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Close Brothers Group plc (CS3.F)

EUR4.78 -0.06 (-1.24%)
GB FSX Financial Services Financial - Capital Markets
Address 10 Crown Place EC2A 4FT
London, GB
CEO Michael Bartlett Morgan
IPO 2000-09-29
ISIN GB0007668071

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Also trades on Frankfurt Stock Exchange · CS3.F (EUR) London Stock Exchange · CBG.L (GBp) Other OTC · CBGPF (USD) Other OTC · CBGPY (USD)
Description

Close Brothers Group plc functions as a prominent merchant bank in the United Kingdom, offering a comprehensive array of financial solutions to both individuals and small businesses. Its operations are structured into five distinct segments: Commercial, Retail, Property, Asset Management, and Securities. The company provides various savings products, including personal and business accounts, alongside pension deposits. Its lending activities encompass asset finance, asset-based lending, commercial vehicle leasing, short-term bridging loans, and insurance premium finance. They also specialize in invoice discounting, debt factoring, and financing for property ventures. Moreover, Close Brothers extends specialized funding for general aviation aircraft and diverse leisure and commercial marine vessels, in addition to brewery rentals. Sector-specific financial services are available for agriculture, construction, manufacturing, and transport industries. The company also facilitates leasing services for equipment across construction, manufacturing, IT, and other specialized assets, and offers loans, hire purchase, leasing, and refinancing options tailored for professional services in fields such as dental, medical, pharmacy, and veterinary. Beyond traditional banking, Close Brothers delivers extensive wealth management services, covering financial education, investment management, and personalized financial planning and advice. They also cater to self-directed investors through online portfolio management tools and provide dedicated support for financial advisers. In its securities division, the company offers vital liquidity and flexible execution services to retail stockbrokers, wealth managers, and institutional investors. This includes market making, sales, research, and corporate broking capabilities, complemented by comprehensive dealing, custody, and settlement services for institutional, wealth management, and brokerage clients. Close Brothers Group plc was founded in 1878 and is headquartered in London, United Kingdom.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR4.78 -0.06 (-1.24%)
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Volume Profile
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Liquidity & share structure
Average Volume
39
Beta
1.24
Float Shares
146.37M
Free Float %
97.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+4.85% +3.85% +8.00% -5.26% +4.85% -10.00% +35.68% -49.06% -71.73% -69.68% -74.04%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
4.78
DCF (Unlevered) 36.80 +669.9%
DCF (Levered) 48.92 +923.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.51
Distress
Piotroski F-Score
5 / 9
Average
MOAT Score
4 / 10
Developing
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
4 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Capital Markets: +19.7%
    -16.2% Q1'26: -61.5% (vs Q1'24)
  • EPS growth Financial - Capital Markets: +35.3%
    -100.0% Q1'26: -272.4% (vs Q1'24)
  • FCF margin FCF growth · Financial - Capital Markets: +29.5%
    +16.7% Q1'26: +39.5% (vs Q1'24)
  • EBIT margin Financial - Capital Markets: +33.5%
    +9.4% Q1'26: -18.3% (vs Q1'24)
  • ROIC Financial - Capital Markets: +4.0%
    +3.1% Q1'26: -10.7% (vs Q1'24)
  • Share dilution Financial - Capital Markets: +0.0%
    -2.8% Q1'26: -1.6% (vs Q1'24)
  • Debt / EBITDA Net debt/EBITDA · Financial - Capital Markets: -0.30×
    20.17× Q1'26: -15.30× (vs Q1'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.24) × ERP
WACC = 24% × Ke + 76% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 36.70 Current price: 4.78
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Jul 2015
actual
Jul 2016
actual
Jul 2017
actual
Jul 2018
actual
Jul 2019
actual
Jul 2020
actual
Jul 2021
actual
Jul 2022
actual
Jul 2023
actual
Jul 2024
actual
Jul 2025
actual
Jul 2026
6 Rev. Ana.
1 EPS Ana.
Jul 2027
6 Rev. Ana.
1 EPS Ana.
Jul 2028
4 Rev. Ana.
1 EPS Ana.
Jul 2029
3 Rev. Ana.
1 EPS Ana.
Jul 2030
3 Rev. Ana.
1 EPS Ana.
Revenue
686.00M
est: 958.75M (-28.4%)
703.40M
est: 821.96M (-14.4%)
789.00M
est: 846.14M (-6.8%)
850.90M
est: 912.61M (-6.8%)
870.10M
est: 896.29M (-2.9%)
932.60M
est: 946.08M (-1.4%)
1.14B
est: 1.12B (+1.6%)
1.12B
est: 1.12B (-0.2%)
1.32B
est: 1.09B (+20.7%)
1.59B
est: 964.35M (+64.8%)
1.33B
est: 739.19M (+80.2%)
645.17M
637.36M – 667.52M
-12.7% YoY
663.62M
649.40M – 680.95M
+2.9% YoY
709.70M
697.76M – 731.23M
+6.9% YoY
744.39M
731.86M – 766.96M
+4.9% YoY
803.74M
790.22M – 828.11M
+8.0% YoY
EBITDA
est: 185.09M (-100.0%)
est: 158.68M (-100.0%)
est: 163.35M (-100.0%)
est: 176.18M (-100.0%)
est: 173.03M (-100.0%)
est: 182.64M (-100.0%)
388.60M
est: 216.78M (+79.3%)
333.10M
est: 216.35M (+54.0%)
220.20M
est: 210.33M (+4.7%)
253.70M
est: 204.31M (+24.2%)
125.25M
est: 156.60M (-20.0%)
136.68M
135.03M – 141.42M
-12.7% YoY
140.59M
137.58M – 144.27M
+2.9% YoY
150.36M
147.83M – 154.92M
+6.9% YoY
157.71M
155.05M – 162.49M
+4.9% YoY
170.28M
167.41M – 175.44M
+8.0% YoY
EBIT
-41.40M
est: 98.22M (-142.2%)
-49.10M
est: 84.21M (-158.3%)
-57.50M
est: 86.68M (-166.3%)
-63.90M
est: 93.49M (-168.3%)
-73.50M
est: 91.82M (-180.0%)
-95.80M
est: 96.92M (-198.8%)
265.20M
est: 115.04M (+130.5%)
232.80M
est: 114.81M (+102.8%)
112.00M
est: 111.61M (+0.3%)
142.00M
est: 136.74M (+3.8%)
125.25M
est: 104.82M (+19.5%)
91.48M
90.38M – 94.65M
-12.7% YoY
94.10M
92.08M – 96.56M
+2.9% YoY
100.63M
98.94M – 103.69M
+6.9% YoY
105.55M
103.78M – 108.75M
+4.9% YoY
113.97M
112.05M – 117.42M
+8.0% YoY
Net Income
185.70M
est: 294.52M (-36.9%)
186.50M
est: 261.05M (-28.6%)
191.20M
est: 258.28M (-26.0%)
202.30M
est: 273.45M (-26.0%)
201.60M
est: 261.48M (-22.9%)
109.50M
est: 135.61M (-19.3%)
202.10M
est: 270.95M (-25.4%)
165.20M
est: 242.53M (-31.9%)
81.10M
est: 107.84M (-24.8%)
100.40M
est: 136.06M (-26.2%)
-101.00M
est: 101.43M (-199.6%)
75.81M
74.15M – 78.79M
-25.3% YoY
98.75M
96.59M – 102.64M
+30.3% YoY
145.10M
141.93M – 150.82M
+46.9% YoY
168.88M
165.19M – 175.54M
+16.4% YoY
210.32M
205.72M – 218.61M
+24.5% YoY
SGA
422.70M
est: 430.02M (-1.7%)
415.90M
est: 368.67M (+12.8%)
460.60M
est: 379.51M (+21.4%)
480.50M
est: 409.33M (+17.4%)
497.40M
est: 402.01M (+23.7%)
538.40M
est: 424.34M (+26.9%)
592.10M
est: 503.65M (+17.6%)
598.00M
est: 502.66M (+19.0%)
615.00M
est: 488.67M (+25.9%)
229.60M
est: 321.19M (-28.5%)
est: 246.20M (-100.0%)
214.88M
212.28M – 222.33M
-12.7% YoY
221.03M
216.29M – 226.80M
+2.9% YoY
236.38M
232.40M – 243.54M
+6.9% YoY
247.93M
243.76M – 255.45M
+4.9% YoY
267.70M
263.19M – 275.81M
+8.0% YoY
EPS
1.67
est: 1.65 (+1.0%)
1.49
est: 1.47 (+1.7%)
1.43
est: 1.45 (-1.4%)
1.51
est: 1.54 (-1.6%)
1.46
est: 1.47 (-0.5%)
0.81
est: 0.76 (+6.4%)
1.35
est: 1.52 (-11.3%)
1.10
est: 1.36 (-19.2%)
0.54
est: 0.61 (-10.8%)
0.50
est: 0.79 (-36.4%)
est: 0.59 (-100.0%)
0.44
0.43 – 0.46
-25.3% YoY
0.57
0.56 – 0.59
+30.3% YoY
0.84
0.82 – 0.87
+46.9% YoY
0.98
0.95 – 1.01
+16.4% YoY
1.22
1.19 – 1.26
+24.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-05-28 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-05-27 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-05-26 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-05-25 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-05-22 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-05-21 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-05-20 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-05-19 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-05-18 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-05-15 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-05-14 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-05-13 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-05-12 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-05-11 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-05-08 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-05-07 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-05-06 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-05-05 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-05-04 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-04-30 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-04-29 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-04-28 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-04-27 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-04-24 C 2/5 3/5 1/5 1/5 1/5 1/5 4/5
2026-04-23 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-04-22 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-04-21 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-04-20 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-04-17 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-04-16 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
554.91M
OE per share TTM
3.26
Owner's Yield
59.50%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
25.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
41.8K
Shares Outstanding
150.55M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Michael Bartlett Morgan Group Chief Executive Officer & Executive Director 1M male
Christophe Brière Managing Director male
Fiona McCarthy Group Chief Financial Officer & Executive Director female
Nigel Anthony Mottershead Head of Credit male
Rebekah Etherington Group Head of Human Resources female
Robert Sack Group Chief Risk Officer male
Sarah Kimberley Peazer-Davies General Counsel & Company Secretary female
Sophie Anna Victoria Ameln Gillingham Director of Investor Relations & Corporate Development female
Camila Sugimura Deputy Head of Investor Relations female
Yogesh Sholapurkar Group Chief Technology Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits