Solvvy Inc. (7320.T)
Tokyo, JP
Headquartered in Tokyo, Japan, Solvvy Inc. was founded in 2009 and specializes in offering comprehensive warranty services alongside a suite of Software-as-a-Service (SaaS) products. Their extensive service portfolio encompasses various guarantees and support, including coverage for home appliances, long-term building structures, earthquake damage, and pre-owned residences, as well as ground compensation and maintenance fund accumulation. Solvvy also provides essential inspection, upkeep, repair, and customer contact center services, augmented by expert system development consulting. On the technology front, the company develops and markets several SaaS platforms such as Home Manager, Home BOT, Genba Assist, KROX, and My Class. Demonstrating a commitment to innovation, Solvvy Inc. is also venturing into new product and service development within the renewable energy and educational information and communication technology (ICT) sectors. Furthermore, the company diversified its operations to include financial solutions like factoring, escrow, valuation, and facilitating individual credit purchases. Notably, the firm underwent a name change from Japan Living Warranty Inc. to Solvvy Inc. in November 2024.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +12.57% | +2.63% | -0.95% | +8.27% | +6.15% | +18.79% | +7.54% | +56.62% | +52.69% | +89.62% | +89.62% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Software - Application: +13.0%+25.1% ★ Q1'26: +17.1% (vs Q1'25)
-
EPS growth Software - Application: +28.6%-129.4% Q1'26: -45.2% (vs Q1'25)
-
FCF margin FCF growth · Software - Application: +45.3%+3.2% Q1'26: +0.0% (vs Q1'25)
-
EBIT margin Software - Application: +9.4%-12.5% Q1'26: +26.0% (vs Q1'25)
-
ROIC Software - Application: +7.5%-27.3% Q1'26: +42.6% (vs Q1'25)
-
Share dilution Software - Application: +0.0%+119.7% Q1'26: +94.9% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Software - Application: -1.16×-3.78× Q1'26: 0.92× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Jun 2019 actual |
Jun 2020 actual |
Jun 2021 actual |
Jun 2022 actual |
Jun 2023 actual |
Jun 2024 actual |
Jun 2025 actual |
Jun 2026 1 Rev. Ana. 1 EPS Ana. |
Jun 2027 1 Rev. Ana. 1 EPS Ana. |
Jun 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
1.48B
est.
|
1.96B
est: 1.85B (+5.7%)
|
2.62B
est: 2.71B (-3.3%)
|
3.31B
est: 3.20B (+3.3%)
|
3.92B
est: 3.93B (-0.3%)
|
5.36B
est: 5.01B (+7.0%)
|
6.71B
est: 6.92B (-3.1%)
|
7.70B
7.70B – 7.70B
+11.2% YoY
|
9.80B
9.80B – 9.80B
+27.3% YoY
|
11.50B
11.50B – 11.50B
+17.3% YoY
|
| EBITDA |
275.02M
est.
|
334.35M
est: 343.78M (-2.7%)
|
460.03M
est: 504.34M (-8.8%)
|
857.85M
est: 594.65M (+44.3%)
|
1.18B
est: 730.30M (+61.8%)
|
1.52B
est: 931.00M (+62.9%)
|
-604.05M
est: 1.29B (-147.0%)
|
1.43B
1.43B – 1.43B
+11.2% YoY
|
1.82B
1.82B – 1.82B
+27.3% YoY
|
2.14B
2.14B – 2.14B
+17.3% YoY
|
| EBIT |
227.54M
est.
|
278.02M
est: 284.42M (-2.2%)
|
395.33M
est: 417.25M (-5.3%)
|
764.26M
est: 491.97M (+55.3%)
|
1.04B
est: 604.20M (+71.6%)
|
1.32B
est: 770.24M (+71.8%)
|
-835.13M
est: 1.06B (-178.5%)
|
1.18B
1.18B – 1.18B
+11.2% YoY
|
1.51B
1.51B – 1.51B
+27.3% YoY
|
1.77B
1.77B – 1.77B
+17.3% YoY
|
| Net Income |
142.82M
est.
|
186.56M
est: 174.26M (+7.1%)
|
243.22M
est: 504.57M (-51.8%)
|
546.44M
est: 589.50M (-7.3%)
|
751.28M
est: 763.75M (-1.6%)
|
973.31M
est: 1.03B (-5.7%)
|
-628.14M
est: 1.24B (-150.5%)
|
1.52B
1.52B – 1.52B
+22.0% YoY
|
2.04B
2.04B – 2.04B
+34.3% YoY
|
2.54B
2.54B – 2.54B
+25.0% YoY
|
| SGA |
729.28M
est.
|
983.00M
est: 911.60M (+7.8%)
|
1.28B
est: 1.34B (-4.6%)
|
1.54B
est: 1.58B (-2.4%)
|
2.05B
est: 1.94B (+5.6%)
|
2.76B
est: 2.47B (+11.8%)
|
3.19B
est: 3.41B (-6.6%)
|
3.79B
3.79B – 3.79B
+11.2% YoY
|
4.83B
4.83B – 4.83B
+27.3% YoY
|
5.67B
5.67B – 5.67B
+17.3% YoY
|
| EPS |
12.95
est.
|
37.35
est: 15.80 (+136.4%)
|
48.73
est: 45.75 (+6.5%)
|
109.48
est: 53.45 (+104.8%)
|
149.75
est: 69.25 (+116.2%)
|
193.88
est: 93.63 (+107.1%)
|
-56.95
est: 112.73 (-150.5%)
|
137.50
137.50 – 137.50
+22.0% YoY
|
184.60
184.60 – 184.60
+34.3% YoY
|
230.70
230.70 – 230.70
+25.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-08 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-07 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-01 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-30 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-28 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-27 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-24 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-23 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 |
| 2026-04-22 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 |
| 2026-04-21 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 |
| 2026-04-20 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 |
| 2026-04-17 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 |
| 2026-04-16 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Avantis International Small Cap Equity ETF AVDS | 0.00% | 4.7K | 0.30% |
| 2 | Dimensional - International Core Equity 2 ETF DFIC | 0.00% | 10.0K | 0.22% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Atsushi Yoshikawa | Senior Executive Officer | — | male |
| Kosuke Kato | Senior Executive Officer | — | male |
| Miyoko Kido | Senior Executive Officer | — | female |
| Naoki Nishio | Executive Vice President & Representative Director | — | male |
| Naoki Watabe | Senior Executive Officer | — | male |
| Takuya Arakawa | Executive Vice President & Representative Director | — | male |
| Yoshitaka Adachi | President, Chief Executive Officer & Chairman | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 7320.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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