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OVB Holding AG (O4B.DE)

EUR18.90 +0.10 (+0.53%)
DE XETRA Financial Services Financial - Capital Markets
Address Heumarkt 1 50667
Cologne, DE
CEO Mario Freis
Website ovb.eu
IPO 2006-07-21
ISIN DE0006286560

Explore sections of this company profile

Description

OVB Holding AG, along with its group entities, delivers financial advisory and brokerage services to private individuals across Europe. The firm provides guidance to clients on managing their personal finances and acts as an intermediary for a wide array of financial instruments. These products are supplied by various institutions such as insurance providers, banks, mortgage lenders, and other businesses. Founded in 1970, OVB Holding AG is headquartered in Cologne, Germany.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR18.90 +0.10 (+0.53%)
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Volume Profile
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Liquidity & share structure
Average Volume
49
Beta
0.24
Float Shares
430.5K
Free Float %
3.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% -1.89% -2.80% -3.70% +8.90% +4.52% -7.14% -15.45% -0.95% +17.85% -1.42%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
18.90
DCF (Unlevered) 31.05 +64.3%
DCF (Levered) 60.06 +217.8%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 50% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 0 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
2.17
Grey zone
Piotroski F-Score
4 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
3 / 5
Medium
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • ✓
    Revenue growth Financial - Capital Markets: +19.7%
    +7.0% Q1'26: +5.7% (vs Q1'25)
  • ✗
    EPS growth Financial - Capital Markets: +35.3%
    -55.6% Q1'26: -68.8% (vs Q1'25)
  • ✗
    FCF margin FCF growth · Financial - Capital Markets: +29.5%
    -4.9% Q1'26: +6.5% (vs Q1'25)
  • ✗
    EBIT margin Financial - Capital Markets: +33.5%
    -1.1% Q1'26: -0.6% (vs Q1'25)
  • ✓
    ROIC Financial - Capital Markets: +4.0%
    — Q1'26: +5.0% (vs Q1'25)
  • ✗
    Share dilution Financial - Capital Markets: +0.0%
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • ✓
    Debt / EBITDA Net debt/EBITDA · Financial - Capital Markets: -0.30×
    1.39× ★ Q1'26: 1.41× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.34) × ERP
WACC = 97% × Ke + 3% × Kd (4.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Intrinsic value (base): 30.86 Current price: 18.90
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2010
actual 		Dec 2011
actual 		Dec 2012
actual 		Dec 2013
actual 		Dec 2014
actual 		Dec 2015
actual 		Dec 2016
actual 		Dec 2017
actual 		Dec 2018
actual 		Dec 2019
actual 		Dec 2020
actual 		Dec 2021
actual 		Dec 2022
actual 		Dec 2023
actual 		Dec 2024
actual 		Dec 2025
actual 		Dec 2026
2 Rev. Ana.
2 EPS Ana. 		Dec 2027
2 Rev. Ana.
2 EPS Ana. 		Dec 2028
2 Rev. Ana.
2 EPS Ana. 		Dec 2029
1 Rev. Ana.
1 EPS Ana.
Revenue
175.07M
est: 188.56M (-7.2%)
199.49M
est: 206.50M (-3.4%)
194.47M
est: 203.95M (-4.6%)
187.58M
est: 202.56M (-7.4%)
197.40M
est: 202.59M (-2.6%)
210.11M
est: 212.55M (-1.1%)
218.69M
est: 220.67M (-0.9%)
221.63M
est: 226.82M (-2.3%)
231.34M
est: 236.00M (-2.0%)
257.82M
est: 260.35M (-1.0%)
270.56M
est: 272.24M (-0.6%)
320.70M
est: 315.61M (+1.6%)
331.95M
est: 340.00M (-2.4%)
354.35M
est: 382.93M (-7.5%)
408.65M
est: 406.89M (+0.4%)
437.21M
est: 459.52M (-4.9%)
455.92M
452.12M – 459.72M
-0.8% YoY
478.23M
477.72M – 478.73M
+4.9% YoY
497.92M
493.28M – 502.55M
+4.1% YoY
511.00M
508.64M – 513.36M
+2.6% YoY
EBITDA
9.94M
est: 15.93M (-37.6%)
11.42M
est: 11.64M (-1.9%)
15.56M
est: 12.33M (+26.3%)
14.20M
est: 15.75M (-9.9%)
16.17M
est: 14.36M (+12.6%)
18.30M
est: 18.75M (-2.4%)
20.96M
est: 18.49M (+13.3%)
20.57M
est: 21.45M (-4.1%)
17.16M
est: 21.19M (-19.0%)
22.58M
est: 18.95M (+19.2%)
21.99M
est: 22.22M (-1.0%)
30.27M
est: 27.85M (+8.7%)
30.22M
est: 30.00M (+0.7%)
29.55M
est: 28.81M (+2.6%)
37.22M
est: 30.61M (+21.6%)
7.13M
est: 34.57M (-79.4%)
34.30M
34.02M – 34.59M
-0.8% YoY
35.98M
35.94M – 36.02M
+4.9% YoY
37.46M
37.11M – 37.81M
+4.1% YoY
38.45M
38.27M – 38.63M
+2.6% YoY
EBIT
6.81M
est: 9.16M (-25.7%)
7.49M
est: 5.26M (+42.4%)
12.38M
est: 6.02M (+105.5%)
11.33M
est: 10.43M (+8.6%)
13.03M
est: 10.20M (+27.8%)
14.61M
est: 13.49M (+8.3%)
17.32M
est: 14.49M (+19.5%)
16.45M
est: 16.98M (-3.1%)
12.89M
est: 16.65M (-22.6%)
15.70M
est: 14.58M (+7.7%)
15.04M
est: 15.28M (-1.6%)
22.54M
est: 20.03M (+12.5%)
21.73M
est: 21.58M (+0.7%)
21.31M
est: 19.21M (+10.9%)
26.94M
est: 20.41M (+32.0%)
-4.78M
est: 23.05M (-120.8%)
22.87M
22.68M – 23.06M
-0.8% YoY
23.99M
23.96M – 24.02M
+4.9% YoY
24.98M
24.75M – 25.21M
+4.1% YoY
25.63M
25.52M – 25.75M
+2.6% YoY
Net Income
4.01M
est: 8.40M (-52.3%)
4.16M
est: 4.38M (-5.1%)
8.26M
est: 4.15M (+99.2%)
8.02M
est: 8.14M (-1.5%)
8.72M
est: 8.00M (+9.0%)
9.38M
est: 9.47M (-1.0%)
12.54M
est: 9.68M (+29.5%)
12.14M
est: 12.89M (-5.8%)
9.62M
est: 12.63M (-23.9%)
11.01M
est: 10.65M (+3.4%)
10.49M
est: 11.12M (-5.7%)
15.72M
est: 15.75M (-0.2%)
14.67M
est: 15.89M (-7.7%)
14.32M
est: 18.23M (-21.5%)
19.22M
est: 18.55M (+3.6%)
8.57M
est: 10.26M (-16.5%)
12.72M
11.69M – 13.71M
+24.0% YoY
16.26M
15.39M – 17.18M
+27.8% YoY
18.08M
17.39M – 18.73M
+11.2% YoY
20.52M
20.40M – 20.64M
+13.5% YoY
SGA
—
est: 24.06M (-100.0%)
30.49M
est: 27.16M (+12.3%)
29.06M
est: 24.49M (+18.7%)
28.83M
est: 30.99M (-7.0%)
27.61M
est: 33.71M (-18.1%)
28.64M
est: 26.14M (+9.6%)
30.13M
est: 62.97M (-52.2%)
29.89M
est: 63.47M (-52.9%)
33.60M
est: 64.84M (-48.2%)
33.65M
est: 75.47M (-55.4%)
31.27M
est: 77.37M (-59.6%)
37.71M
est: 80.64M (-53.2%)
43.66M
est: 41.81M (+4.4%)
46.88M
est: 50.12M (-6.5%)
48.16M
est: 91.64M (-47.5%)
67.84M
est: 60.15M (+12.8%)
59.67M
59.18M – 60.17M
-0.8% YoY
62.59M
62.53M – 62.66M
+4.9% YoY
65.17M
64.56M – 65.78M
+4.1% YoY
66.88M
66.58M – 67.19M
+2.6% YoY
EPS
0.28
est: 0.40 (-30.3%)
0.29
est: 0.35 (-17.2%)
0.58
est: 0.55 (+6.3%)
0.56
est: 0.58 (-2.7%)
0.61
est: 0.64 (-4.6%)
0.66
est: 0.66 (-0.7%)
0.88
est: 0.83 (+5.9%)
0.85
est: 0.79 (+8.1%)
0.67
est: 0.69 (-2.9%)
0.77
est: 0.74 (+4.8%)
0.74
est: 0.77 (-3.3%)
1.10
est: 1.11 (-0.5%)
1.03
est: 1.12 (-7.6%)
1.00
est: 1.28 (-21.8%)
1.35
est: 1.30 (+3.7%)
0.60
est: 0.72 (-16.7%)
0.89
0.82 – 0.96
+23.8% YoY
1.14
1.08 – 1.21
+28.2% YoY
1.27
1.22 – 1.31
+10.9% YoY
1.44
1.43 – 1.45
+13.6% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-21 B 3/5 5/5 3/5 4/5 3/5 1/5 1/5
2026-05-20 B 3/5 5/5 3/5 4/5 3/5 1/5 1/5
2026-05-19 B 3/5 5/5 3/5 4/5 3/5 1/5 1/5
2026-05-18 B 3/5 5/5 3/5 4/5 3/5 1/5 1/5
2026-05-15 B 3/5 5/5 3/5 4/5 3/5 1/5 1/5
2026-05-14 B 3/5 5/5 3/5 4/5 3/5 1/5 1/5
2026-05-13 B 3/5 5/5 3/5 4/5 3/5 1/5 1/5
2026-05-12 B 3/5 5/5 3/5 4/5 3/5 1/5 1/5
2026-05-11 B 3/5 5/5 3/5 4/5 3/5 1/5 1/5
2026-05-08 B+ 3/5 5/5 3/5 5/5 3/5 1/5 1/5
2026-05-07 B+ 3/5 5/5 3/5 5/5 3/5 1/5 1/5
2026-05-06 B+ 3/5 5/5 3/5 5/5 3/5 1/5 1/5
2026-05-05 B+ 3/5 5/5 3/5 5/5 3/5 1/5 1/5
2026-05-04 B+ 3/5 5/5 3/5 5/5 3/5 1/5 1/5
2026-04-30 B+ 3/5 5/5 3/5 5/5 3/5 1/5 1/5
2026-04-29 B+ 3/5 5/5 3/5 5/5 3/5 1/5 1/5
2026-04-28 B+ 3/5 5/5 3/5 5/5 3/5 1/5 1/5
2026-04-27 B+ 3/5 5/5 3/5 5/5 3/5 1/5 1/5
2026-04-24 B+ 3/5 5/5 3/5 5/5 3/5 1/5 1/5
2026-04-23 B 3/5 5/5 3/5 5/5 2/5 1/5 1/5
2026-04-22 B 3/5 5/5 3/5 5/5 2/5 1/5 1/5
2026-04-21 B 3/5 5/5 3/5 5/5 2/5 1/5 1/5
2026-04-20 B 3/5 5/5 3/5 5/5 2/5 1/5 1/5
2026-04-17 B 3/5 5/5 3/5 5/5 2/5 1/5 1/5
2026-04-16 B 3/5 5/5 3/5 5/5 2/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
22.48M
OE per share TTM
1.58
Owner's Yield
7.58%
Maintenance CapEx ratio
15.72%
Maint CapEx / Avg PPE
4.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
-6.0K
Shares Outstanding
14.25M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Mario Freis Chairman of the Executive Board & Chief Executive Officer 916.0K male
Heinrich Fritzlar Chief Operating Officer & Member of Executive Board 439.0K male
Brigitte Bonifer Director Investor Relations — female
Harald Ortner Managing Director of OVB Spain — male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

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