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Currency Exchange International, Corp. (CURN)
USD21.01
+0.00 (+0.00%)
US OTC Financial Services Investment - Banking & Investment Services
Address
6649 Westwood Boulevard 32821
Orlando, FL, US
Orlando, FL, US
CEO
Randolph W. Pinna
Website
ceifx.com
IPO
2013-03-14
ISIN US23131B3078
Also trades on
Other OTC · CURN (USD)
Toronto Stock Exchange · CXI.TO (CAD)
Description
Currency Exchange International, Corp., together with its subsidiary, Exchange Bank of Canada, provides foreign exchange technology and processing services in Canada and the United States. The company offers financial institutions, international wire payments, foreign check clearing, foreign bank note exchange, and foreign draft issuance solutions; corporations, hedging and risk management, and international payment solutions; international traveler's, foreign currency exchange, gold bullion coins and bars, and affiliate e-commerce program solutions; and currency price protection and student currency reservation services. It serves individuals, banks, financial institutions, corporations, and money service businesses; commercial and retail markets; and the travel, technology, payroll, healthcare, and nonprofit sectors. Currency Exchange International, Corp. was incorporated in 1998 and is based in Orlando, Florida.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
USD21.01
+0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
2.9K
Beta
0.69
Float Shares
3.40M
Free Float %
56.8%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.19% | +9.79% | +5.80% | -0.81% | +20.12% | +17.80% | +29.27% | +17.38% | +70.48% | +2.79% | +133.77% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
21.01
DCF (Unlevered)
144.38
+587.2%
DCF (Levered)
160.45
+663.7%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
4.19
Safe zone
Piotroski F-Score
7 / 9
Strong
MOAT Score
6 / 10
Developing
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
2 / 5
Medium
ROA Score
5 / 5
High
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
-
Revenue growth Investment - Banking & Investment Services: +23.9%-15.0% Q2'26: +14.3% (vs Q2'25)
-
EPS growth Investment - Banking & Investment Services: +31.6%+344.7% ★ Q2'26: -329.0% (vs Q2'25)
-
FCF margin FCF growth · Investment - Banking & Investment Services: +22.1%+24.3% Q2'26: +56.3% (vs Q2'25)
-
EBIT margin Investment - Banking & Investment Services: +33.7%+27.2% Q2'26: +20.4% (vs Q2'25)
-
ROIC Investment - Banking & Investment Services: +2.7%— Q2'26: -54.9% (vs Q2'25)
-
Share dilution Investment - Banking & Investment Services: +0.1%-6.8% ★ Q2'26: -31.8% (vs Q2'25)
-
Debt / EBITDA Net debt/EBITDA · Investment - Banking & Investment Services: -0.48×0.25× ★ Q2'26: 0.35× (vs Q2'25)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Oct 2015 actual |
Oct 2016 actual |
Oct 2017 actual |
Oct 2018 actual |
Oct 2019 actual |
Oct 2020 actual |
Oct 2021 actual |
Oct 2022 actual |
Oct 2023 actual |
Oct 2024 actual |
Oct 2025 actual |
Oct 2026 1 Rev. Ana. 1 EPS Ana. |
Oct 2027 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
24.08M
est: 23.75M (+1.4%)
|
26.83M
est: 27.20M (-1.4%)
|
32.48M
est: 32.10M (+1.2%)
|
39.10M
est: 39.55M (-1.1%)
|
41.78M
est: 41.70M (+0.2%)
|
25.01M
est: 24.49M (+2.1%)
|
30.57M
est: 29.10M (+5.0%)
|
67.50M
est: 62.80M (+7.5%)
|
81.95M
est: 79.30M (+3.3%)
|
85.24M
est: 86.40M (-1.3%)
|
72.45M
est: 72.10M (+0.5%)
|
75.90M
75.90M – 75.90M
+5.3% YoY
|
79.00M
79.00M – 79.00M
+4.1% YoY
|
| EBITDA |
8.37M
est: 2.65M (+215.1%)
|
6.74M
est: 3.04M (+121.7%)
|
7.95M
est: 3.59M (+121.5%)
|
8.15M
est: 4.42M (+84.4%)
|
6.18M
est: 4.66M (+32.6%)
|
-5.99M
est: 2.74M (-318.9%)
|
3.92M
est: 3.25M (+20.4%)
|
18.83M
est: 7.02M (+168.3%)
|
19.20M
est: 8.86M (+116.6%)
|
13.40M
est: 19.35M (-30.8%)
|
23.28M
est: 16.15M (+44.2%)
|
17.00M
17.00M – 17.00M
+5.3% YoY
|
17.69M
17.69M – 17.69M
+4.1% YoY
|
| EBIT |
7.01M
est: 815.5K (+759.7%)
|
5.43M
est: 934.0K (+481.2%)
|
6.62M
est: 1.10M (+501.0%)
|
6.78M
est: 1.36M (+399.2%)
|
4.85M
est: 1.43M (+238.8%)
|
-9.60M
est: 840.9K (-1,241.3%)
|
587.9K
est: 999.2K (-41.2%)
|
15.56M
est: 2.16M (+621.5%)
|
15.79M
est: 2.72M (+480.0%)
|
9.63M
est: 14.30M (-32.7%)
|
19.73M
est: 11.93M (+65.3%)
|
12.56M
12.56M – 12.56M
+5.3% YoY
|
13.08M
13.08M – 13.08M
+4.1% YoY
|
| Net Income |
4.67M
est: 4.00M (+16.6%)
|
3.64M
est: 4.07M (-10.5%)
|
3.82M
est: 4.37M (-12.6%)
|
4.23M
est: 5.35M (-20.9%)
|
2.92M
est: 3.67M (-20.4%)
|
-8.52M
est: -7.35M (-16.0%)
|
-1.13M
est: -3.02M (+62.5%)
|
11.78M
est: 9.32M (+26.5%)
|
10.19M
est: 11.42M (-10.7%)
|
2.47M
est: 10.09M (-75.5%)
|
10.32M
est: 12.47M (-17.3%)
|
12.54M
12.54M – 12.54M
+0.5% YoY
|
13.88M
13.88M – 13.88M
+10.7% YoY
|
| SGA |
7.69M
est: 8.70M (-11.6%)
|
8.82M
est: 9.97M (-11.5%)
|
9.83M
est: 11.76M (-16.4%)
|
12.70M
est: 14.49M (-12.4%)
|
14.23M
est: 15.28M (-6.9%)
|
8.93M
est: 8.97M (-0.5%)
|
9.02M
est: 10.66M (-15.4%)
|
15.27M
est: 23.01M (-33.6%)
|
57.25M
est: 29.06M (+97.0%)
|
21.76M
est: 29.01M (-25.0%)
|
14.72M
est: 24.20M (-39.2%)
|
25.48M
25.48M – 25.48M
+5.3% YoY
|
26.52M
26.52M – 26.52M
+4.1% YoY
|
| EPS |
0.80
est: 0.61 (+31.1%)
|
0.59
est: 0.62 (-4.8%)
|
0.62
est: 0.67 (-7.0%)
|
0.67
est: 0.82 (-17.8%)
|
0.46
est: 0.56 (-17.9%)
|
-1.33
est: -1.12 (-18.8%)
|
-0.18
est: -0.46 (+60.9%)
|
1.73
est: 1.42 (+21.8%)
|
1.59
est: 1.74 (-8.6%)
|
0.39
est: 1.65 (-76.4%)
|
1.70
est: 2.04 (-16.7%)
|
2.05
2.05 – 2.05
+0.5% YoY
|
2.27
2.27 – 2.27
+10.7% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-06-11 | A- | 4/5 | 5/5 | 2/5 | 5/5 | 3/5 | 2/5 | 3/5 |
| 2026-06-10 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-09 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-08 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-05 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-04 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-02 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-01 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-28 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-26 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-22 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-21 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-20 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-19 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-15 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-14 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-12 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-11 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-06 | A+ | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-05 | A+ | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-04 | A+ | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-01 | A+ | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-30 | A+ | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-29 | A+ | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-28 | A+ | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-27 | A+ | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-24 | A+ | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-23 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-22 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-21 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-20 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-17 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-16 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
19.90M
OE per share TTM
3.28
Owner's Yield
23.38%
Maintenance CapEx ratio
27.43%
Maint CapEx / Avg PPE
8.5%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
This company is not held by any ETF in our universe.
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
From
To
| Date | Person | Role | Transaction | A/D | Security | Shares | Price | Value | Owned after | D/I | Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2006-03-15 | ROTH MICHAEL | 10% Owner | S-Sale | D | Common Stock, $0.001 par value per share | 4,700 | 0.30 | 1.4K | 4,357,107 | — | ↗ |
| 2006-03-14 | ROTH MICHAEL | 10% Owner | S-Sale | D | Common Stock, $0.001 par value per share | 48,250 | 0.33 | 15.9K | 4,577,159 | — | ↗ |
| 2006-03-13 | ROTH MICHAEL | 10% Owner | S-Sale | D | Common Stock, $0.001 par value per share | 3,000 | 0.35 | 1.1K | 4,726,009 | — | ↗ |
| 2005-06-03 | ROTH MICHAEL | 10% Owner | — | I | Common Stock, par value $0.001 per share | 0 | 0.00 | — | 4,790,745 | — | ↗ |
| 2004-05-28 | PRESIDIO MANAGEMENT GROUP V L L C | 10% Owner | S-Sale | D | Common Stock | 13,501 | 2.00 | 27.0K | 2,857,959 | — | ↗ |
| 2004-05-27 | PRESIDIO MANAGEMENT GROUP V L L C | 10% Owner | S-Sale | D | Common Stock | 12,601 | 2.00 | 25.2K | 2,871,460 | — | ↗ |
| 2004-05-05 | KAGANOV ALAN L | Director | A-Award | A | Stock Option (Option to Buy) | 10,000 | 1.75 | 17.5K | 57,100 | — | ↗ |
| 2003-05-09 | KAGANOV ALAN L | Director | A-Award | A | Stock Option | 10,000 | 0.75 | 7.5K | 47,100 | — | ↗ |
Executive team
Top executives
EBIT / Employee
58.9K
Shares Outstanding
5.98M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Randolph W. Pinna | Chief Executive Officer, President & Director | 663.0K | male |
| Christopher Johnson | Vice President of Sales | 557.8K | male |
| Gerhard Barnard | Group Chief Financial Officer | 509.6K | male |
| Ian Zarac | Vice President of Financial Institutions | 508.6K | male |
| Katherine Davis | Treasurer | 337.5K | female |
| Wade A. Bracy | Managing Director | 311.8K | male |
| Matthew A. Schillo | MD & Direct to Consumer | 236.5K | male |
| Khatuna Bezhitashvili CAMS SHRM-SCP | Senior Vice President of Human Resources | — | female |
| Brandon Slisz | Compliance Officer | — | male |
| Bill Mitoulas | Investor Relations Manager | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
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Community Opinion for CURN
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
