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Bajaj Finserv Ltd. (BAJAJFINSV.NS)

INR1,895.00 +40.10 (+2.16%)
IN NSE Financial Services Financial - Conglomerates
Address Bajaj Finserv Corporate Office 411014
Pune, IN
CEO Tarun Chugh
Website bajajfinserv.in/corporate-bajaj-finserv
IPO 2002-08-12
ISIN INE918I01026

Explore sections of this company profile

Also trades on Bombay Stock Exchange · BAJAJFINSV.BO (INR) National Stock Exchange of India · BAJAJFINSV.NS (INR)
Description

Headquartered in Pune, India, and established in 2007, Bajaj Finserv Ltd. delivers a comprehensive suite of financial services throughout India. Its diverse operations span crucial sectors including life and general insurance, retail financing, and investment management, alongside an involvement in wind energy. The company extends a variety of lending solutions, encompassing personal, business, home, and vehicle loans, alongside financing for consumer durables, digital products, and medical expenses. Further offerings include secured and unsecured credit, mortgages, and lease rental discounting. For savings and investment, Bajaj Finserv provides fixed deposits, mutual funds, systematic deposit plans, and demat accounts. Its extensive insurance product range covers life, health, motor, travel, home, and agricultural coverage, among others. Beyond these, the firm supports professionals and small to medium-sized enterprises (SMEs), and offers wealth management, retirement planning, annuities, payment solutions, credit cards, and full-service broking for both retail and high-net-worth clients. Adding to its unique profile, Bajaj Finserv also manages 138 windmills, boasting an installed capacity of 65.2 megawatts.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR1,895.00 +40.10 (+2.16%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.34
Float Shares
556.13M
Free Float %
34.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.38% -6.03% -3.93% -14.68% -14.61% -14.79% -15.23% +22.10% +56.76% +818.12% +3,374.81%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
1,895.00
DCF (Unlevered) 58,416.78 +2,982.7%
Ratings Trend (MoM) 60% Bullish
Rating 2026-05 Change
Strong Buy 3 0
Buy 6 0
Hold 4 0
Sell 2 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.67
Distress
Piotroski F-Score
5 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • ✓
    Revenue growth
    +25.3% Q1'26: +132.2% (vs Q1'25)
  • ✓
    EPS growth
    +8.6% Q1'26: +5.3% (vs Q1'25)
  • ✗
    FCF margin
    -92.9% Q1'26: -62.7% (vs Q1'25)
  • ✓
    EBIT margin
    +71.1% Q1'26: +34.1% (vs Q1'25)
  • ✗
    ROIC
    +8.7% Q1'26: +8.9% (vs Q1'25)
  • ✓
    Share dilution
    +0.0% Q1'26: -0.3% (vs Q1'25)
  • ✗
    Debt / EBITDA
    5.78× Q1'26: 6.35× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.36) × ERP
WACC = 44% × Ke + 56% × Kd (7.8%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Intrinsic value (base): 57,997.14 Current price: 1,895.00
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2011
actual 		Mar 2012
actual 		Mar 2013
actual 		Mar 2014
actual 		Mar 2015
actual 		Mar 2016
actual 		Mar 2017
actual 		Mar 2018
actual 		Mar 2019
actual 		Mar 2020
actual 		Mar 2021
actual 		Mar 2022
actual 		Mar 2023
actual 		Mar 2024
actual 		Mar 2025
actual 		Mar 2026
5 Rev. Ana.
7 EPS Ana. 		Mar 2027
6 Rev. Ana.
8 EPS Ana. 		Mar 2028
7 Rev. Ana.
9 EPS Ana. 		Mar 2029
4 Rev. Ana.
3 EPS Ana.
Revenue
15.01B
est: 29.52B (-49.1%)
26.24B
est: 35.93B (-27.0%)
37.80B
est: 51.95B (-27.2%)
48.23B
est: 62.09B (-22.3%)
62.88B
est: 76.57B (-17.9%)
67.68B
est: 78.76B (-14.1%)
89.91B
est: 269.91B (-66.7%)
137.80B
est: 324.54B (-57.5%)
188.38B
est: 379.12B (-50.3%)
265.65B
est: 420.27B (-36.8%)
270.21B
est: 470.11B (-42.5%)
314.27B
est: 659.54B (-52.3%)
402.87B
est: 779.77B (-48.3%)
539.51B
est: 1.17T (-53.9%)
676.24B
est: 1.21T (-43.9%)
1.26T
1.18T – 1.32T
+4.5% YoY
1.45T
1.20T – 1.54T
+15.0% YoY
1.71T
1.42T – 1.85T
+18.1% YoY
1.90T
1.57T – 2.04T
+11.1% YoY
EBITDA
19.64B
est: 21.37B (-8.1%)
27.99B
est: 18.57B (+50.8%)
36.82B
est: 15.99B (+130.2%)
41.69B
est: 13.21B (+215.5%)
51.11B
est: 11.89B (+330.0%)
63.97B
est: 8.78B (+628.2%)
82.65B
est: 3.32B (+2,392.1%)
107.90B
est: 6.60B (+1,533.9%)
149.21B
est: 1.52B (+9,691.5%)
180.97B
est: -4.27B (+4,335.0%)
195.02B
est: -32.77B (+695.2%)
213.32B
est: -37.95B (+662.1%)
296.90B
est: -43.35B (+785.0%)
406.75B
est: 765.47B (-46.9%)
492.28B
est: 783.63B (-37.2%)
823.49B
772.68B – 862.58B
+5.1% YoY
946.68B
784.08B – 1.01T
+15.0% YoY
1.12T
925.44B – 1.21T
+18.1% YoY
1.24T
1.03T – 1.33T
+11.1% YoY
EBIT
19.46B
est: 20.85B (-6.7%)
27.85B
est: 24.02B (+15.9%)
36.60B
est: 42.94B (-14.8%)
41.38B
est: 46.76B (-11.5%)
50.73B
est: 52.05B (-2.5%)
63.39B
est: 68.71B (-7.7%)
81.92B
est: 61.92B (+32.3%)
106.30B
est: 121.62B (-12.6%)
146.95B
est: 353.78B (-58.5%)
176.40B
est: 203.79B (-13.4%)
190.04B
est: 180.77B (+5.1%)
207.69B
est: 209.36B (-0.8%)
290.13B
est: 239.14B (+21.3%)
397.75B
est: 747.39B (-46.8%)
480.58B
est: 531.64B (-9.6%)
804.04B
754.42B – 842.20B
+51.2% YoY
924.31B
765.56B – 984.45B
+15.0% YoY
1.09T
903.57B – 1.18T
+18.1% YoY
1.21T
1.00T – 1.30T
+11.1% YoY
Net Income
11.15B
est: 133.50B (-91.6%)
13.38B
est: 55.34B (-75.8%)
15.74B
est: 19.34B (-18.6%)
15.44B
est: 18.81B (-17.9%)
16.90B
est: 18.01B (-6.2%)
18.63B
est: 21.14B (-11.9%)
22.62B
est: 17.27B (+31.0%)
26.50B
est: 31.83B (-16.7%)
32.19B
est: 88.22B (-63.5%)
33.69B
est: 44.65B (-24.5%)
44.70B
est: 34.53B (+29.5%)
45.57B
est: 39.99B (+14.0%)
64.17B
est: 45.68B (+40.5%)
81.48B
est: 83.43B (-2.3%)
88.72B
est: 95.24B (-6.8%)
98.01B
96.23B – 116.91B
+2.9% YoY
118.55B
102.50B – 153.73B
+21.0% YoY
146.24B
126.15B – 188.69B
+23.4% YoY
177.31B
158.05B – 208.89B
+21.2% YoY
SGA
468.90M
est: 1.43B (-67.3%)
969.10M
est: 1.71B (-43.3%)
826.50M
est: 8.55B (-90.3%)
934.50M
est: 8.20B (-88.6%)
621.80M
est: 16.10B (-96.1%)
8.90M
est: 20.99B (-100.0%)
688.80M
est: 48.98B (-98.6%)
8.56B
est: 79.06B (-89.2%)
9.46B
est: 201.47B (-95.3%)
16.21B
est: 109.27B (-85.2%)
15.07B
est: 105.04B (-85.6%)
19.16B
est: 121.65B (-84.2%)
27.53B
est: 138.96B (-80.2%)
15.43B
est: 43.75B (-64.7%)
19.51B
est: 44.78B (-56.4%)
47.06B
44.16B – 49.30B
+5.1% YoY
54.10B
44.81B – 57.62B
+15.0% YoY
63.88B
52.89B – 68.93B
+18.1% YoY
70.97B
58.77B – 76.13B
+11.1% YoY
EPS
7.58
est: 83.01 (-90.9%)
9.06
est: 68.90 (-86.9%)
10.30
est: 96.19 (-89.3%)
9.70
est: 103.14 (-90.6%)
10.62
est: 10.99 (-3.3%)
11.71
est: 11.86 (-1.2%)
14.21
est: 15.05 (-5.6%)
17.23
est: 17.96 (-4.0%)
20.06
est: 21.14 (-5.1%)
21.17
est: 29.08 (-27.2%)
28.09
est: 26.47 (+6.1%)
28.63
est: 27.05 (+5.9%)
40.33
est: 44.06 (-8.5%)
51.15
est: 52.35 (-2.3%)
55.60
est: 60.02 (-7.4%)
63.32
59.89 – 72.76
+5.5% YoY
77.81
63.80 – 95.68
+22.9% YoY
93.31
78.51 – 117.44
+19.9% YoY
119.27
98.37 – 130.01
+27.8% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B- 3/5 4/5 4/5 4/5 1/5 1/5 1/5
2026-05-11 B- 3/5 4/5 4/5 4/5 1/5 1/5 1/5
2026-05-08 B- 3/5 4/5 4/5 4/5 1/5 1/5 1/5
2026-05-07 B- 3/5 4/5 4/5 4/5 1/5 1/5 1/5
2026-05-06 B 3/5 5/5 4/5 4/5 1/5 1/5 1/5
2026-05-05 B 3/5 5/5 4/5 4/5 1/5 1/5 1/5
2026-05-04 B 3/5 5/5 4/5 4/5 1/5 1/5 1/5
2026-04-30 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-29 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-28 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-27 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-24 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-23 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-22 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-21 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-20 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-17 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-16 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-15 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-13 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-10 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-253.27B
OE per share TTM
-156.87
Owner's Yield
-8.94%
Maintenance CapEx ratio
11.21%
Maint CapEx / Avg PPE
5.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
5.99M
Shares Outstanding
1.60B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Sanjivnayan Rahulkumar Bajaj Executive Chairman & MD 374M male
Ramandeep Singh Sahni Chief Financial Officer 60M male
Sreenivasan Sivasubramoniam President of Insurance & Special Projects 60M male
Lakshmi Venugopalan Iyer Group President of Investments — female
Tarun Chugh MD & Chief Executive Officer of Bajaj Allianz Life Insurance Company Ltd. — male
Uma Shende Company Secretary & Compliance Officer — female
Anish Praful Amin President of Group Risk & Assurance — male
V. Rajagopalan President of Legal & Taxation — male
Anupam Krishna Sirbhaiya Group Chief Human Resources Officer — male
Freeda Dsouza Head of Group Corporate Communications — female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

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