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Change Financial Limited (CCA.AX)
AUD0.07
+0.00 (+0.00%)
AU ASX Technology Information Technology Services
Address
82 Eagle Street 4000
Brisbane, QLD, AU
Brisbane, QLD, AU
CEO
Tony Sheehan
Website
changefinancial.com
IPO
2016-06-30
ISIN AU000000CCA5
Also trades on
Australian Securities Exchange · CCA.AX (AUD)
Other OTC · CNGFF (USD)
Description
Change Financial Limited is a financial technology firm that provides payment-as-a-service (PaaS) solutions across a global footprint, including regions like Southeast Asia, Oceania, Latin America, and the United States. The company's key offerings include Vertexon, a PaaS platform facilitating the issuance of both physical and virtual cards and transaction processing, as well as PaySim, a specialized tool for payment system testing. Incorporated in 2011 and headquartered in Brisbane, Australia, the enterprise operated as ChimpChange Limited before rebranding to Change Financial Limited in July 2017.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
AUD0.07
+0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
389.3K
Beta
0.54
Float Shares
668.96M
Free Float %
96.9%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | -2.78% | -20.45% | -17.65% | -1.41% | +4.48% | +6.06% | +66.67% | -44.62% | -83.99% | -83.99% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
0.07
Ratings Trend (MoM)
100% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 1 | +1 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
-1.77
Distress
Piotroski F-Score
3 / 9
Average
MOAT Score
1 / 10
No MOAT
Composite Rating
C-
Overall Score
1 / 5
Low
DCF Score
1 / 5
Low
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
4 / 5
High
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
-
Revenue growth Information Technology Services: +10.1%+42.9% ★ Q4'24: +60.8% (vs Q4'23)
-
EPS growth Information Technology Services: +16.7%+68.3% ★ Q4'24: -8.3% (vs Q4'23)
-
FCF margin FCF growth · Information Technology Services: +32.8%-27.6% Q4'24: -4.7% (vs Q4'23)
-
EBIT margin Information Technology Services: +9.0%-5.6% Q4'24: -20.4% (vs Q4'23)
-
ROIC Information Technology Services: +9.5%-24.2% Q4'24: -83.9% (vs Q4'23)
-
Share dilution Information Technology Services: +0.0%+7.6% Q4'24: +4.2% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Information Technology Services: -0.83×-0.54× Q4'24: -0.16× (vs Q4'23)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Jun 2016 actual |
Jun 2017 actual |
Jun 2018 actual |
Jun 2019 actual |
Jun 2020 actual |
Jun 2021 actual |
Jun 2022 actual |
Jun 2023 actual |
Jun 2024 actual |
Jun 2025 actual |
Jun 2026 2 Rev. Ana. 2 EPS Ana. |
Jun 2027 2 Rev. Ana. 1 EPS Ana. |
Jun 2028 2 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
178.00
est: 133.7K (-99.9%)
|
409.0K
est: 471.2K (-13.2%)
|
973.0K
est: 1.57M (-38.2%)
|
451.0K
est: 4.25M (-89.4%)
|
4.1K
est: 20.11M (-100.0%)
|
6.31M
est: 34.05M (-81.5%)
|
8.32M
est: 7.87M (+5.6%)
|
8.71M
est: 8.68M (+0.4%)
|
10.51M
est: 10.60M (-0.8%)
|
15.02M
est: 15.00M (+0.1%)
|
17.70M
17.38M – 18.02M
+18.0% YoY
|
21.32M
21.18M – 21.45M
+20.4% YoY
|
24.48M
24.07M – 24.89M
+14.9% YoY
|
| EBITDA |
-7.38M
est: -24.8K (-29,674.5%)
|
-8.53M
est: -87.4K (-9,667.2%)
|
-8.63M
est: -291.8K (-2,857.1%)
|
-4.49M
est: -787.9K (-470.0%)
|
-3.26M
est: -3.73M (+12.6%)
|
-2.31M
est: -6.31M (+63.3%)
|
-2.53M
est: -1.46M (-73.3%)
|
-1.26M
est: -1.61M (+21.5%)
|
-621.2K
est: -1.97M (+68.4%)
|
-785.4K
est: -2.78M (+71.8%)
|
-3.28M
-3.34M – -3.22M
-18.0% YoY
|
-3.95M
-3.98M – -3.93M
-20.4% YoY
|
-4.54M
-4.62M – -4.46M
-14.9% YoY
|
| EBIT |
-7.66M
est: -39.2K (-19,439.6%)
|
-8.96M
est: -138.1K (-6,388.1%)
|
-9.15M
est: -461.3K (-1,884.0%)
|
-4.67M
est: -1.25M (-274.7%)
|
-3.27M
est: -5.89M (+44.5%)
|
-2.95M
est: -9.98M (+70.4%)
|
-3.62M
est: -2.31M (-57.1%)
|
-2.55M
est: -2.54M (-0.1%)
|
-2.24M
est: -3.11M (+27.8%)
|
-846.2K
est: -4.40M (+80.7%)
|
-5.19M
-5.28M – -5.09M
-18.0% YoY
|
-6.25M
-6.29M – -6.21M
-20.4% YoY
|
-7.18M
-7.30M – -7.06M
-14.9% YoY
|
| Net Income |
-7.7K
est: -41.97M (+100.0%)
|
-8.77M
est: -56.33M (+84.4%)
|
-8.94M
est: -57.70M (+84.5%)
|
-4.76M
est: -45.65M (+89.6%)
|
-3.51M
est: -16.77M (+79.1%)
|
-3.48M
est: -1.25M (-178.2%)
|
-3.77M
est: -5.23M (+28.0%)
|
-2.92M
est: -1.82M (-60.5%)
|
-2.57M
est: -752.5K (-241.5%)
|
-1.94M
est: -174.7K (-1,011.7%)
|
1.55M
1.02M – 1.99M
+987.2% YoY
|
2.56M
2.52M – 2.59M
+64.9% YoY
|
3.44M
2.67M – 4.21M
+34.6% YoY
|
| SGA |
4.0K
est: 86.1K (-95.4%)
|
5.89M
est: 303.4K (+1,842.4%)
|
5.53M
est: 1.01M (+445.5%)
|
2.12M
est: 2.74M (-22.5%)
|
1.73M
est: 12.95M (-86.7%)
|
5.49M
est: 21.93M (-75.0%)
|
7.51M
est: 5.07M (+48.1%)
|
5.84M
est: 5.59M (+4.6%)
|
6.40M
est: 6.83M (-6.2%)
|
2.53M
est: 9.66M (-73.8%)
|
11.40M
11.19M – 11.61M
+18.0% YoY
|
13.73M
13.64M – 13.81M
+20.4% YoY
|
15.77M
15.50M – 16.03M
+14.9% YoY
|
| EPS |
0.00
est: -0.06 (+99.7%)
|
-0.11
est: -0.08 (-31.9%)
|
-0.10
est: -0.09 (-15.5%)
|
-0.05
est: -0.07 (+32.7%)
|
-0.03
est: -0.02 (-8.3%)
|
-0.01
est: 0.00 (-413.2%)
|
-0.01
est: -0.01 (-22.6%)
|
-0.01
est: 0.00 (-100.6%)
|
0.00
est: 0.00 (-268.0%)
|
0.00
est: 0.00 (-403.4%)
|
0.00
0.00 – 0.00
+961.5% YoY
|
0.00
0.00 – 0.00
+70.1% YoY
|
0.01
0.00 – 0.01
+34.5% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 | 1/5 |
| 2026-05-28 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 | 1/5 |
| 2026-05-27 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 | 1/5 |
| 2026-05-26 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 | 1/5 |
| 2026-05-22 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-21 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-20 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-19 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-18 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-15 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-14 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-13 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-12 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-11 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-08 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-07 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-06 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-05 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-04 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-01 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-30 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-29 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-28 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-27 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-24 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-23 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-22 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-21 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-20 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-17 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-16 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
391.0K
OE per share TTM
0.00
Owner's Yield
0.84%
Maintenance CapEx ratio
—
Maint CapEx / Avg PPE
3.5%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
This company is not held by any ETF in our universe.
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
-10.7K
Shares Outstanding
690.45M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Tony Sheehan | Chief Executive Officer | 404.7K | male |
| Thomas Russell | Executive Director | 318.8K | male |
| Jennifer Mateer | Chief Commercial Officer | 270.2K | female |
| Arnold Lee | Chief Technology Officer | 258.9K | male |
| Nick Roberts | Chief Marketing Officer | 188.8K | male |
| John Nicholson | Vice President of Finance & Administration | — | male |
| Akhila Iyer | Human Resources Manager | — | female |
| Javier Carrillo | Head of Development-LATAM | — | male |
| Adam John Gallagher GDipACG. GDipIS. ICSA MAICD | Company Secretary | — | male |
| Richard Scown | Chief Architect | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for CCA.AX
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
