Subscribe

Bemobi Mobile Tech S.A. (BMOB3.SA)

BRL23.33 -0.21 (-0.89%)
BR SAO Technology Information Technology Services
Address Avenida BarAo de TefE 22250-040
Rio de Janeiro, RJ, BR
CEO Pedro Santos Ripper
IPO 2021-02-10
ISIN BRBMOBACNOR7

Explore sections of this company profile

Description

Bemobi Mobile Tech S.A., a technology company, provides solutions and mobile platforms for digital payments, customer engagement, microfinance, and digital services in Brazil and internationally. The company offers Bemobi Pay, which includes smart checkouts which offers white-label and customizable solution, payment method orchestration, and multiple payment methods; Smart POS, that accepts payments; Payment Orchestration which optimizes payments and connects business to multiple providers, increase approval rates, and reduce fraud; and simplify payment management. It also provides Grace, an AI-first conversational payments platform; digital engagement solutions for telecom ISPs and telco MNOS; and Agenda Edu SuperApp, a tool for communication, engagement, and school finances. In addition, the company offers microfinance and digital subscriptions solutions for telco MNOS; and Wave, a digital native platform for telecommunications; and mobile scoring solutions for telcos and finances. It serves telecom MNOs and ISPs, utilities, education, health, and finance industries. Bemobi Mobile Tech S.A. was incorporated in 2007 and is headquartered in Rio De Janeiro, Brazil.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
BRL23.33 -0.21 (-0.89%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
566.3K
Beta
0.18
Float Shares
46.45M
Free Float %
55.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.16% +1.09% -8.40% -0.08% +0.40% +13.55% +31.68% +94.55% +22.75% +29.56% +29.56%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
23.33
DCF (Unlevered) 35.48 +52.1%
DCF (Levered) 25.44 +9.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 75% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 1 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
2.82
Grey zone
Piotroski F-Score
5 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
3 / 5
Medium
ROE Score
4 / 5
High
ROA Score
5 / 5
High
D/E Score
4 / 5
High
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Information Technology Services: +10.1%
    +13.2% Q1'26: +24.6% (vs Q1'25)
  • EPS growth Information Technology Services: +16.7%
    +33.1% Q1'26: +8.1% (vs Q1'25)
  • FCF margin FCF growth · Information Technology Services: +32.8%
    +1.3% Q1'26: -5.1% (vs Q1'25)
  • EBIT margin Information Technology Services: +9.0%
    +8.5% Q1'26: +10.0% (vs Q1'25)
  • ROIC Information Technology Services: +9.5%
    +18.4% Q1'26: +18.4% (vs Q1'25)
  • Share dilution Information Technology Services: +0.0%
    -1.7% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Information Technology Services: -0.83×
    0.12× Q1'26: 0.17× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.27) × ERP
WACC = 99% × Ke + 1% × Kd (35.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 35.34 Current price: 23.33
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
3 Rev. Ana.
1 EPS Ana.
Dec 2028
3 Rev. Ana.
Dec 2029
2 Rev. Ana.
Revenue
488.84M
est: 297.60M (+64.3%)
1.48B
est: 731.08M (+101.9%)
1.31B
est: 1.39B (-5.9%)
1.50B
est: 1.05B (+42.9%)
1.70B
est: 718.75M (+136.0%)
885.33M
843.25M – 910.52M
+23.2% YoY
1.00B
916.00M – 1.05B
+13.2% YoY
1.17B
1.15B – 1.20B
+16.9% YoY
1.12B
1.06B – 1.15B
-4.6% YoY
EBITDA
145.59M
est: 71.51M (+103.6%)
211.17M
est: 175.66M (+20.2%)
200.44M
est: 233.86M (-14.3%)
182.17M
est: 176.37M (+3.3%)
212.88M
est: 120.93M (+76.0%)
148.96M
141.88M – 153.20M
+23.2% YoY
168.65M
154.12M – 177.34M
+13.2% YoY
197.20M
192.84M – 201.55M
+16.9% YoY
188.13M
179.18M – 193.48M
-4.6% YoY
EBIT
112.03M
est: 51.54M (+117.4%)
147.63M
est: 126.61M (+16.6%)
141.41M
est: 166.52M (-15.1%)
115.55M
est: 125.59M (-8.0%)
143.48M
est: 86.11M (+66.6%)
106.07M
101.03M – 109.09M
+23.2% YoY
120.09M
109.75M – 126.28M
+13.2% YoY
140.42M
137.31M – 143.52M
+16.9% YoY
133.96M
127.59M – 137.77M
-4.6% YoY
Net Income
75.35M
est: 72.75M (+3.6%)
85.57M
est: 92.31M (-7.3%)
86.60M
est: 113.75M (-23.9%)
119.47M
est: 101.60M (+17.6%)
156.66M
est: 151.35M (+3.5%)
173.00M
162.84M – 179.99M
+14.3% YoY
193.42M
177.94M – 196.67M
+11.8% YoY
— – —
-100.0% YoY
— – —
SGA
96.03M
est: 32.33M (+197.0%)
88.02M
est: 79.43M (+10.8%)
202.81M
est: 176.37M (+15.0%)
90.73M
est: 133.02M (-31.8%)
276.13M
est: 91.21M (+202.7%)
112.35M
107.01M – 115.54M
+23.2% YoY
127.19M
116.24M – 133.75M
+13.2% YoY
148.73M
145.44M – 152.01M
+16.9% YoY
141.89M
135.14M – 145.92M
-4.6% YoY
EPS
0.89
est: 0.85 (+5.3%)
0.98
est: 1.08 (-8.8%)
1.00
est: 1.33 (-24.8%)
1.39
est: 1.22 (+14.4%)
1.86
est: 1.81 (+2.8%)
2.05
1.92 – 2.13
+13.3% YoY
2.24
2.10 – 2.32
+9.3% YoY
— – —
-100.0% YoY
— – —
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-21 A- 4/5 3/5 4/5 5/5 4/5 2/5 2/5
2026-05-20 A- 4/5 3/5 4/5 5/5 4/5 2/5 2/5
2026-05-19 A 4/5 5/5 4/5 5/5 4/5 2/5 2/5
2026-05-18 A 4/5 5/5 4/5 5/5 4/5 2/5 2/5
2026-05-15 A- 4/5 5/5 4/5 5/5 3/5 2/5 2/5
2026-05-14 A 4/5 5/5 4/5 5/5 3/5 3/5 2/5
2026-05-13 A 4/5 5/5 4/5 5/5 3/5 3/5 3/5
2026-05-12 A 4/5 5/5 4/5 5/5 3/5 3/5 3/5
2026-05-11 A 4/5 5/5 4/5 5/5 3/5 3/5 3/5
2026-05-08 A 4/5 4/5 4/5 5/5 3/5 3/5 3/5
2026-05-07 A 4/5 4/5 4/5 5/5 3/5 3/5 3/5
2026-05-06 A 4/5 4/5 4/5 5/5 3/5 3/5 3/5
2026-05-05 A 4/5 4/5 4/5 5/5 3/5 3/5 3/5
2026-05-04 A 4/5 5/5 4/5 5/5 3/5 3/5 3/5
2026-04-30 A 4/5 4/5 4/5 5/5 3/5 3/5 3/5
2026-04-29 A 4/5 4/5 4/5 5/5 3/5 3/5 3/5
2026-04-28 A 4/5 4/5 4/5 5/5 3/5 3/5 3/5
2026-04-27 A 4/5 4/5 4/5 5/5 3/5 3/5 3/5
2026-04-24 A- 4/5 4/5 4/5 5/5 3/5 3/5 2/5
2026-04-23 A- 4/5 4/5 4/5 5/5 3/5 3/5 2/5
2026-04-22 A- 4/5 4/5 4/5 5/5 3/5 3/5 2/5
2026-04-20 A- 4/5 4/5 4/5 5/5 3/5 3/5 2/5
2026-04-17 A- 4/5 4/5 4/5 5/5 3/5 3/5 2/5
2026-04-16 A- 4/5 4/5 4/5 5/5 3/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
64.38M
OE per share TTM
0.76
Owner's Yield
3.05%
Maintenance CapEx ratio
24.00%
Maint CapEx / Avg PPE
1.7%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 13 ETFs in our universe

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
179.3K
Shares Outstanding
84.38M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Andre Pinheiro Veloso Chief Financial Officer, Investor Relations Officer & Member of Executive Board male
Joao Stricker Vice President of Brazil & Latin America Commercial and Member of Executive Board male
Pedro Santos Ripper Member of Executive Board, Chief Executive Officer & Director male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits