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ZUU Co.,Ltd. (4387.T)

JPY485.00 +0.00 (+0.00%)
JP JPX Technology Software - Application
Address Sumitomo Fudousan Aobadai Tower 153-0042
Tokyo, JP
CEO Kazumasa Tomita
Website zuu.co.jp
IPO 2018-06-22
ISIN JP3411810009

Explore sections of this company profile

Description

ZUU Co.,Ltd. is a financial technology (fintech) enterprise that maintains platforms in both Japan and Singapore. The company's services encompass specialized fintech support, the PDCA Cloud Software-as-a-Service (SaaS) which helps improve organizational efficiency and profitability, and various crowdfunding options for both loans and stock investments. Additionally, ZUU operates ZUU online, a digital financial media outlet that provides in-depth content on financial and economic topics. The Tokyo-based company was founded in 2013.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY485.00 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
3.9K
Beta
0.60
Float Shares
1.05M
Free Float %
22.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+2.61% -5.17% -0.90% -21.20% -11.15% -14.73% -25.17% -36.56% -71.34% -83.21% -83.21%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
485.00
DCF (Unlevered) 1,313.88 +170.9%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.40
Distress
Piotroski F-Score
3 / 9
Average
MOAT Score
3 / 10
No MOAT
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Software - Application: +13.0%
    -12.4% Q1'26: -17.2% (vs Q1'25)
  • EPS growth Software - Application: +28.6%
    -431.8% Q1'26: -135.6% (vs Q1'25)
  • FCF margin FCF growth · Software - Application: +45.3%
    -8.2% Q1'26: +0.0% (vs Q1'25)
  • EBIT margin Software - Application: +9.4%
    -13.2% Q1'26: -24.4% (vs Q1'25)
  • ROIC Software - Application: +7.5%
    -3.2% Q1'26: -6.1% (vs Q1'25)
  • Share dilution Software - Application: +0.0%
    -0.1% Q1'26: -0.1% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Software - Application: -1.16×
    -7.65× Q1'26: 7.89× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.56) × ERP
WACC = 75% × Ke + 25% × Kd (4.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 1,310.61 Current price: 485.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Revenue
1.32B
est: 1.17B (+12.6%)
1.85B
est: 1.53B (+21.0%)
2.79B
est: 1.85B (+50.8%)
3.40B
est: 3.80B (-10.5%)
2.90B
est: 4.32B (-32.9%)
2.99B
est: 4.85B (-38.3%)
EBITDA
167.11M
est: 40.98M (+307.8%)
-91.96M
est: 53.48M (-272.0%)
-169.44M
est: 64.79M (-361.5%)
190.21M
est: 133.08M (+42.9%)
33.41M
est: 151.30M (-77.9%)
727.89M
est: 169.86M (+328.5%)
EBIT
163.65M
est: 25.36M (+545.3%)
-107.50M
est: 33.10M (-424.8%)
-241.53M
est: 40.10M (-702.3%)
173.46M
est: 82.36M (+110.6%)
-4.90M
est: 93.64M (-105.2%)
670.60M
est: 105.12M (+537.9%)
Net Income
107.21M
est: 122.42M (-12.4%)
-92.79M
est: 212.03M (-143.8%)
-300.09M
est: 242.93M (-223.5%)
90.03M
est: 249.59M (-63.9%)
-45.16M
est: 350.37M (-112.9%)
120.10M
est: 550.99M (-78.2%)
SGA
117.08M
est: 689.95M (-83.0%)
425.66M
est: 900.48M (-52.7%)
2.08B
est: 1.09B (+90.8%)
2.22B
est: 2.24B (-1.0%)
315.70M
est: 2.55B (-87.6%)
1.95B
est: 2.86B (-32.0%)
EPS
24.87
est: 25.75 (-3.4%)
-22.12
est: 44.60 (-149.6%)
-67.91
est: 51.10 (-232.9%)
18.96
est: 52.50 (-63.9%)
-9.51
est: 73.70 (-112.9%)
25.29
est: 115.90 (-78.2%)
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-15 B 3/5 3/5 3/5 3/5 2/5 2/5 3/5
2026-05-14 B 3/5 3/5 3/5 3/5 2/5 2/5 3/5
2026-05-13 B 3/5 3/5 3/5 3/5 2/5 2/5 3/5
2026-05-12 B 3/5 3/5 3/5 3/5 2/5 2/5 3/5
2026-05-11 B 3/5 3/5 3/5 3/5 2/5 2/5 3/5
2026-05-08 B 3/5 3/5 3/5 3/5 2/5 2/5 4/5
2026-05-07 B 3/5 3/5 3/5 3/5 2/5 2/5 4/5
2026-05-01 B 3/5 3/5 3/5 3/5 2/5 2/5 4/5
2026-04-30 B 3/5 3/5 3/5 3/5 2/5 2/5 4/5
2026-04-28 B 3/5 3/5 3/5 3/5 2/5 2/5 4/5
2026-04-27 B 3/5 3/5 2/5 3/5 2/5 2/5 4/5
2026-04-24 B- 3/5 3/5 2/5 3/5 2/5 2/5 3/5
2026-04-23 B- 3/5 3/5 2/5 3/5 2/5 2/5 3/5
2026-04-22 B- 3/5 3/5 2/5 3/5 2/5 2/5 3/5
2026-04-21 B- 3/5 3/5 2/5 3/5 2/5 2/5 3/5
2026-04-20 B- 3/5 3/5 2/5 3/5 2/5 2/5 3/5
2026-04-17 B- 3/5 3/5 2/5 3/5 2/5 2/5 3/5
2026-04-16 B- 3/5 3/5 2/5 3/5 2/5 2/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-2.75M
OE per share TTM
-0.58
Owner's Yield
-0.11%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
1.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
-2.32M
Shares Outstanding
4.75M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Kazumasa Tomita President, Chief Executive Officer, Founder & Representative Chairman male
Mitsuhiro Kotani Executive Officer of Alliance
Takuro Higuchi Executive Officer, Head of Financial Media Platform & Director male
Yusuke Harada Executive Officer & Head of Marketing Media Platform male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend history

Earnings history

Earnings reports

Stock splits