XRP Price Stalls as CLARITY Act Delays

13.07.2026 · By Bernal Fintech Markets Desk

XRP has fallen nearly 40% this year and now trades near $1.06 as the CLARITY Act faces delays in the U.S. Senate. The stalled legislation, which could provide regulatory clarity for the cryptocurrency, has left investors in limbo. With the July 17 hearing approaching, the future of XRP remains uncertain amid broader market declines.

The Motley Fool recently predicted that XRP could lose 50% of its value, citing a sharp decline over the past six months despite billions flowing into spot XRP ETFs. This downward trend has been exacerbated by the lack of regulatory clarity, which has hindered broader adoption and investment confidence in the asset.

Regulatory Uncertainty and Market Dynamics

The CLARITY Act, designed to provide a legal framework for stablecoins and digital assets, has been stalled in the Senate, adding to the uncertainty surrounding XRP. Ripple, the company behind XRP, has been pushing for the bill to pass, as it could help legitimize XRP as a viable asset for cross-border payments. However, without clear legislative action, the market remains volatile.

As of July 13, 2026, XRP was trading near $1.06, with Bitcoin and Ethereum also experiencing declines in a broader market downturn. The lack of regulatory clarity has led to a cautious stance among investors, with many waiting for the outcome of the July 17 hearing to determine the next steps for XRP.

What it means for markets

The delay of the CLARITY Act could lead to further downward pressure on XRP, with investors potentially shifting their focus to more stable assets in the short term. The outcome of the July 17 hearing will be critical in determining the trajectory of XRP and the broader crypto market.