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Capital Asset Planning, Inc. (3965.T)
Osaka, JP
Capital Asset Planning, Inc., established in Osaka, Japan, in 1990, delivers system integration services both domestically and internationally. The company develops specialized application systems tailored for life insurance providers, encompassing policy design, issuance processes, customer information portals for relationship management, and broader web and PC system development. They also create sophisticated tools for life planning, public pension estimations, and retirement scenario simulations. For banks and securities firms, CAP offers comprehensive systems that facilitate over-the-counter sales of investment trusts, life and individual annuity insurance, along with solutions for portfolio design, individual stock selection, information dissemination for defined contribution pension participants, and future fund management projections. A key offering is their cloud-based Wealth Management Workstation (WMW), an integrated asset management platform, which also supports their estate planning services for financial practitioners. Additionally, CAP provides financial planning education, covering subjects like portfolio and life insurance theories, real estate, and private banking, including tax law, and develops and distributes related educational content.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -5.17% | -3.06% | -1.67% | -1.20% | +3.90% | -0.60% | +8.27% | +17.86% | -25.54% | -37.74% | -37.74% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Software - Application: +13.0%+18.5% ★ Q1'26: +11.9% (vs Q1'25)
-
EPS growth Software - Application: +28.6%+155.8% ★ Q1'26: +9.1% (vs Q1'25)
-
FCF margin FCF growth · Software - Application: +45.3%+2.9% Q1'26: +12.9% (vs Q1'25)
-
EBIT margin Software - Application: +9.4%+5.9% Q1'26: +15.4% (vs Q1'25)
-
ROIC Software - Application: +7.5%+11.6% ★ Q1'26: +39.3% (vs Q1'25)
-
Share dilution Software - Application: +0.0%+0.2% Q1'26: +0.2% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Software - Application: -1.16×1.67× Q1'26: 0.67× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Sep 2016 actual |
Sep 2017 actual |
Sep 2018 actual |
Sep 2019 actual |
Sep 2020 actual |
Sep 2021 actual |
Sep 2022 actual |
Sep 2023 actual |
Sep 2024 actual |
Sep 2025 actual |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
4.24B
est: 4.25B (-0.3%)
|
6.01B
est: 5.95B (+1.0%)
|
6.55B
est: 6.88B (-4.8%)
|
7.29B
est: 7.20B (+1.3%)
|
6.88B
est: 7.00B (-1.7%)
|
6.63B
est: 6.80B (-2.5%)
|
6.75B
est: 7.00B (-3.6%)
|
8.05B
est: 7.60B (+5.9%)
|
8.18B
est: 8.60B (-4.9%)
|
9.69B
est: 9.50B (+2.0%)
|
| EBITDA |
334.36M
est: 275.06M (+21.6%)
|
454.23M
est: 384.72M (+18.1%)
|
613.28M
est: 444.85M (+37.9%)
|
804.67M
est: 465.54M (+72.8%)
|
350.88M
est: 452.61M (-22.5%)
|
387.13M
est: 439.68M (-12.0%)
|
53.22M
est: 452.61M (-88.2%)
|
761.85M
est: 491.40M (+55.0%)
|
613.21M
est: 556.06M (+10.3%)
|
846.59M
est: 614.25M (+37.8%)
|
| EBIT |
261.07M
est: 89.91M (+190.4%)
|
338.13M
est: 125.76M (+168.9%)
|
503.30M
est: 145.42M (+246.1%)
|
658.80M
est: 152.18M (+332.9%)
|
189.19M
est: 147.96M (+27.9%)
|
141.12M
est: 143.73M (-1.8%)
|
-320.97M
est: 147.96M (-316.9%)
|
337.68M
est: 160.64M (+110.2%)
|
258.10M
est: 181.77M (+42.0%)
|
566.37M
est: 200.80M (+182.1%)
|
| Net Income |
150.58M
est: 199.13M (-24.4%)
|
218.36M
est: 208.17M (+4.9%)
|
281.37M
est: 350.30M (-19.7%)
|
437.89M
est: 382.46M (+14.5%)
|
89.29M
est: 110.83M (-19.4%)
|
69.57M
est: 80.97M (-14.1%)
|
-248.38M
|
221.62M
est: 100.50M (+120.5%)
|
156.76M
est: 351.45M (-55.4%)
|
401.82M
est: 552.44M (-27.3%)
|
| SGA |
754.58M
est: 710.90M (+6.1%)
|
810.30M
est: 994.32M (-18.5%)
|
963.77M
est: 1.15B (-16.2%)
|
1.11B
est: 1.20B (-7.5%)
|
1.11B
est: 1.17B (-5.5%)
|
1.11B
est: 1.14B (-2.0%)
|
1.21B
est: 1.17B (+3.0%)
|
1.29B
est: 1.27B (+1.6%)
|
1.35B
est: 1.44B (-6.4%)
|
1.59B
est: 1.59B (+0.2%)
|
| EPS |
36.99
est: 34.68 (+6.7%)
|
43.22
est: 36.25 (+19.2%)
|
53.19
est: 61.00 (-12.8%)
|
76.73
est: 66.60 (+15.2%)
|
15.65
est: 19.30 (-18.9%)
|
12.19
est: 14.10 (-13.5%)
|
-43.45
|
38.72
est: 17.50 (+121.3%)
|
27.35
est: 61.20 (-55.3%)
|
69.97
est: 96.20 (-27.3%)
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-15 | A | 4/5 | 3/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-14 | A | 4/5 | 3/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-13 | A | 4/5 | 3/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-12 | A | 4/5 | 3/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-11 | A | 4/5 | 3/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-08 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-07 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-01 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-30 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-28 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-27 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-24 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-23 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-22 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-21 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-20 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-17 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-16 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Koichi Aoki | Finance & Accounting Department Manager and Director | — | male |
| Masakazu Kitayama | President, Chief Executive Officer & Director | — | male |
| Shigeo Ando | GM of SS Planning Business Division & Director | — | male |
| Tsutomu Satomi | General Manager of System Solution Business Division & Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 3965.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
