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Banqup Group (BANQ.BR)
La Hulpe, BE
Banqup Group SA operates as a fintech firm, developing and managing a cloud-based platform that provides administrative and financial solutions both within Belgium and internationally. This platform facilitates dynamic interaction among its clients, their suppliers, those suppliers' customers, and other key entities within the financial ecosystem. The company operates through three principal segments: Digital Services, Traditional Communications Services, and Corporate. Its robust technological suite offers integrated business combination solutions, grounded in documents, identity management, and payment systems. Key offerings include e-trust, e-invoicing, e-payments, e-reporting, and value-added financial services. Additionally, it engages in the optimization of post and parcel activities. Banqup Group serves a diverse clientele, encompassing large corporations, governmental bodies, small and medium-sized enterprises (SMEs), and specialized sectors such as agriculture, accounting, interim services, and construction. Established in 2001, Banqup Group SA, which was formerly Unifiedpost Group SA until its name change in May 2025, is headquartered in La Hulpe, Belgium.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | -12.08% | -13.88% | -44.47% | -34.06% | -34.06% | -44.62% | -40.90% | -86.10% | -91.13% | -91.13% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 1 | 0 |
| Hold | 2 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Software - Application: +13.0%-56.3% Q2'25: -66.6% (vs Q2'23)
-
EPS growth Software - Application: +28.6%+40.2% ★ Q2'25: +22.4% (vs Q2'23)
-
FCF margin FCF growth · Software - Application: +45.3%-48.5% Q2'25: -19.1% (vs Q2'23)
-
EBIT margin Software - Application: +9.4%-38.7% Q2'25: -54.9% (vs Q2'23)
-
ROIC Software - Application: +7.5%-18.1% Q2'25: -45.3% (vs Q2'23)
-
Share dilution Software - Application: +0.0%+2.2% Q2'25: +2.6% (vs Q2'23)
-
Debt / EBITDA Net debt/EBITDA · Software - Application: -1.16×-4.14× Q2'25: -1.24× (vs Q2'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 3 Rev. Ana. 2 EPS Ana. |
Dec 2027 3 Rev. Ana. 2 EPS Ana. |
Dec 2028 3 Rev. Ana. 2 EPS Ana. |
Dec 2029 2 Rev. Ana. |
|---|---|---|---|---|---|---|
| Revenue |
83.55M
est: 104.30M (-19.9%)
|
65.80M
est.
|
58.50M
56.10M – 60.80M
-11.1% YoY
|
69.73M
65.02M – 72.24M
+19.2% YoY
|
79.37M
79.32M – 79.42M
+13.8% YoY
|
87.90M
83.02M – 91.20M
+10.8% YoY
|
| EBITDA |
-10.72M
est: -12.34M (+13.2%)
|
-7.79M
est.
|
-6.92M
-7.20M – -6.64M
+11.1% YoY
|
-8.25M
-8.55M – -7.69M
-19.2% YoY
|
-9.39M
-9.40M – -9.39M
-13.8% YoY
|
-10.40M
-10.79M – -9.82M
-10.8% YoY
|
| EBIT |
-32.30M
est: -29.84M (-8.3%)
|
-18.82M
est.
|
-16.74M
-17.39M – -16.05M
+11.1% YoY
|
-19.95M
-20.67M – -18.60M
-19.2% YoY
|
-22.71M
-22.72M – -22.69M
-13.8% YoY
|
-25.15M
-26.09M – -23.75M
-10.8% YoY
|
| Net Income |
71.03M
est: -29.13M (+343.8%)
|
-38.26M
est.
|
-21.43M
-21.97M – -19.41M
+44.0% YoY
|
-12.70M
-16.48M – -5.86M
+40.7% YoY
|
-7.13M
-10.87M – -2.31M
+43.8% YoY
|
—
— – —
+100.0% YoY
|
| SGA |
50.52M
est: 48.47M (+4.2%)
|
30.58M
est.
|
27.19M
26.07M – 28.26M
-11.1% YoY
|
32.41M
30.21M – 33.57M
+19.2% YoY
|
36.88M
36.86M – 36.91M
+13.8% YoY
|
40.85M
38.58M – 42.38M
+10.8% YoY
|
| EPS |
-1.01
est: -0.81 (-25.5%)
|
-0.84
est.
|
-0.57
-0.60 – -0.53
+31.7% YoY
|
-0.34
-0.45 – -0.16
+41.3% YoY
|
-0.18
-0.30 – -0.06
+46.5% YoY
|
—
— – —
+100.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-28 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-27 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-26 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-25 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-22 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-21 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-20 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-19 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-18 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-15 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-14 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-13 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-12 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-11 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-08 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-07 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-06 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-05 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-04 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-30 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-29 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-28 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-27 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-24 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-23 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-22 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-21 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-20 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-17 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-16 | A- | 4/5 | 1/5 | 5/5 | 5/5 | 2/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 1.2K | 0.28% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Nicolas de Beco | CEO & Executive Director | 558.1K | male |
| Tom S. Van Acker | Chief Operating Officer | 354.0K | male |
| Koen De Brabander | Chief Financial Officer | 317.6K | male |
| Chrystele Dumont | Chief Revenue Officer | 235.0K | female |
| Hans Jacobs | Chief of Staff -Bridge to Business | 219.2K | male |
| Hans A. Leybaert | Founder & Executive Director | 30.0K | male |
| Anke Haesendonck | Finance & Reporting Director | — | — |
| Wim Focquet | Chief People Officer | — | male |
| Anna Ciesielska | ESG Manager | — | female |
| Arthur Paijens | Chief Executive Officer of Unifiedpost Payments | — | male |
| Beatrix Csabai | HR Manager (Hungary), ESG Social Responsibility Lead | — | — |
| Mathias Baert | Head of Legal & Compliance and General Counsel | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BANQ.BR
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
