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5paisa Capital Limited (5PAISA.NS)

INR390.85 +5.90 (+1.53%)
IN NSE Financial Services Financial - Capital Markets
Address IIFL House, Sun Infotech Park 400604
Thane, IN
CEO Gaurav Seth
Website 5paisa.com
IPO 2017-11-16
ISIN INE618L01018

Explore sections of this company profile

Also trades on Bombay Stock Exchange · 5PAISA.BO (INR) National Stock Exchange of India · 5PAISA.NS (INR)
Description

5paisa Capital Limited operates a digital platform facilitating trading activities across India's principal exchanges, including the National Stock Exchange, BSE, and MCX. The company offers a comprehensive suite of financial services, which features cost-effective online stock brokerage, depository solutions, and the distribution of various investment vehicles such as mutual funds, bonds, debentures, and insurance policies. Furthermore, it delivers specialized equity and mutual fund research, alongside expert investment advisory. Expanding its portfolio, the firm also provides peer-to-peer lending services, accessible via its dedicated website, 5paisaloans.com, and the 5Paisa Loans mobile application. Clients can engage with these offerings through a sophisticated web trading terminal, a convenient mobile application, and a modern call-and-trade unit. Primarily catering to individual retail investors and active, high-volume traders, 5paisa Capital Limited was established in 2007 and maintains its headquarters in Thane, India.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR390.85 +5.90 (+1.53%)
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Volume Profile
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Liquidity & share structure
Average Volume
55.5K
Beta
0.54
Float Shares
13.18M
Free Float %
42.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+2.01% -8.95% +2.36% -5.71% +7.67% -6.45% -15.51% -0.40% -11.15% +35.12% +35.12%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
390.85
DCF (Unlevered) 158.91 -59.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.83
Grey zone
Piotroski F-Score
5 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
5 / 5
High
D/E Score
2 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Capital Markets: +19.7%
    +39.6% Q1'26: +100.3% (vs Q1'25)
  • EPS growth Financial - Capital Markets: +35.3%
    -84.1% Q1'26: +338.8% (vs Q1'25)
  • FCF margin FCF growth · Financial - Capital Markets: +29.5%
    -24.8% Q1'26: +0.0% (vs Q1'25)
  • EBIT margin Financial - Capital Markets: +33.5%
    +18.5% Q1'26: +17.0% (vs Q1'25)
  • ROIC Financial - Capital Markets: +4.0%
    Q1'26: -11.1% (vs Q1'25)
  • Share dilution Financial - Capital Markets: +0.0%
    +306.6% Q1'26: -75.4% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Financial - Capital Markets: -0.30×
    5.53× Q1'26: 5.67× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.38) × ERP
WACC = 92% × Ke + 8% × Kd (4.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 158.90 Current price: 390.85
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2028
1 Rev. Ana.
1 EPS Ana.
Mar 2029
1 Rev. Ana.
1 EPS Ana.
Mar 2030
1 Rev. Ana.
1 EPS Ana.
Revenue
1.47B
est: 1.08B (+36.0%)
2.16B
est: 2.91B (-25.8%)
2.36B
est: 3.73B (-36.7%)
2.59B
est: 4.57B (-43.3%)
2.29B
est: 2.29B (+0.0%)
2.91B
2.91B – 2.91B
+27.0% YoY
3.73B
3.73B – 3.73B
+28.0% YoY
4.57B
4.57B – 4.57B
+22.7% YoY
EBITDA
421.26M
est: 384.61M (+9.5%)
434.12M
est: 1.04B (-58.1%)
831.50M
est: 1.33B (-37.3%)
1.06B
est: 1.63B (-34.9%)
1.22B
est: 815.31M (+49.2%)
993.61M
993.61M – 993.61M
+21.9% YoY
1.27B
1.27B – 1.27B
+28.0% YoY
1.56B
1.56B – 1.56B
+22.7% YoY
EBIT
375.19M
est: 345.26M (+8.7%)
383.83M
est: 929.75M (-58.7%)
743.56M
est: 1.19B (-37.5%)
963.49M
est: 1.46B (-34.0%)
1.09B
est: 731.91M (+49.5%)
889.13M
889.13M – 889.13M
+21.5% YoY
1.14B
1.14B – 1.14B
+28.0% YoY
1.40B
1.40B – 1.40B
+22.7% YoY
Net Income
146.90M
est: -106.47M (+238.0%)
137.36M
est: 219.20M (-37.3%)
435.67M
est: 338.19M (+28.8%)
544.41M
est: 485.37M (+12.2%)
682.34M
891.35M
891.35M – 891.35M
1.38B
1.38B – 1.38B
+54.3% YoY
1.97B
1.97B – 1.97B
+43.5% YoY
SGA
803.07M
est: 509.78M (+57.5%)
1.38B
est: 1.37B (+0.3%)
911.69M
est: 1.76B (-48.1%)
1.21B
est: 2.16B (-43.9%)
735.86M
est: 1.08B (-31.9%)
1.05B
1.05B – 1.05B
-2.4% YoY
1.35B
1.35B – 1.35B
+28.0% YoY
1.66B
1.66B – 1.66B
+22.7% YoY
EPS
5.76
est: -3.40 (+269.4%)
4.72
est: 7.00 (-32.6%)
14.42
est: 10.80 (+33.5%)
17.65
est: 15.50 (+13.9%)
21.86
7.00
7.00 – 7.00
10.80
10.80 – 10.80
+54.3% YoY
15.50
15.50 – 15.50
+43.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-08 C+ 2/5 1/5 2/5 5/5 2/5 1/5 2/5
2026-05-07 C+ 2/5 1/5 2/5 5/5 2/5 1/5 2/5
2026-05-06 C+ 2/5 1/5 2/5 5/5 2/5 1/5 2/5
2026-05-05 C+ 2/5 1/5 2/5 5/5 2/5 1/5 2/5
2026-05-04 C+ 2/5 1/5 2/5 5/5 2/5 1/5 2/5
2026-04-30 B- 2/5 1/5 3/5 5/5 2/5 1/5 2/5
2026-04-29 B- 2/5 1/5 3/5 5/5 2/5 1/5 2/5
2026-04-28 B- 2/5 1/5 3/5 5/5 2/5 1/5 2/5
2026-04-27 B- 2/5 1/5 3/5 5/5 2/5 1/5 2/5
2026-04-24 B- 2/5 1/5 3/5 5/5 2/5 1/5 2/5
2026-04-23 B- 3/5 1/5 3/5 5/5 2/5 2/5 2/5
2026-04-22 B- 3/5 1/5 3/5 5/5 2/5 2/5 2/5
2026-04-21 B- 3/5 1/5 3/5 5/5 2/5 2/5 2/5
2026-04-20 B- 3/5 1/5 3/5 5/5 2/5 2/5 2/5
2026-04-17 B- 3/5 1/5 3/5 5/5 2/5 2/5 2/5
2026-04-16 B- 3/5 1/5 3/5 5/5 2/5 2/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-54.23M
OE per share TTM
-1.73
Owner's Yield
-2.11%
Maintenance CapEx ratio
7.16%
Maint CapEx / Avg PPE
5.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.08M
Shares Outstanding
31.25M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Ameya Agnihotri Chief Technology Officer & Whole-Time Director 17M male
Gourav Munjal Chief Financial Officer & Whole-Time Director 5M male
Gaurav Seth MD, Chief Executive Officer & Director 5M male
Geetha S. Menon Head of Human Resources female
Charvi Panchmatia Company Secretary & Compliance Officer female
Lalit Babu Lathe Head of Operations male
Mayur Dedhia Business Head of Broking male
Sameer Mehta Head of Marketing male
Shoaib Qureshi Head of Customer Services & Onboarding male
Dushyant Patel Head of Technology male
Vikram Sahni Head of Call Center male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits