Bemobi Mobile Tech S.A. (BMOB3.SA)
Rio de Janeiro, RJ, BR
Bemobi Mobile Tech S.A., a technology company, provides solutions and mobile platforms for digital payments, customer engagement, microfinance, and digital services in Brazil and internationally. The company offers Bemobi Pay, which includes smart checkouts which offers white-label and customizable solution, payment method orchestration, and multiple payment methods; Smart POS, that accepts payments; Payment Orchestration which optimizes payments and connects business to multiple providers, increase approval rates, and reduce fraud; and simplify payment management. It also provides Grace, an AI-first conversational payments platform; digital engagement solutions for telecom ISPs and telco MNOS; and Agenda Edu SuperApp, a tool for communication, engagement, and school finances. In addition, the company offers microfinance and digital subscriptions solutions for telco MNOS; and Wave, a digital native platform for telecommunications; and mobile scoring solutions for telcos and finances. It serves telecom MNOs and ISPs, utilities, education, health, and finance industries. Bemobi Mobile Tech S.A. was incorporated in 2007 and is headquartered in Rio De Janeiro, Brazil.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.16% | +1.09% | -8.40% | -0.08% | +0.40% | +13.55% | +31.68% | +94.55% | +22.75% | +29.56% | +29.56% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 1 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Information Technology Services: +10.1%+13.2% ★ Q1'26: +24.6% (vs Q1'25)
-
EPS growth Information Technology Services: +16.7%+33.1% ★ Q1'26: +8.1% (vs Q1'25)
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FCF margin FCF growth · Information Technology Services: +32.8%+1.3% Q1'26: -5.1% (vs Q1'25)
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EBIT margin Information Technology Services: +9.0%+8.5% Q1'26: +10.0% (vs Q1'25)
-
ROIC Information Technology Services: +9.5%+18.4% ★ Q1'26: +18.4% (vs Q1'25)
-
Share dilution Information Technology Services: +0.0%-1.7% ★ Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Information Technology Services: -0.83×0.12× ★ Q1'26: 0.17× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 3 Rev. Ana. 1 EPS Ana. |
Dec 2028 3 Rev. Ana. |
Dec 2029 2 Rev. Ana. |
|---|---|---|---|---|---|---|---|---|---|
| Revenue |
488.84M
est: 297.60M (+64.3%)
|
1.48B
est: 731.08M (+101.9%)
|
1.31B
est: 1.39B (-5.9%)
|
1.50B
est: 1.05B (+42.9%)
|
1.70B
est: 718.75M (+136.0%)
|
885.33M
843.25M – 910.52M
+23.2% YoY
|
1.00B
916.00M – 1.05B
+13.2% YoY
|
1.17B
1.15B – 1.20B
+16.9% YoY
|
1.12B
1.06B – 1.15B
-4.6% YoY
|
| EBITDA |
145.59M
est: 71.51M (+103.6%)
|
211.17M
est: 175.66M (+20.2%)
|
200.44M
est: 233.86M (-14.3%)
|
182.17M
est: 176.37M (+3.3%)
|
212.88M
est: 120.93M (+76.0%)
|
148.96M
141.88M – 153.20M
+23.2% YoY
|
168.65M
154.12M – 177.34M
+13.2% YoY
|
197.20M
192.84M – 201.55M
+16.9% YoY
|
188.13M
179.18M – 193.48M
-4.6% YoY
|
| EBIT |
112.03M
est: 51.54M (+117.4%)
|
147.63M
est: 126.61M (+16.6%)
|
141.41M
est: 166.52M (-15.1%)
|
115.55M
est: 125.59M (-8.0%)
|
143.48M
est: 86.11M (+66.6%)
|
106.07M
101.03M – 109.09M
+23.2% YoY
|
120.09M
109.75M – 126.28M
+13.2% YoY
|
140.42M
137.31M – 143.52M
+16.9% YoY
|
133.96M
127.59M – 137.77M
-4.6% YoY
|
| Net Income |
75.35M
est: 72.75M (+3.6%)
|
85.57M
est: 92.31M (-7.3%)
|
86.60M
est: 113.75M (-23.9%)
|
119.47M
est: 101.60M (+17.6%)
|
156.66M
est: 151.35M (+3.5%)
|
173.00M
162.84M – 179.99M
+14.3% YoY
|
193.42M
177.94M – 196.67M
+11.8% YoY
|
—
— – —
-100.0% YoY
|
—
— – —
|
| SGA |
96.03M
est: 32.33M (+197.0%)
|
88.02M
est: 79.43M (+10.8%)
|
202.81M
est: 176.37M (+15.0%)
|
90.73M
est: 133.02M (-31.8%)
|
276.13M
est: 91.21M (+202.7%)
|
112.35M
107.01M – 115.54M
+23.2% YoY
|
127.19M
116.24M – 133.75M
+13.2% YoY
|
148.73M
145.44M – 152.01M
+16.9% YoY
|
141.89M
135.14M – 145.92M
-4.6% YoY
|
| EPS |
0.89
est: 0.85 (+5.3%)
|
0.98
est: 1.08 (-8.8%)
|
1.00
est: 1.33 (-24.8%)
|
1.39
est: 1.22 (+14.4%)
|
1.86
est: 1.81 (+2.8%)
|
2.05
1.92 – 2.13
+13.3% YoY
|
2.24
2.10 – 2.32
+9.3% YoY
|
—
— – —
-100.0% YoY
|
—
— – —
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-21 | A- | 4/5 | 3/5 | 4/5 | 5/5 | 4/5 | 2/5 | 2/5 |
| 2026-05-20 | A- | 4/5 | 3/5 | 4/5 | 5/5 | 4/5 | 2/5 | 2/5 |
| 2026-05-19 | A | 4/5 | 5/5 | 4/5 | 5/5 | 4/5 | 2/5 | 2/5 |
| 2026-05-18 | A | 4/5 | 5/5 | 4/5 | 5/5 | 4/5 | 2/5 | 2/5 |
| 2026-05-15 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-14 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-13 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-12 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-11 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-08 | A | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-07 | A | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-06 | A | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-05 | A | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-04 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-04-30 | A | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-04-29 | A | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-04-28 | A | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-04-27 | A | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-04-24 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-23 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-22 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-20 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-17 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-16 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | WisdomTree Emerging Markets SmallCap Dividend Fund DGS | 0.07% | 1.23M | 0.58% |
| 2 | WisdomTree Emerging Markets SmallCap Dividend UCITS ETF DGSD.L | 0.07% | 30.0K | 0.54% |
| 3 | State Street SPDR S&P Emerging Markets Small Cap ETF EWX | 0.03% | 182.3K | 0.65% |
| 4 | Avantis Emerging Markets Small Cap Equity ETF AVEE | 0.02% | 18.9K | 0.42% |
| 5 | Dimensional Emerging Markets Sustainability Core 1 ETF DFSE | 0.01% | 48.6K | 0.44% |
| 6 | Avantis Responsible Emerging Markets Equity ETF AVSE | 0.01% | 12.2K | 0.33% |
| 7 | Avantis Emerging Markets ex-China Equity ETF AVXC | 0.00% | 18.9K | 0.33% |
| 8 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.00% | 412.6K | 0.39% |
| 9 | Dimensional - Emerging Markets Value ETF DFEV | 0.00% | 63.3K | 0.46% |
| 10 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 287.2K | 0.28% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Andre Pinheiro Veloso | Chief Financial Officer, Investor Relations Officer & Member of Executive Board | — | male |
| Joao Stricker | Vice President of Brazil & Latin America Commercial and Member of Executive Board | — | male |
| Pedro Santos Ripper | Member of Executive Board, Chief Executive Officer & Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BMOB3.SA
Short-term intention
Target Price Distribution
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