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Goldmoney Inc. (XAU.TO)

CAD14.62 +0.06 (+0.41%)
CA TSX Financial Services Financial - Capital Markets
Address 334 Adelaide Street West M5V 1R4
Toronto, ON, CA
CEO Roy Sebag
Website goldmoney.com
IPO 2015-05-13
ISIN VGG4001R1047

Explore sections of this company profile

Also trades on Other OTC · XAUMF (USD) Toronto Stock Exchange · XAU.TO (CAD)
Description

Operating globally, Goldmoney Inc. delivers financial services and technological solutions centered on precious metals. Through its Goldmoney.com online platform, the company provides secure custody and storage for physical precious metals, alongside offering coin sales and lending services. Furthermore, it functions as a dealer, facilitating the acquisition and divestment of physical precious metals – specifically bars, coins, and wafers – via SchiffGold.com. Its operations extend to the design, production, and retail of gold and platinum jewelry, accessible through Mene.com. Established in 2001, the firm, initially known as BitGold Inc., adopted the Goldmoney Inc. name in July 2015. Its corporate headquarters are situated in Toronto, Canada.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
CAD14.62 +0.06 (+0.41%)
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Volume Profile
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Liquidity & share structure
Average Volume
11.1K
Beta
0.64
Float Shares
7.37M
Free Float %
59.3%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.51% -2.15% -4.50% -4.44% +39.42% +48.51% +87.76% +55.68% +12.25% -41.81% +16.99%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
14.62
DCF (Levered) 44.00 +200.9%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.57
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
3 / 10
No MOAT
Composite Rating
A+
Overall Score
5 / 5
High
DCF Score
5 / 5
High
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • ✓
    Revenue growth Financial - Capital Markets: +19.7%
    +55.3% ★ Q4'25: +227.5% (vs Q4'24)
  • ✓
    EPS growth Financial - Capital Markets: +35.3%
    +160.3% ★ Q4'25: +513.6% (vs Q4'24)
  • ✓
    FCF margin FCF growth · Financial - Capital Markets: +29.5%
    +40.2% Q4'25: +33.5% (vs Q4'24)
  • ✗
    EBIT margin Financial - Capital Markets: +33.5%
    +19.8% Q4'25: +30.5% (vs Q4'24)
  • ✗
    ROIC Financial - Capital Markets: +4.0%
    +7.8% ★ Q4'25: +41.8% (vs Q4'24)
  • ✓
    Share dilution Financial - Capital Markets: +0.0%
    -1.8% ★ Q4'25: +0.5% (vs Q4'24)
  • ✗
    Debt / EBITDA Net debt/EBITDA · Financial - Capital Markets: -0.30×
    4.03× Q4'25: 1.23× (vs Q4'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.63) × ERP
WACC = 71% × Ke + 29% × Kd (4.8%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Current price: 14.62
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2016
actual 		Mar 2017
actual 		Mar 2018
actual 		Mar 2019
actual 		Mar 2020
actual 		Mar 2021
actual 		Mar 2022
actual 		Mar 2025
actual 		Mar 2026
1 Rev. Ana.
1 EPS Ana. 		Mar 2027
1 Rev. Ana.
1 EPS Ana. 		Mar 2028
1 Rev. Ana.
1 EPS Ana. 		Mar 2029
1 Rev. Ana.
1 EPS Ana. 		Mar 2030
1 Rev. Ana.
1 EPS Ana.
Revenue
258.71M
est: 4.00M (+6,367.6%)
523.80M
est: 224.99M (+132.8%)
340.07M
est: 282.48M (+20.4%)
340.07M
est: 409.11M (-16.9%)
281.54M
est: 331.91M (-15.2%)
458.87M
est: 256.72M (+78.7%)
662.25M
est: 198.56M (+233.5%)
101.83M
est: 4.00M (+2,445.8%)
4.00M
4.00M – 4.00M
+0.0% YoY
224.99M
224.99M – 224.99M
+5,524.7% YoY
282.48M
282.48M – 282.48M
+25.6% YoY
409.11M
409.11M – 409.11M
+44.8% YoY
331.91M
331.91M – 331.91M
-18.9% YoY
EBITDA
-14.00M
est: 163.4K (-8,671.6%)
-6.66M
est: 9.19M (-172.5%)
3.64M
est: 11.54M (-68.5%)
3.64M
est: 16.71M (-78.2%)
23.07M
est: 13.56M (+70.2%)
-8.02M
est: -13.36M (+40.0%)
13.80M
est: 8.15M (+69.3%)
20.88M
est: 163.4K (+12,683.2%)
163.4K
163.4K – 163.4K
+0.0% YoY
9.19M
9.19M – 9.19M
+5,524.7% YoY
11.54M
11.54M – 11.54M
+25.6% YoY
16.71M
16.71M – 16.71M
+44.8% YoY
13.56M
13.56M – 13.56M
-18.9% YoY
EBIT
-14.65M
est: 132.5K (-11,152.9%)
-7.56M
est: 7.45M (-201.4%)
2.67M
est: 9.36M (-71.5%)
2.67M
est: 13.55M (-80.3%)
22.05M
est: 11.00M (+100.5%)
-9.40M
est: -175.6K (-5,252.0%)
12.49M
est: 6.61M (+88.9%)
20.12M
est: 132.5K (+15,078.3%)
132.5K
132.5K – 132.5K
+0.0% YoY
7.45M
7.45M – 7.45M
+5,524.7% YoY
9.36M
9.36M – 9.36M
+25.6% YoY
13.55M
13.55M – 13.55M
+44.8% YoY
11.00M
11.00M – 11.00M
-18.9% YoY
Net Income
-15.12M
est: -15.14M (+0.1%)
-7.54M
est: -40.10M (+81.2%)
4.40M
est: 5.60M (-21.4%)
4.40M
est: 22.17M (-80.1%)
23.59M
est: 2.02M (+1,070.6%)
-9.71M
est: -7.51M (-29.3%)
11.65M
est: 1.60M (+628.9%)
14.57M
est: -15.14M (+196.2%)
-15.14M
-15.14M – -15.14M
+0.0% YoY
-7.68M
-7.68M – -7.68M
+49.3% YoY
5.60M
5.60M – 5.60M
+172.9% YoY
22.17M
22.17M – 22.17M
+296.1% YoY
2.02M
2.02M – 2.02M
-90.9% YoY
SGA
16.70M
est: 308.5K (+5,311.7%)
16.03M
est: 17.35M (-7.7%)
17.69M
est: 21.79M (-18.8%)
17.69M
est: 31.56M (-43.9%)
22.78M
est: 25.60M (-11.0%)
16.68M
est: 13.62M (+22.5%)
19.90M
est: 15.39M (+29.3%)
8.65M
est: 308.5K (+2,703.2%)
308.5K
308.5K – 308.5K
+0.0% YoY
17.35M
17.35M – 17.35M
+5,524.7% YoY
21.79M
21.79M – 21.79M
+25.6% YoY
31.56M
31.56M – 31.56M
+44.8% YoY
25.60M
25.60M – 25.60M
-18.9% YoY
EPS
-1.50
est: -1.13 (-33.1%)
-0.56
est: -0.57 (+2.1%)
0.30
est: 0.42 (-28.0%)
1.53
est: 1.65 (-7.3%)
-0.65
est: 0.15 (-533.3%)
0.75
est: 0.06 (+1,158.4%)
-0.40
est: 0.12 (-437.8%)
1.11
est: -1.13 (+198.5%)
-1.13
-1.13 – -1.13
+0.0% YoY
-0.57
-0.57 – -0.57
+49.3% YoY
0.42
0.42 – 0.42
+172.9% YoY
1.65
1.65 – 1.65
+296.1% YoY
0.15
0.15 – 0.15
-90.9% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-28 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-27 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-26 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-25 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-22 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-21 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-20 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-19 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-15 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-14 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-13 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-12 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-11 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-08 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-07 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-06 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-05 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-04 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-01 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-30 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-29 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-28 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-27 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-24 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-23 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-22 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-21 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-20 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-17 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-16 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
43.75M
OE per share TTM
3.33
Owner's Yield
22.52%
Maintenance CapEx ratio
2.35%
Maint CapEx / Avg PPE
1.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
745.0K
Shares Outstanding
12.43M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Alessandro Premoli Chief Technology Officer 472.0K male
Paul Mennega Chief Operating Officer 330.0K male
Roy Sebag Co-Founder, Chairperson, President & Chief Executive Officer 275.0K male
Sean Ty Chief Financial Officer 180.0K male
Stefan Wieler Vice President & Director 100.0K male
Serge Prostran Compliance Manager — male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

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