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FINEOS Corporation Holdings plc (FNCHF)

USD2.16 +0.00 (+0.00%)
IE OTC Technology Software - Application
Address FINEOS House 3
Dublin, IE
CEO Michael Kelly
Website fineos.com
IPO 2021-01-14
ISIN AU0000054322

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Also trades on Australian Securities Exchange · FCL.AX (AUD) Other OTC · FNCHF (USD)
Description

FINEOS Corporation Holdings plc is an international provider of enterprise software solutions for the global life, accident, and health insurance industry. The company's core offerings focus on claims and policy management. Central to its offerings is the FINEOS Platform, a comprehensive, software-as-a-service (SaaS) core insurance platform. This platform integrates key components: FINEOS AdminSuite, a robust core insurance suite; FINEOS Engage, designed to facilitate seamless connections between customers and partners for dynamic business relationships; and FINEOS Insight, which delivers real-time analytical insights to inform strategic decisions and optimize outcomes. Beyond software, the company extends its services to include professional consulting, dedicated customer support, and specialized solutions for employee benefits and insurance underwriting. Established in 1993, FINEOS maintains its headquarters in Dublin, Ireland.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD2.16 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
1
Beta
1.50
Float Shares
149.94M
Free Float %
43.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +0.00% +0.00% +16.76% +0.00% +23.43% -22.02% -34.55% -34.55% -34.55%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
2.16
DCF (Unlevered) 0.08 -96.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
10.76
Safe zone
Piotroski F-Score
4 / 9
Average
MOAT Score
2 / 10
No MOAT
Operational MOAT
✗ Below peers
  • Revenue growth Software - Application: +13.0%
    +9.0% Q4'25: +109.6% (vs Q3'24)
  • EPS growth Software - Application: +28.6%
    +58.6% Q4'25: +1,042.9% (vs Q3'24)
  • FCF margin FCF growth · Software - Application: +45.3%
    +12.8% Q4'25: +7.4% (vs Q3'24)
  • EBIT margin Software - Application: +9.4%
    -5.5% Q4'25: +2.6% (vs Q3'24)
  • ROIC Software - Application: +7.5%
    -4.9% Q4'25: +5.6% (vs Q3'24)
  • Share dilution Software - Application: +0.0%
    +1.8% Q4'25: -0.4% (vs Q3'24)
  • Debt / EBITDA Net debt/EBITDA · Software - Application: -1.16×
    0.20× Q4'25: 0.08× (vs Q3'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.51) × ERP
WACC = 99% × Ke + 1% × Kd (8.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 0.08 Current price: 2.16
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
2 Rev. Ana.
Revenue
53.77M
est: 71.52M (-24.8%)
62.81M
est: 71.52M (-12.2%)
87.81M
est: 98.61M (-11.0%)
108.34M
est: 123.34M (-12.2%)
127.25M
est: 132.73M (-4.1%)
125.04M
est: 126.87M (-1.4%)
122.24M
est: 126.87M (-3.7%)
133.22M
est: 131.49M (+1.3%)
155.97M
est.
167.20M
167.20M – 167.20M
+7.2% YoY
EBITDA
4.44M
est: 2.10M (+111.1%)
1.39M
est: 2.10M (-33.7%)
12.82M
est: 2.90M (+341.8%)
4.69M
est: 3.63M (+29.2%)
6.28M
est: 3.91M (+60.7%)
1.70M
est: 24.10M (-93.0%)
-12.84M
est: 24.10M (-153.3%)
20.28M
est: 24.98M (-18.8%)
29.63M
est.
31.77M
31.77M – 31.77M
+7.2% YoY
EBIT
3.73M
est: -8.02M (+146.6%)
746.8K
est: -8.02M (+109.3%)
973.8K
est: -11.06M (+108.8%)
est: -13.83M (+100.0%)
est: -14.88M (+100.0%)
est: 1.35M (-100.0%)
-15.71M
est: 1.35M (-1,261.7%)
-7.35M
est: 1.40M (-624.7%)
1.66M
est.
1.78M
1.78M – 1.78M
+7.2% YoY
Net Income
1.37M
-1.77M
est: 3.21M (-155.2%)
-227.2K
est: 2.95M (-107.7%)
-12.49M
est: -8.15M (-53.1%)
-26.00M
est: -10.96M (-137.1%)
-21.42M
est: -8.00M (-167.9%)
-13.79M
est: -8.00M (-72.4%)
-5.80M
est: -8.29M (+30.0%)
2.75M
est.
— – —
-100.0% YoY
SGA
11.60M
est: 13.96M (-16.9%)
11.84M
est: 13.96M (-15.2%)
15.82M
est: 19.25M (-17.8%)
23.97M
est: 24.08M (-0.4%)
24.10M
est: 25.91M (-7.0%)
26.30M
est: 24.39M (+7.8%)
21.38M
est: 24.39M (-12.3%)
22.00M
est: 25.27M (-13.0%)
29.98M
est.
32.14M
32.14M – 32.14M
+7.2% YoY
EPS
0.01
-0.01
est: 0.01 (-182.9%)
0.00
est: 0.01 (-110.2%)
-0.04
est: -0.02 (-71.2%)
-0.08
est: -0.03 (-149.5%)
-0.07
est: -0.02 (-183.1%)
-0.04
est: -0.02 (-75.6%)
-0.02
est: -0.02 (+29.8%)
0.01
est.
— – —
-100.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-04-21 C- 1/5 1/5 1/5 1/5 3/5 1/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
56.33M
OE per share TTM
0.17
Owner's Yield
7.74%
Maintenance CapEx ratio
74.95%
Maint CapEx / Avg PPE
5.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
-8.2K
Shares Outstanding
344.83M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Michael Kelly Founder, Executive Chairman & CEO 596.7K male
Daniel Watt Chief Marketing Officer and SVP for Product Management & Partnerships male
David Nicolai Senior Vice President of Sales - North America male
Eoin Kirwan Chief Product Officer male
Ian Lynagh Chief Financial Officer male
Joanne McMullan Chief People Officer female
John Brennan Chief Operating Officer male
Jonathan Boylan Chief Technology Officer male
Marc Flynn Chief Customer Success Officer male
Niall Hannon Head of Information Systems
Orla Keegan Head of Investor Relations
Paul Eastwood Chief Information Security Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits