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Cuscal Ltd. (CCL.AX)

AUD4.89 +0.01 (+0.20%)
AU ASX Financial Services Financial - Diversified
Address Level 2, 1 Margaret Street 2000
Sydney, NSW, AU
CEO Craig N. Kennedy
Website cuscal.com
IPO 2024-11-24
ISIN AU0000362105

Explore sections of this company profile

Description

Cuscal Limited functions as a specialist provider, delivering essential payment infrastructure and secure, regulated data solutions. Its diverse portfolio of services includes a cutting-edge real-time payment platform, comprehensive card services, modern digital payment methods, and robust automated teller machine (ATM) provisions. Additionally, the company manages and provides consumer data services, ensuring compliance and utility.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
AUD4.89 +0.01 (+0.20%)
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Volume Profile
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Liquidity & share structure
Average Volume
644.3K
Beta
1.46
Float Shares
151.60M
Free Float %
79.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.63% +1.05% +2.56% +13.74% +20.30% +8.60% +63.27% +107.79% +107.79% +107.79% +107.79%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
4.89
DCF (Unlevered) 8.10 +65.6%
DCF (Levered) 10.39 +112.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 4 +1
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.05
Distress
Piotroski F-Score
8 / 9
Strong
MOAT Score
5 / 10
Developing
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Diversified: +6.4%
    -64.7% Q4'25: +15.9% (vs Q4'23)
  • EPS growth Financial - Diversified: +31.3%
    -6.3% Q4'25: +53.8% (vs Q4'23)
  • FCF margin FCF growth · Financial - Diversified: +349.4%
    +25.5% Q4'25: +447.8% (vs Q4'23)
  • EBIT margin Financial - Diversified: +49.7%
    +107.4% Q4'25: +13.8% (vs Q4'23)
  • ROIC Financial - Diversified: +2.3%
    Q4'25: -3.6% (vs Q4'23)
  • Share dilution Financial - Diversified: +0.6%
    0.0% Q4'25: +0.9% (vs Q4'23)
  • Debt / EBITDA Net debt/EBITDA · Financial - Diversified: -5.17×
    4.26× Q4'25: 2.39× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.47) × ERP
WACC = 57% × Ke + 43% × Kd (15.5%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 8.10 Current price: 4.89
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Jun 2000
actual
Jun 2001
actual
Jun 2002
actual
Jun 2003
actual
Jun 2004
actual
Jun 2005
actual
Jun 2006
actual
Jun 2007
actual
Jun 2008
actual
Jun 2009
actual
Jun 2010
actual
Jun 2011
actual
Jun 2012
actual
Jun 2013
actual
Jun 2014
actual
Jun 2015
actual
Jun 2016
actual
Jun 2017
actual
Jun 2018
actual
Jun 2019
actual
Jun 2020
actual
Jun 2021
actual
Jun 2022
actual
Jun 2023
actual
Jun 2024
actual
Jun 2025
actual
Jun 2026
4 Rev. Ana.
3 EPS Ana.
Jun 2027
4 Rev. Ana.
3 EPS Ana.
Jun 2028
3 Rev. Ana.
1 EPS Ana.
Jun 2029
1 Rev. Ana.
1 EPS Ana.
Revenue
est: 3.94B (-100.0%)
3.68B
est: 4.18B (-12.0%)
3.51B
est: 3.70B (-5.0%)
3.44B
est: 3.47B (-1.0%)
3.50B
est: 3.47B (+1.0%)
4.08B
est: 3.58B (+14.2%)
4.36B
est: 4.18B (+4.4%)
3.95B
est: 4.44B (-10.9%)
4.16B
est: 4.51B (-7.8%)
4.53B
est: 4.14B (+9.5%)
4.59B
est: 4.53B (+1.2%)
4.75B
est: 4.69B (+1.3%)
5.03B
est: 4.86B (+3.5%)
4.98B
est: 5.19B (-4.1%)
4.96B
est: 5.12B (-3.1%)
5.11B
est: 5.12B (-0.2%)
5.17B
est: 5.12B (+1.0%)
4.94B
est: 5.33B (-7.2%)
4.76B
est: 5.17B (-7.8%)
5.08B
est: 5.04B (+0.9%)
4.78B
est: 5.10B (-6.4%)
4.75B
est.
175.10M
est: 5.09B (-96.6%)
218.40M
est: 5.36B (-95.9%)
395.10M
est: 476.10M (-17.0%)
139.40M
est: 279.64M (-50.1%)
324.57M
276.79M – 358.77M
+16.1% YoY
392.68M
282.77M – 457.40M
+21.0% YoY
456.00M
444.34M – 467.67M
+16.1% YoY
475.40M
370.30M – 541.22M
+4.3% YoY
EBITDA
503.00M
est: 103.23M (+387.3%)
693.00M
est: -25.43M (+2,824.8%)
474.90M
est: 80.78M (+487.9%)
487.70M
est: 331.59M (+47.1%)
535.30M
est: 109.93M (+386.9%)
581.20M
est: 226.39M (+156.7%)
559.80M
est: 324.85M (+72.3%)
616.10M
est: 296.11M (+108.1%)
717.50M
est: 230.29M (+211.6%)
802.20M
est: 277.02M (+189.6%)
865.80M
est: 390.53M (+121.7%)
882.30M
est: 537.70M (+64.1%)
796.60M
est: 599.55M (+32.9%)
403.40M
est: 647.04M (-37.7%)
537.60M
est: 528.97M (+1.6%)
685.20M
est: 122.32M (+460.2%)
496.70M
est: 222.75M (+123.0%)
698.20M
est: 462.22M (+51.1%)
515.70M
est: 258.82M (+99.2%)
631.00M
est: 512.21M (+23.2%)
332.90M
est: 370.46M (-10.1%)
426.20M
est.
33.10M
est: 447.02M (-92.6%)
29.90M
est: 472.03M (-93.7%)
177.90M
est: 175.76M (+1.2%)
164.00M
est: 103.23M (+58.9%)
119.82M
102.18M – 132.45M
+16.1% YoY
144.97M
104.39M – 168.86M
+21.0% YoY
168.34M
164.04M – 172.65M
+16.1% YoY
175.50M
136.70M – 199.80M
+4.3% YoY
EBIT
505.20M
est: 452.93M (+11.5%)
694.30M
est: 382.35M (+81.6%)
474.80M
est: 447.12M (+6.2%)
488.00M
est: 652.20M (-25.2%)
535.70M
est: 474.94M (+12.8%)
581.20M
est: 502.86M (+15.6%)
559.80M
est: 626.20M (-10.6%)
673.00M
est: 616.85M (+9.1%)
717.50M
est: 555.18M (+29.2%)
802.20M
est: 617.13M (+30.0%)
865.80M
est: 792.20M (+9.3%)
882.30M
est: 814.89M (+8.3%)
796.80M
est: 875.34M (-9.0%)
404.10M
est: 917.19M (-55.9%)
538.30M
est: 750.46M (-28.3%)
695.20M
est: 367.96M (+88.9%)
507.90M
est: 505.94M (+0.4%)
714.00M
est: 724.37M (-1.4%)
645.10M
est: 492.16M (+31.1%)
640.40M
est: 661.11M (-3.1%)
298.00M
est: 625.38M (-52.3%)
557.22M
est.
25.70M
est: 584.44M (-95.6%)
17.50M
est: 617.14M (-97.2%)
153.10M
est: 158.87M (-3.6%)
149.70M
est: 93.32M (+60.4%)
108.31M
92.37M – 119.72M
+16.1% YoY
131.04M
94.36M – 152.63M
+21.0% YoY
152.17M
148.27M – 156.06M
+16.1% YoY
158.64M
123.57M – 180.61M
+4.3% YoY
Net Income
est: 176.68M (-100.0%)
est: 130.88M (-100.0%)
est: 180.69M (-100.0%)
est: 420.64M (-100.0%)
est: 209.56M (-100.0%)
320.50M
est: 200.11M (+60.2%)
282.40M
est: 327.65M (-13.8%)
367.60M
est: 340.16M (+8.1%)
385.60M
est: 280.07M (+37.7%)
449.00M
est: 284.91M (+57.6%)
497.30M
est: 425.75M (+16.8%)
591.80M
est: 464.73M (+27.3%)
460.10M
est: 515.22M (-10.7%)
80.60M
est: 623.54M (-87.1%)
272.80M
est: 453.53M (-39.8%)
403.40M
est: 79.91M (+404.8%)
257.30M
est: 255.74M (+0.6%)
461.00M
est: 409.91M (+12.5%)
414.50M
est: 238.48M (+73.8%)
383.80M
est: 434.11M (-11.6%)
145.00M
est: 282.79M (-48.7%)
348.40M
est.
23.40M
est: 365.42M (-93.6%)
26.10M
est: 385.87M (-93.2%)
31.60M
est: 31.60M (+0.0%)
28.70M
est: 39.23M (-26.8%)
41.43M
38.93M – 43.92M
+5.6% YoY
52.00M
48.09M – 55.91M
+25.5% YoY
59.71M
44.73M – 74.07M
+14.8% YoY
71.64M
51.05M – 84.54M
+20.0% YoY
SGA
est: 54.06M (-100.0%)
1.07B
est: 65.60M (+1,524.8%)
1.12B
est: 1.24B (-9.9%)
1.11B
est: 1.10B (+1.1%)
1.21B
est: 1.12B (+8.0%)
1.27B
est: 1.15B (+10.7%)
1.40B
est: 1.41B (-0.8%)
1.21B
est: 1.35B (-10.2%)
1.31B
est: 1.36B (-3.8%)
1.34B
est: 1.11B (+20.4%)
1.29B
est: 1.45B (-10.7%)
1.52B
est: 1.38B (+9.4%)
1.59B
est: 1.34B (+19.1%)
1.41B
est: 1.60B (-11.8%)
1.50B
est: 1.57B (-4.8%)
1.13B
est: 1.87B (-39.5%)
1.12B
est: 1.54B (-27.5%)
1.09B
est: 1.35B (-19.7%)
1.06B
est: 1.46B (-27.2%)
1.09B
est: 1.17B (-7.1%)
989.40M
est: 1.24B (-20.0%)
1.21B
est.
92.60M
est: 1.27B (-92.7%)
112.20M
est: 1.34B (-91.7%)
132.70M
est: 238.54M (-44.4%)
128.20M
est: 140.10M (-8.5%)
162.61M
138.68M – 179.75M
+16.1% YoY
196.74M
141.67M – 229.17M
+21.0% YoY
228.47M
222.62M – 234.31M
+16.1% YoY
238.19M
185.53M – 271.16M
+4.3% YoY
EPS
est: 0.18 (-100.0%)
est: 0.19 (-100.0%)
est: 0.24 (-100.0%)
est: 0.29 (-100.0%)
est: 0.34 (-100.0%)
0.43
est: 0.40 (+8.7%)
0.38
est: 0.43 (-12.1%)
0.49
est: 0.42 (+16.3%)
0.52
est: 0.49 (+7.2%)
0.61
est: 0.55 (+10.7%)
0.66
est: 0.62 (+7.3%)
0.78
est: 0.67 (+16.9%)
0.60
est: 0.71 (-15.3%)
0.11
est: 0.75 (-85.2%)
0.36
est: 0.68 (-47.2%)
0.53
est: 0.50 (+5.1%)
0.34
est: 0.51 (-33.1%)
0.62
est: 0.55 (+13.4%)
0.57
est: 0.56 (+2.5%)
0.53
est: 0.53 (+0.2%)
0.20
est: 0.53 (-62.0%)
0.42
est.
0.12
est: 0.50 (-76.2%)
0.14
est: 0.56 (-74.9%)
0.16
est: 0.18 (-11.2%)
0.15
est: 0.20 (-26.7%)
0.22
0.20 – 0.23
+7.3% YoY
0.27
0.25 – 0.29
+24.3% YoY
0.33
0.23 – 0.39
+20.0% YoY
0.37
0.27 – 0.44
+14.1% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-28 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-27 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-26 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-25 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-22 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-21 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-20 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-19 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-18 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-15 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-14 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-13 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-12 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-11 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-08 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-07 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-06 B 3/5 5/5 4/5 3/5 2/5 2/5 1/5
2026-05-05 B+ 3/5 5/5 4/5 4/5 2/5 2/5 1/5
2026-05-04 B+ 3/5 5/5 4/5 4/5 2/5 2/5 1/5
2026-05-01 B+ 3/5 5/5 4/5 4/5 2/5 2/5 1/5
2026-04-30 B+ 3/5 5/5 4/5 4/5 2/5 2/5 1/5
2026-04-29 B+ 3/5 5/5 4/5 4/5 2/5 2/5 1/5
2026-04-28 B+ 3/5 5/5 4/5 4/5 2/5 2/5 1/5
2026-04-27 B+ 3/5 5/5 4/5 4/5 2/5 2/5 1/5
2026-04-24 B+ 3/5 5/5 4/5 4/5 2/5 2/5 1/5
2026-04-23 B+ 3/5 5/5 4/5 4/5 2/5 2/5 2/5
2026-04-22 B+ 3/5 5/5 4/5 4/5 2/5 2/5 2/5
2026-04-21 B+ 3/5 5/5 4/5 4/5 2/5 2/5 2/5
2026-04-20 B+ 3/5 5/5 4/5 4/5 2/5 2/5 2/5
2026-04-17 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-16 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-15 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-379.43M
OE per share TTM
-2.03
Owner's Yield
-41.26%
Maintenance CapEx ratio
52.21%
Maint CapEx / Avg PPE
39.7%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
237.2K
Shares Outstanding
191.56M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Craig N. Kennedy GAICD MD & Director 2M male
Bronwyn Yam Chief Product Officer female
Angela Powell Chief Risk Officer female
Freya Smith Chief Legal & People Officer and Company Secretary female
Jennifer Brice Chief Financial Officer female
Michael Charles Blomfield Chief Client Officer male
Evan Craig Chief Information Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits