Fineos Corporation Holdings PLC (FCL.AX)
Dublin, IE
FINEOS Corporation Holdings plc, together with its subsidiaries, engages in the development and sale of enterprise claims and policy management software for life, accident and health insurers, and employee benefits providers in North America, the Asia Pacific, Europe, the Middle East, and Africa. The company offers FINEOS AdminSuite comprising FINEOS Absence, an absence management software that assists businesses in scheduling, handling, and monitoring employee time away from work; FINEOS Billing, an insurance billing software; FINEOS Claims, a software that automate and streamline the process of managing insurance claims; FINEOS Payments, a payment management software; FINEOS Provider, a provider management solution that enables carriers to manage the process of delivering service; FINEOS Rate, an insurance rating software; and FINEOS Underwrite, An insurance underwriting software that automates the work required to intake RFPs and generate quotes. It also provides market solutions, including FINEOS IDAM, a disability and absence management solution; employee benefits solutions; FINEOS Absence for Employers, enabling employers to manage employee leaves; FINEOS New Business & Underwriting, an enterprise solution designed to automate and streamline new business and underwriting processes; and Life, Accident and Health Insurance Software. In addition, the company offers customer support services; product consulting; and training and education services. Further, it is involved in the provision of professional services and sales, marketing, and product engineering services. The company was founded in 1993 and is headquartered in Dublin, Ireland.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +4.90% | -1.53% | -9.19% | -0.39% | -15.74% | -14.33% | +10.78% | +47.70% | -32.37% | -4.81% | -4.81% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 4 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Software - Application: +13.0%+9.0% Q4'25: +135.8% (vs Q4'23)
-
EPS growth Software - Application: +28.6%+58.6% ★ Q4'25: +163.5% (vs Q4'23)
-
FCF margin FCF growth · Software - Application: +45.3%+23.3% ★ Q4'25: +7.4% (vs Q4'23)
-
EBIT margin Software - Application: +9.4%-8.9% Q4'25: +2.6% (vs Q4'23)
-
ROIC Software - Application: +7.5%-8.0% Q4'25: +5.6% (vs Q4'23)
-
Share dilution Software - Application: +0.0%+1.8% Q4'25: +1.4% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Software - Application: -1.16×0.12× Q4'25: 0.08× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
53.77M
est: 62.70M (-14.2%)
|
62.81M
est: 63.17M (-0.6%)
|
87.81M
est: 89.78M (-2.2%)
|
108.34M
est: 105.01M (+3.2%)
|
127.25M
est: 122.17M (+4.2%)
|
125.04M
est: 136.77M (-8.6%)
|
122.24M
est: 136.77M (-10.6%)
|
133.22M
est: 131.43M (+1.4%)
|
152.09M
est.
|
163.04M
154.89M – 168.73M
+7.2% YoY
|
| EBITDA |
4.44M
est: 1.85M (+140.8%)
|
1.39M
est: 1.86M (-25.0%)
|
12.82M
est: 13.52M (-5.2%)
|
4.69M
est: 15.37M (-69.5%)
|
6.28M
est: 16.95M (-63.0%)
|
1.70M
est: 18.62M (-90.9%)
|
-12.84M
est: 18.62M (-169.0%)
|
32.78M
est: 47.00M (-30.3%)
|
54.65M
est.
|
58.59M
55.66M – 60.63M
+7.2% YoY
|
| EBIT |
3.73M
est: -7.03M (+153.1%)
|
746.8K
est: -7.08M (+110.5%)
|
973.8K
est: 1.66M (-41.4%)
|
—
est: 1.89M (-100.0%)
|
—
est: 2.09M (-100.0%)
|
—
est: 2.29M (-100.0%)
|
-15.71M
est: 2.29M (-786.1%)
|
-11.89M
est: -7.09M (-67.8%)
|
-8.24M
est.
|
-8.83M
-9.14M – -8.39M
-7.2% YoY
|
| Net Income |
1.37M
|
-1.77M
est: 3.23M (-154.9%)
|
-227.2K
est: -259.7K (+12.5%)
|
-12.49M
est: -295.3K (-4,127.3%)
|
-26.00M
est: -21.42M (-21.4%)
|
-21.42M
est: -5.79M (-269.8%)
|
-13.79M
est: -5.79M (-138.0%)
|
-5.80M
est: -8.20M (+29.3%)
|
-369.8K
est.
|
26.46M
24.99M – 27.94M
+7,255.6% YoY
|
| SGA |
11.60M
est: 12.24M (-5.2%)
|
11.84M
est: 12.33M (-4.0%)
|
15.82M
est: 18.09M (-12.5%)
|
23.97M
est: 20.56M (+16.6%)
|
24.10M
est: 22.68M (+6.3%)
|
26.30M
est: 24.91M (+5.6%)
|
21.38M
est: 24.91M (-14.1%)
|
22.00M
est: 25.14M (-12.5%)
|
29.23M
est.
|
31.34M
29.77M – 32.43M
+7.2% YoY
|
| EPS |
0.01
|
-0.01
est: 0.01 (-182.4%)
|
0.00
est: 0.01 (-109.1%)
|
-0.04
est: -0.02 (-77.4%)
|
-0.08
est: -0.03 (-151.9%)
|
-0.07
est: -0.03 (-162.6%)
|
-0.04
est: -0.03 (-62.9%)
|
-0.02
est: -0.02 (+29.7%)
|
0.01
est.
|
0.08
0.07 – 0.08
+897.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | C | 2/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 | 2/5 |
| 2026-05-28 | C | 2/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 | 2/5 |
| 2026-05-27 | C | 2/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 | 2/5 |
| 2026-05-26 | C | 2/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 | 2/5 |
| 2026-05-25 | C | 2/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 | 2/5 |
| 2026-05-22 | C | 2/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 | 2/5 |
| 2026-05-21 | C | 2/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 | 2/5 |
| 2026-05-20 | C | 2/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 | 2/5 |
| 2026-05-19 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-18 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-15 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-14 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-13 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-12 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-11 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-08 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-05-07 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-05-06 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-05-05 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-05-04 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-05-01 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-04-30 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-04-29 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-04-28 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-04-27 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-04-24 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-04-23 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 2/5 |
| 2026-04-22 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 2/5 |
| 2026-04-21 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 2/5 |
| 2026-04-20 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 2/5 |
| 2026-04-17 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 2/5 |
| 2026-04-16 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | iShares MSCI Ireland ETF EIRL | 0.19% | 145.6K | 0.50% |
| 2 | Schwab International Small-Cap Equity ETF SCHC | 0.01% | 501.5K | 0.06% |
| 3 | Vanguard FTSE All-World ex-US Small-Cap ETF VSS | 0.01% | 1.12M | 0.06% |
| 4 | Vanguard FTSE Pacific ETF VPL | 0.00% | 358.3K | 0.07% |
| 5 | Vanguard FTSE Developed Markets ETF VEA | 0.00% | 2.72M | 0.03% |
| 6 | Vanguard ESG International Stock ETF VSGX | 0.00% | 55.5K | 0.10% |
| 7 | Vanguard Total International Stock ETF VXUS | 0.00% | 4.21M | 0.05% |
| 8 | Vanguard Total World Stock ETF VT | 0.00% | 216.2K | 0.06% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Michael Kelly | Founder, Executive Chairman & CEO | 834.4K | male |
| David Nicolai | Senior Vice President of Sales - North America | — | male |
| Ian Lynagh | Chief Financial Officer | — | male |
| Joanne McMullan | Chief People Officer | — | female |
| John Brennan | Chief Operating Officer | — | male |
| Jonathan Boylan | Chief Technology Officer | — | male |
| Niall Hannon | Head of Information Systems | — | — |
| Orla Keegan | Head of Investor Relations | — | — |
| Daniel Watt | Chief Marketing Officer and SVP for Product Management & Partnerships | — | male |
| Paula McGrath | Security & Compliance Manager | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for FCL.AX
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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