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
325.0K
Shares Outstanding
503.21M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Petri Kalervo Niemisvirta | President & Chief Executive Officer | 961.3K | male |
| Juhani Lehtonen | Chief Information Officer and Interim Head of Institutional & Wealth Management | — | male |
| Jukka-Pekka Kurki | Executive Vice President of With-Profit Business | — | male |
| Lotta Borgström | Vice President of Investor Relations | — | female |
| Matti Ahokas | Chief Financial Officer | — | male |
| Niina Riihela | Senior Vice President of Communications, Brand & Sustainability | — | — |
| Petri Vieraankivi | Executive Vice President of Retail Clients | — | female |
| Sanna Rajaniemi | Group Chief Operating Officer, Senior Vice President and Head of Private Customers Alliances, Services & Development - Mandatum Life | — | female |
| Tarja Hannele Tyni | Executive Vice President of Corporate Clients | — | female |
| Janne Sarvikivi | Head of Institutional and Wealth Management Segment & MD of Asset Management | — | male |
| Ville Talasmaki | Chief Information Officer of Mandatum Asset Management | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
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Community Opinion for MANTA.HE
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
